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Hoogie32 v Clydesdale Bank (Yorkshire) ***WON***


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Congratulations Hoogie. I'll update your thread when you have a cheque.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hello, sorry not updated.

 

So yes, full offer + interest + costs received.

 

So is the best option now just to accept, ie - sign the letter and send it back to them, then send the notice of discontinuance when I have the funds?

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Hello, sorry not updated.

 

So yes, full offer + interest + costs received.

 

So is the best option now just to accept, ie - sign the letter and send it back to them, then send the notice of discontinuance when I have the funds?

 

That was a coinidence! That is exactly what I'd do Hoogie.

 

Well done again!

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cool, thats good enough for me

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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  • 2 weeks later...

well still not got my money from them, and due to some very bad personal news I didnt send the court bundle.

 

I have copies of the letter of offer etc and did not sign the letter of discont. this is enough proof isnt it as i wouldnt put it past these to turn it on its head?

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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I would be inclined to phone the court to be on the safe side Hoogie. Tell them that the bank wrote and made you an acceptable offer, but that it has not yet materialised. Also owing to your personal circumstances (hope it's not as bad as it sounds), your bundle is late and you are trying to get the payment offered. See how they respond.

 

I suggest that you also fax a letter to the bank and remind them that at the moment the court case has not been settled, and won't be until you get paid. I have no doubt they will not have submitted a bundle either, but you should get your money quite quickly then. I suggest you remind them that interest is still accruing at the daily rate of xxp (assuming you are claiming that). It's Tuesday now, so I suggest you give them a deadline of Friday to receive the cheque or you will be submitting your bundle.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Caro

 

Many thanks once again, i shall follow your advice first thing tomorrow.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Well Peeps - Its been emotional.

 

CHQ NOW IN MY HANDS FOR FULL AMOUNT PLUS INTEREST PLUS COSTS.

 

Can A Mod please change the title of this thread to WON.

 

Many thanks to the followuing people, without them I would have more than likely bottled it. It just shows what a fantastic community there is on here. Donation will be made in the next couple of days also.

 

Caro, Thailand, Trundlecat, JulesTools, Davg, Ladykenco, Zebby, Robertxc, Isiris, jonny2bad, ozzywizard, judi24.

 

Also anyone else that helped out - thanks very much

  • Haha 1

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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thanks peeps - im just going to the bank now and hand it over to the manager, im really tempted to take a camera as well!!!

 

:)

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Another sterling performance.

Well done

:D

Prelim letter sent - 29/12/06

'Go away' letter recieved 05/01/07

LBA (7 day to sort it) letter sent - 05/01/07

'Will look in to' received - 10/01/07

Claim submitted - 16/01/07

Date of hearing set for 21/05/07

Offer of charges plus costs rejected - 17/04/07

Offer of charges,interest,costs accepted - 25/04/07

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In summary, this is how my case panned out.

 

£3553.77 Prelim letter sent 14/9/06

LBA sent 22/9/06,

MCOL Sent 10/10/06

MCOL Notice of Issue Rcvd 12/10/06,

MCOL Acknowledged 17/10/06,

02/11/06 - £929.00 Offer Rcvd,

03/11/06 - Rejected,

09/11/06 YB Defended,

10/11/06 Transferred to Local Court, AQ Returned;)

30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd,

09/01/07 - Rejected,

11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07,

15/01/07 £2590.00 Offer Rcvd,

15/11/07 - Rejected,

07/02/07 £3773.77 Offer Rcvd (FULL),

12/02/07 - Accepted,

21/02/07 Chq Received for FULL AMOUNT. :)

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Well Peeps - Its been emotional.

 

CHQ NOW IN MY HANDS FOR FULL AMOUNT PLUS INTEREST PLUS COSTS.

 

Can A Mod please change the title of this thread to WON.

 

Many thanks to the followuing people, without them I would have more than likely bottled it. It just shows what a fantastic community there is on here. Donation will be made in the next couple of days also.

 

Caro, Thailand, Trundlecat, JulesTools, Davg, Ladykenco, Zebby, Robertxc, Isiris, jonny2bad, ozzywizard, judi24.

 

Also anyone else that helped out - thanks very much

 

Blimey Hoog, are you practising for the oscars. Congratulations.:p

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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lol - it felt like that to be honest.

 

Anyway - ill still be around as im now going for a three pronged attack on :

 

Capital One (Credit Card)

IGroup (Mortgage)

RBOS (Credit Card)

 

:rolleyes:

 

All prelim letters typed up and ready to go.

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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Hope the mortgage one isn't for ERCs. Otherwise good luck. I should think they'll be a breeze compared to YB, although I have to say from joining in September to settling in February is much better than it was.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Moderators - Can you now move to the Successes forum.

 

Thanks

Yorkshire Bank Plc £3553.77 Prelim letter sent 14/9/06 LBA sent 22/9/06, MCOL Sent 10/10/06 MCOL Notice of Issue Rcvd 12/10/06, MCOL Acknowledged 17/10/06, £929.00 Offer Rcvd, 03/11/06 - Rejected, 09/11/06 YB Defended, 10/11/06 Transferred to Local Court, AQ Returned;) 30/11/06 Copy of Banks AQ Received, 1 month extra asked for by Clydesdale, 09/01/07 £2140.00 Offer Rcvd, 09/01/07 - Rejected, 11/11/07 Allocation To Small Claims Track, Court Date Set - 05/03/07, 15/01/07 £2590.00 Offer Rcvd, 15/11/07 - Rejected, 07/02/07 £3773.77 Offer Rcvd (FULL), 12/02/07 - Accepted, 21/02/07 - Chq Received for FULL AMOUNT. :)

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The pleasure is mine Hoogie.:D

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 2 weeks later...

Hi Hoogie32,

 

I am claiming 680 pounds from the CB, I sent them the claim letter detailing the charges and asking for the money back. I have recieved this conditions letter sayng that they are within their rights to charge this, and if i dont reposnd in 8 weeks they close my case. What do i do next ? What is an LBA? I need help what to do next ? thanks

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