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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
    • Car maker takes a hit from weakening demand and price war in the world's largest electric vehicle market.View the full article
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Old Council Tax Bills


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I hope someone can help me with this,

 

I received 4 council tax bills this week for an old address that I moved out of in 2006. For financial year 02/03, 03/04, 04/05 and 05/06 I apparently owe £4670! The bills say that they are already subject to recovery and should be paid as previously notified.

 

Although the bill is in my name I shared the flat with 3 other people. I was sure that my flatmates and I kept up to date with the CT but when I phoned the council they only had a couple of payments on their system and suggested that we check our records. The guy who paid it through his account contacted his bank and they told him that they don't keep records that far back for data protection so we have no proof that it was paid and I have no records of the money I gave him. It seems like it would be our word against theirs.

 

What I don't understand is that if we hadn't paid almost anything for 4 financial years, why the council didn't get heavy with us at the time. And I've been a resident in the same council since I moved out. Surely it wouldn't have been that hard to track me down.

 

I've had a look on some of the forums and have read different things. Some say that after 6 years the debt is written off, some say it's after 12 years and some say CT is never written off. Needless to say I'm worried and confused, can anyone shed some light on my rights in this situation?

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We had a property reposessed in 2002 (long story, still ongoing litigation, one for the forum in future). The Council did not contact us until 2009 through debt collectors. Went to a solicitor who tried very hard to sort it out, also National Debt Helpline. National Debt Helpline advised that the claim would never be out of date, basically it follows you like a fine as the council had obtained a liability order in our absence! The answer was, sorry to tell you, that we had to pay. Don't despair I negotiated a very small repayment over a number of years. In your case surely all of you should get together, expect you know this.hope someone can advise differently and I'll claim our money back!

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Thanks terriersaregreat. Was it a CT debt?

 

The thing is that we payed it, just have no way of proving it it seems. I don't want to have to pay it again, no matter how small the installments.

 

Also, one of the guys is from the states. I could track him down and ask him to pay but I can tell you now what his answer will be!

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Yes, it was a CT debt for the period before the repossession. Part of the time claimed we were in receipt of Income Support but Council said we hadn't informed them. I think I did. Have you been to talk to the Council? Did you pay cash? Can you remember the dates approx. I'm going back to the Council now that I've paid the amount that was due but not the amount when we were in receipt of IS. I will keep paying but make it plain to the council that what they did in obtaining a liability order when they were fully aware that we had been evicted was wrong. If no luck :|I'm going to the Local Government Ombudsman.

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Acts, statutes & regulational legal frameworks are not LAWS in themselves, there is not a law on this land that says any man or woman has to pay council tax (please provide your proof that there is if I'm wrong!!!!) Acts, Statutory legislation and regulations can only be given the force of law upon the consent of the governed!

Statutory instruments are used to generate a revenue stream upon charge of liability if the person (title) is represented by the human (man or woman)thus giving joinder by signature to the title and address the paperwork is addressed too, this is how legal consent is gained!

A company (local tax office)cannot contract with a human as the status is deemed unequal and the contract is therefor invalid in LAW!!!!!

This is a great example of law of the sea being forced on dry land, nothing more, nothing less, if there is no contract then there cannot be a liability to pay as no contract has been broken, no loss has been recorded or proved and any company cannot lawfully swindle money from a human (only the title that is reprisented by a man or woman ie...MR JOE BLOGS in black capital letters)and if does so can be prosecuted in a court of law under full commercial liability and if a magistrate tries to swindle by trying to gain joinder in court without this proof they too can be compelled to a court of law under perjury if they have not sworn an oath to her majesty The Queen II as the magistrate would not be "ACTing" under common law jurisdiction and thus has no recourse in a court of law.

I will Pm you the link for the source if you require it as I have less than 20 posts I am not able to post the link..:(

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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