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    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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Moorcorft On My Case


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  • 2 weeks later...

Despite having no CCA and I've been making a small payment everymonth, I've had someone from Moorcroft at my door today :(

 

What should I say/do if they knock again?

 

 

They won't come near your door, love it DX who do Freds think they are be jesus!!!!!!!!!!!!!!!!!! As they have just got hold of my argos debt can't wait if they play that trick and phone whow..... You have a trauma call coming then hmmmmmmmmmmmmmmmm No we need to speak to Mr Hippy,, oh well you will need medical treatment by time our legal department has finished with you, shall I book your beds now..!!!!!!!!!!!

 

Where do they get this, we are not those people from (DCA) The way I feel about them is sod the lot of you ( got nothing so in my opinion the only thing that ever came from nothing was the universe (big bang) They even had the cheek to reply back to me when I told them in writing I am going to SAR Argos, they told me in writing I was still liable for the debt and went on to explain in detail how to apply for a SAR....

 

Letter back to them with a lot of Bazooka' Boo's straight talking verses,,, Don't need a mere DCA Company to tell me how to apply for a SAR and certainly they are jumping the gun as Liability is dependant on the CCA Argos produce.... and as they are a mere third party SOD OFF (oh and just for fun billed them £15.00 for me time..Don't you just love them.....

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Sorry Julia been at work all weekend and at the girlfriends..

 

So Moorcroft knocked at your door, I am very surprised. Your options are limitless,,, firstly, you could write to Moorcrap and tell them NO DOOR STEP CALLS OR THIS WILL BE CLASSED AS TRESPASS AND THE POLICE CALLED. template letters on this site.

 

Now if it was me I would open the door as I did to Scottcall and tell them very un-politely to Foxtrot Oscar in 20 seconds or the local plod will be winging there way to remove them... Or you do not need even talk to them at all. Your worlds your oyster...

[sIGPIC][/sIGPIC]Happyhippy1959

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  • 4 weeks later...

Hi AllCan some one please help me i been paying these clowns £10 a month for debt off £8000 its all i can afford at the minute,i have been using online service to pay them but they say i have not sent them any thing.Now im having letters saying they will come my house,yesterday i got letter breaking down the court fee's i will be charged if i dont contact theem by 24th june,can some one please help or point me to draft letter to send them back.Many Thanks

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when u pay using the online service are u sure you are quoting the correct ref number to make sure you credit your account (or the payments could not be located by them if the wrong ref number is used)

have you got evidence of the payments you made like online statements or printed receipts

as for coming to your house they have no rights so if they do turn up (which they most likely wont) just tell them to leave or you will call the police

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They've been threatening my mum for weeks. The latest letter came on Saturday... all in capitals, a lot of it in bold - you will pay £120 a month or we will take legal action, you have X number of days to respond... - this came about a month after the -you will pay by X date or we will take you to court.

 

As was said above by Casper; if you have proof you have made the payments then... and, as to turning up at the house, they say they've been to ours but we have never seen them and my mum is home all the time... I wouldn't let their threats of visits bother you...

 

Mo x

"I am prepared to meet my Maker. Whether my Maker is prepared for the great ordeal of meeting me is another matter" - Sir Winston Churchill

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Hi CHESH

 

If you are worried about them potentially visiting your home, send them this amended to suit your cisrcumstances

 

http://www.consumeractiongroup.co.uk/forum/content.php?410-LETTER-USED-WHEN-A-DCA-THREATENS-A-DOORSTEP-VISIT

 

dca have no powers and can do nothing to you.

 

You would be better to drop the dca from the equation and revert to paying the original creditor.

 

Can you give us more details of this debt with dates and name of original creditor please?

 

Regards

 

ims

 

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Hi Chesh and Morgana

 

Right first off, don't worry about these clowns... Can we have some details, what is the debt for ???? as for court it's probably a million miles away yet...if ....ever. Doe's moorcroft own the debt or are they acting on behalf of the OC. If acting on behalf they will not be able to do anything....

 

Now first off.... PAYMENTS BY STANDING ORDER ONLY,,,, request from them there standing order details, if you have a problem I have those clowns details.... Have you access to internet banking??? also is this £10.00 a month stretching you, because if it is do your income and expenditure and reduce if necessary even to a token £1.00, they will huff and puff but guess what,,, they can do nothing.

 

I have delt with these clowns before and as people on here will tell you, use there letters for hamster bedding, better still post its if the back is blank. THE PRE-COURT DIVISION IS PRE-SCHOOL DIVISION MATE.

 

Now, find proof of those payments and withhold from those clowns until they investigate where your money has gone.

 

Read IMS post above,,, THEY CAN DO NOTHING.... SORRY IF WE HAVE CROSSED IMS

[sIGPIC][/sIGPIC]Happyhippy1959

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can you tell us about the debt please

 

something smells....

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i have used santander online bill pay the ref number is right,the debt is with natwest personal loan,i have proof i have sent them £10,when i get home later i will scan there letter in blocking my details,these clowns keep phoning but take god for call blocker app on iphones.

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two threads meged please keep to one thread per debt issue

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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