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    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
    • Commentary June 2024 WWW.ELECTORALCALCULUS.CO.UK Interesting article about just how bad it could be for the Tories.  Also Tories could be hoping on Reform not having candidates in many seats, as they were not ready.  
    • Even a Piers Morgan is an improvement and a gutless Farage Piers Morgan calls for second Brexit referendum WWW.THELONDONECONOMIC.COM Piers Morgan and Nigel Farage have faced off over Brexit and a second referendum in a heated reunion on BBC Question Time.   “Why don’t we have another referendum about Brexit?” he questioned. “I seem to remember when 2016 came around we were told there was going to be control of our borders and it was going to be economically beneficial to this country. And eight years later we have lost complete control of our borders… and economically it seems to have been a wilful act of self-harm.”   ... Piers missed off : after all somebody said a 48/52 decision would be "unfinished business" by a long way - was that person just bul lying (again)  
    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Not Going to Pay.....What happens?


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Hi there, not sure if this has been brought up on here or not but im just wondering what happens if you decide to not pay back the loans or cant pay them back.

 

I recently lost my job and had been keeping up payments regularly without missing any. Then I lost my job through redundancy and had to leave my rented flat because of this.

 

With no money going into my account i had these payday loans coming off and I defaulted and got bank charges. I have 3 loans at present with 3 different companies. They contiually tried to take money out, then the calls and emails started.

 

Ive changed my debit card, I no longer live at my old address and not working at the company with the details they have.

 

I feel like changing my number and thinking to myself F**k the lot of them, they charge extortionate interest anyway these companies and prey on the fincially vulnerable.

 

I know my credit rating will be rock bottom but theres more to life that a bad credit rating.

 

Whats peoples views on this?

 

Thanks

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Capital Finance One, Early Pay Day and Wage Day Advance.

 

Early Pay Day are the worst offenders, they sent a letter to my old address and addressed it for "The Occupier" saying that court action was being taken out on this address because of the dept. My old landlord contacted me re. this as the new tenant wasnt very happy.

 

Im all for paying my way in life but Ive gotten to a stage where I hate these companies with what they do and how they operate.

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you can hate them all you want (as so do most of us do) BUT ignoring them isnt the way forward, in my opinion it will come back to haunt you and ignoring them fuels the fire for them. Try answering the calls and telling them your situation, this is what i can afford to pay, i'm not giving you my details and if you give me your details i will pay you direct. If you answer the phone they wont need to continue calling, thats what i've found to be most useful.

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Thing is I dont actually care anymore. I delete my number, I get another job and I find another place to live. Why would it come back to haunt me?

 

I get a bad credit rating but thats not the end of the world, not for me anyway, lifes to short for these people to get me down.

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I'm not certain but can't they trace you through your credit report if you open another bank account in the future? Also the electoral roll? I'm not sure but I've had friends do similar to what you are suggesting and they have all been tracked down by various means.

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Yes they can and they will use a number of methods to track you down. At least pay them a token 5 pounds per month when they realise you on benefits to be fair your hardly going to have cash to spare. I can understand your frustration but honestly dont run away from it....it could and most likely will come back to haunt you and the cost would grow significantly.

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Hold your head up high - fight these barstewards. No court in the land will listen to them if you do. Honestly, offer them only what you can, even a token £1 per month until you get your finances back in order. Original loan plus 1 month interest only. They will play all sorts of silly beggar games but at least you will have taken control and they can't really do anything without a court order, which they WILL get if you disappear, and they will find you in time and hit you with all sorts of charges. Keep posting here 'cause the guys on this forum are brilliant, you will get all the support and advice you need and you'll be able to sleep at night!

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Thanks for the advice, much appreciated.

 

Just for peoples info, im not registered on the voters roll anywhere. I know morally I should pay back but after all the charges from a £150 loan which is now up to £600 I think this is disgusting.

 

If they want to spend money trying to track me down then so be it.

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