#repossessions : NR Repossession *Eviction Stopped*

[Ell-enn]

OK, can you print out proof of the payment you made last Thursday (internet banking?). You can take that along to the hearing with you and hand it to the judge.

[Ell-enn]

Try not to worry too much (easier said than done, I know), but I'm certain you will be OK.

[worried-sick]

Yes we can get a copy of proof of payment. My husbands work paid it for us through their bank accout. Why would they accept our offer but still look to evict us?

[Ell-enn]

There is no way you are going to lose your home when you have made a recent sizeable payment and can show you are able to maintain monthly payments going forward.

 

Honestly, you will be OK I have been involved in helping people in a much worse arrears situation than yourselves and they have kept their homes. Judges won't give lenders possession while ever there is evidence to show ability to pay. Have a read of some of the cases in the Repossession Successes at the top of this forum that should give you more confidence.

[worried-sick]

I will have a look now. They seem to be being awkward. They could have rung last Thursday and told us but I have had to ring them. I know this mess is our own fault but I think they have been very unproffessional

[worried-sick]

OMG My hubbies firm have just paid the £1172 by direct payment for us!!! and he is to pay it back to them at an affordable amount each week. I have to ring NR later to tell them and to check that they have received it. They have also rang their own solicitors just in case we need them.

[worried-sick]

Forgot to say that when I rang NR earlier they informed me that they would charge us £25 pm whilst we were in arrears

[Ell-enn]

That's wonderful news ! you are lucky to have such a caring employer Hopefully NR should be able to fax the court this afternoon to cancel the eviction, but if they don't you should attend the hearing and take proof of the payments made for you. DON'T take their work for it that they will cancel. You need to phone the court to check.

[worried-sick]

We will. We will go to the court anyway whatever they say because after todays conversations with them i dont trust anything they say. There are some really good people out there and you are included with them. I will let you know the outcome of it all tomorrow:-)

[Ell-enn]

OK, I'll draft up a short statement for you to hand to the judge tomorrow regarding the payments made on Thursday and today, and NR's acceptance of your proposal.

 

Back shortly

[Ell-enn]

You are absolutely right to go to the hearing ! the judge will not be best pleased with the way they have held you to ransom

 

Affixed is a short statement to hand to the judge at the hearing. As with the previous statement you will need to enter the info where there are XXX's. and print out 3 copies (and attach proof of payment to each one).

 

When you get into the hearing, the judge will speak to you first as it's your application - when he/she has finished speaking (don't interrupt him/her) you should say "Sir/Madam, can I please give you and up to date statement" - and then just hand it over. If there is a rep there for the other side hand them a copy too.

Worried sick statement for court.doc

[worried-sick]

Thank you i am onto it now. Just rang NR and explined that the payment has been made but they are still been awkward in fact the were quite offhand informing me that without the proof of payment the eviction will still go ahead, so everything will be there tomorrow in triplcate

[Ell-enn]

I look forward to hearing your good news tomorrow

[worried-sick]

We have just got back from court and have come out smiling:-) but what a saga. Rang NR @ 8.15 this morning to check if the payments had gone onto our account. They said the £1650.00 had but not the other one! so they were going ahead with everything unless we could provide a bank statement to prove that the other payment had been made which was impossible as it was paid from my husbands employer but they did email me a receipt to show payment had been made. We went to court and met with their barrister! we explained the situation re the payments so he rang them but they were stll adamant he had to oppose the second payment. Anyways the judge laughed NR out of court and said that she would have been satisfied with just the £1650.00 payment and was appallled that they wanted more than that. I might add that their barrister was fighting our corner!!!

She has also advised us that if we think we are going to get into difficulty again to take it straight to court and not bother with NR as the court would help us more than them.

Thankyou for your help we wouldn't have known what to do without you. And anybody else reading this, if you can sort it fight them:lol:

[Ell-enn]

That's great news - Well done !

 

(told you it would be ok)