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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
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Capquest have now brought in Mackenzie Hall


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Hi

 

Have had a major problem from Capquest for an old bank loan which was last paid sometime in 2003 for many years - see http://www.consumeractiongroup.co.uk/forum/showthread.php?158313-Capquest-SD-letter-threat-today!&p=1693211#post1693211 for details - and now, another two and a half years on, Mackenzie Hall have entered the fray.

 

The letter that's come from Mackenzie Hall today tells me they're informing me of their client's intended action, even if I do not acknowledge the letter and I've got to contact their office within 72 hours to settle the account. The name given is a Claire Thomson, Assessment Manager.

 

So, should I worry about this latest pile of idiocy or not? For the last 7 years or so I've completely ignored Capquest's various debt-collection morons after sending the CCA letter and they just sell the debt to another company, but with it being definitely now over 7 years since any payment, can this be sorted without any payment?

 

It's that long ago now I don't remember what I should do next, so would appreciate anyone jogging my memory and pointing me in the right direction for a letter to send their way.

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Mac Hall deal in statute barred debts - they will know perfectly well it's SB and hope you don't know your rights. If you are sure you have not made any payment or acknowledged the debt in any way in the last 6 years then you should send them the Statute Barred letter from the library. Send by recorded deliver and, keep a copy.

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My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Or, as most do with Muck Hall, ignore them...

 

You're sure it's been over 6 years since a payment was made, so save the effort and let them dig yet another hole for themselves.

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Cheers for the answers and I'm positive it's been about 7 or even 8 years since any payment was sent because the bank account I had the loan with was shut down by said bank in 2003 and I was black listed until 2010!

 

No bank account and no credit cards - I had to get my wages paid into someone else's bank account for about 5 years - and all because of a £1000 bank loan which has now spiralled into nearly £6000. I mean, the hardship I've had to endure because of the bank in question is the reason I never paid nor will I ever pay this money back to them, regardless of the multitude of debt companies employed.

Edited by splosher
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Send Mackenzie Hall the sb letter by recorded delivery. If they send you any more letters ignore the fools completely but send a copy of your clearly dated letter and copies of their misguided demands to the OFT and the East Ayrshire Trading Standards department. They may, or then again may not, do something about them.

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  • 1 month later...

Well, I know appear to be being called at least twice a day by MacKenzie Hall, which is really getting on my ****, I can tell you! Is there anything I can do, apart from not answering the phone of course?

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No I didn't send it due to lots of stuff going on in my private life. Do you have a direct link to the correct letter for me? Is this the letter I send a £1 postal order with and Recorded Delivery?

 

Cheers

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No, this letter you need to send is basically telling them that it is statute barred and you won't be paying them a penny.

 

Some clever bod will be along soon with a link for you x

"In this situation, you know what you have to do? Just keep swimming, swimming, swimming." Dory - Finding Nemo.:wink:

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After mackenzie hall sending me 14 letters over a 3 year period i got bored of all their empty threats and emailed them this

 

Thanks for yet another reduced settlement offer after the august dated letter from yourselves stated "no such offer will be made again"

Just to make things clear i do not acknowledge any debt to you or anyone you claim to represent which i assume is still lowells, red, hamptons or whatever they call themselves nowadays as no NOA has ever been received.

The alleged debt was disputed with Lowells originally so why you are on the case is a mystery.

I see they (you?) would like to draw the matter to a close, well consider it closed as i will not be paying you or anybody else for that matter.

If you are not happy with that then feel free to take the "further action as may be appropriate" that you have been threatening for the best part of 3 years. I somehow don't think court papers are imminent on a disputed and statute barred debt.

So to sum up I will not be paying you or anyone else this alleged statute barred debt.

I look forward to you response in letting myself know this matter is now closed

Thanks

 

Shortly after i recieved this reply

 

Please take this e-mail as confirmation that your account reference ******** has been closed. We will make no further contact regarding this matter.

Regards

Job done, remarkably easy. I only let it carry on for so long as i enjoyed costing them money on a fruitless exercise and enjoyed having a read of their threat-o-grams. No-one much writes to me nowadays, sad ain't it.

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Are the phone calls recorded messages asking you to phone them?

 

I received a letter from MH about 3 years ago asking me to phone them regarding a private and confidential matter. I ignored the letter, and then received two phone calls ( recorded messages ) from them asking me to phone them, and I am ex directory.

 

I again ignored this request.

 

I have been harassed by DCA's up and down the country now for the past five years, chasing debts which are not mine.

I can only assume that they belong to someone with the same name as myself.

 

Before I get carried away and turn this into an epic, I would just like to state that from my own experiences regarding DCA's.

 

When a DCA think they are not getting anywhere, they will sell it on, and the whole process starts again.

 

Don't let these buffoons grind you down.

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