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    • Car Finance Awards celebrates best of the industryView the full article
    • I want to add my 2 cents here...  The purchase of this debt, Perch Group dont absolve themselves of liabilities from the Original Creditor. They should be responsible for dealing with this complaint in response to an Irresponsible Lending dispute.  If the balance is disputed as such in that way - Then they should be referring to the Original Creditor where applicable.    Also if your complaint was written in a way where a template wasnt used or it was rewritten to a similar effect where it wasnt recognisable - Then you probably would have stood a better opportunity at it not getting rebuffed.  To be honest those - Perch and TM Legal are a waste of Oxygen and will say anything to get you to pay.    Ditto on the template. Where did you find it?  Please keep in mind we have to unravel what you have done till now and help build a formal response.     
    • Ok......... I'll try and answer some of the questions asked and stay relevant. @lolerz - I do try and do things for myself and sometimes especially where mental health issues are involved it is difficult to ask for help or even get around to it, the irrelevant twaddle was compiled by looking at various websites and information, no one source and getting as much information as possible, the fall down was that i tried to cobble something together using this information, it was not a template per se. Not sure when you ask what the original debt was as in do you mean the amount? I haven't moved. The original LoC was by post. I assume they got my email from account, i have never responded to or acknowledged anything by email. @BankFodder - As per reply above it wasn't a template. I utilised information that i had gathered and foolishly by the looks of things tried to manipulate it into something useful. @dx100uk - Not sure when i last paid, it would have been early 2023 i think. I took it out 17/11/21. My credit status was poor at the time with other debts and a couple of defaults at least. Hope that helps.
    • Payed 800 throw bank dident do a bank tracefair use pay a friend and 1200 cash when he droped car off but have video evedence of he counting the money 
    • I've just received a letter from Resolvecall threatening a visit etc. This debt has had no action on it in over 20 years. I've not acknowledged the debt either in writing or verbally; this is the first letter I've had in over 10 years. Do I need to be worried, is there something I should do? I understand the debt is statute-barred now. Thanks
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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My little message to CSL


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4741 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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Inspired from a call from them yesterday I sent them this using the business proposal form on their website:

 

 

 

"Hello,

 

Not a business proposal, but rather something that you might want to read.

 

I have a debt with Barclays, currently being pursued by CSL (lookup my account details with the info provided). Understand the following:

 

All calls made both to and from any of my phones are recorded.

 

This email serves as notice of such, the purpose of recording the calls you make to me is to place them on the YouTube.com website (publicly available) and include details in the title of the video that will cause the video(s) to show at the top of a google results page when a future potential client of yours searches for "credit solutions" using google.

 

Whats more, when your staff breach either the OFT guidelines or any other law (as they often do) a copy of the call will be passed over to OFT or the relevant authority (if ANYTHING that can be considered criminal is said, that will be the police, just like I did with a call from "Sam" at Mackenzie Hall).

 

If the caller is abusive or unprofessional (as they often are) I will pass a copy of the recording over to the client you represent (Barclays).

 

Further I wont tell the person calling at any point I'm going to do this, since CSL LTD has already been notified.

 

I will call yourselves and notify you of what I'm doing by phone as well (recorded), I wont upload that call to youtube but you will have no excuse that you where not made aware of this.

 

Beware that the call made to me yesterday from "Ali" an "Accounts Officer" was recorded, during the call numerous violations where made of the OFT guidelines.

 

If you call again you have placed yourselves in a deeply troubling situation, you know your staff flout the law on a frequent basis, yet due to the systemic disorganization within CSL you also know your staff will be totally unaware of what I'm doing with the calls they make, too bad I have fulfilled my legal obligations though.

 

The above applies to all of CSL LTDs sister companies such as "power2contact" etc.

 

I suggest if you want to keep making calls to me you ensure every person within the CSL organization is made aware of this, or they might be annoyed to find what they assumed was a private call, on the internet.

 

BY CONTACTING ME YOU CONSENT TO THE ABOVE - IF YOU DO NOT CONSENT - DON'T CALL, WRITE INSTEAD.

 

CSL LTD and POWER2CONTACT LTD implied right of access to my residence is withdrawn.

 

Have a good day."

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Well not that far any way ''ouch'' !!:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Glad you all like it :)

 

Ill certainly keep you all posted.

 

I rang them last year an told them I would be putting their calls on youtube and they stopped ringing until now.

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  • 2 weeks later...

OK, well haven't heard from them since so it certainly seems to have worked in the sense they have stopped calling. While its only been 10 days they where calling quite often so I am rather confident this has done the trick.

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I like this. I like it because I particularly loathe CSL, but I would have liked it anyway.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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They haven't contacted me or responded to my letter with an included CD containing the recording of the phone call where they refused to discuss the disputed BT account they were chasing without me giving them my phone number, despite answering there security questions - http://www.consumeractiongroup.co.uk/forum/showthread.php?304279-Heres-a-good-one-for-you.-CSL-quot-On-stirct-Time-Limit-quot&highlight=

 

Love how they write the following on their letters "Please do not simply write as our time limits are strict" (like we would actually give a **** about that lol). Guess they don't have time to write back.

Please note that this advice is given informally, without liability and without prejudice. Always seek the advice of an insured qualified professional. All my legal and nonlegal knowledge comes from either here (CAG),my own personal research and experience and/or as the result of necessity as an Employer and Businessman.

 

By using my advice in any form, you agreed to waive all rights to hold myself or any persons representing myself of any liability.

 

If you PM me, make sure to include a link to your thread as I don't give out advice in private. All PMs that are sent in missuse (including but not limited to phinishing, spam) of the PM application and/or PMs that are threatening or abusive will be reported to the Site Team and if necessary to the police and/or relevant Authority.

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