harrison v link mbna card

[borisbeaver]

Good article in todays BBC News Online

 

Credit card borrower tortured by lender

http://www.bbc.co.uk/news/business-12622318

[MARTIN3030]

Yes we are aware.

[rebel11]

'Excellent stuff'.

[mickrick]

I was just about to post this. At last it has been recognised by a court, the disgraceful harassment and torture meted out by CCC's and DCA's towards consumers. It is also refreshing to hear of such a large sum (over £20,000 in this case) being written off by a court as a result of a CCC being unable to prove it had issued terms and conditions at the time the card was issued. It is surely now a job for the OFT to finally take the CCC's and DCA's to task for their tactics.

 

As a consumer currently caught up in a similar battle with MBNA, it has given me heart to continue fighting the good fight.

[loadsofdosh]

I read about this and was overjoyed when I found out that this man's debt had been written off by the High Court judge because of the shameful way that MBNA and its henchman Link Financial had behaved. I am heavily in debt and to be truthful MBNA was the start of my problem. I always paid them, never missed a month but the interest they put on my account was crippling, it was disgusting. I wrote to them and asked if I could have lower interest rates applied and they would always respond by upping the rate. I did a couple of balance transfers to get rid of them- now have loads of debt elsewhere because of this. I reported them to the Financial Ombudsman but got no joy. Now I am very pleased with this result. So pleased that I have penned a letter to MBNA, telling them what I think and how delighted I am of the outcome. Childish I know but it made me feel so good.

[borisbeaver]

In todays BBC News online:

 

A man whom a High Court judge said was "tortured" by hundreds of phone calls from his credit card firm has spoken for the first time about his ordeal.

Keith Harrison, a businessman from Buckfastleigh in Devon, spoke exclusively to the BBC about the telephone harassment that the MBNA credit card firm, and the debt collection firm Link Financial, had used to try to make him repay his outstanding credit card bill.

"They were condescending and rude. The bottom line is they don't believe what you say," said Mr Harrison.

"Whatever you say about your circumstances they are not interested, they just want you to get your debit card out," he added.

The lenders' behaviour was so bad that it contributed to a decision in February, by Judge Nicholas Chambers QC at Mold County Court, to write off just over £20,000 outstanding on Mr Harrison's card.

"I am satisfied that the claimant's description of the way that he was hounded by his creditors is essentially correct not least in the use of "non-traceable" telephone calls," the judge said.

"[There] can be no excuse for conduct of which it must be supposed the sole purpose must have been to make the claimant's life so difficult that he would come to heel."

Running into trouble

 

http://www.bbc.co.uk/news/business-13199797

[68boy]

It S good that some one stood up and won aganst mbna many people wish they could when will the powers that be take a serious look at mbna and way it works?