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    • Thank you Dave. I've had nothing from Booking.com, just a message via the site from the host. I know I need to check my bank account, just trying to resolve some technical issues. HB  
    • Which Court have you received the claim from ? Civil National Business Centre   Name of the Claimant ? JC INTERNATIONAL AQUISITION   How many defendant's  joint or self ? Self   Date of issue – top right hand corner of the claim form – this in order to establish the time line you need to adhere to. 22 May 2024   Particulars of Claim   What is the claim for – the reason they have issued the claim? The def owes the claimant £300 in respect of gas and electricity charges supplied by OVO. Debt was assigned to the claimant with notice given to the def. Despite formal demand the def has failed to pay the debt and the claimant claims £300  and further claims interest pursuant to s69 of the CCA 1984.   What is the total value of the claim? £385   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Energy debt   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Moved home and they were the current energy supplier    Is the debt showing on your credit reference files (Experian/Equifax/Etc...) ? No   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. Debt assigned to JC International   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not sure probably  Did you receive a Default Notice from the original creditor? Again can't remember but probably    Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? No   Why did you cease payments? Changed supplier   What was the date of your last payment? Never    Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No  
    • Their FAQs state - Cancellations and modifications If your booking has been cancelled, Booking.com refunds you immediately. The processing time may take 7 to 10 days and depends on your bank. If you have questions, contact your bank directly. I'm a regular Booking.com and AirBnB user.  The former have never cancelled.  The latter have and my money was refunded immediately (not that that helps you as we're not talking about AirBnB!) Best to check with your bank and see (a) if you did pay in advance and (b) if it has been refunded. Also, have you received a message from Booking.com officially stating the cancellation?
    • I'm not up to date with the Legal Aid rules but I'm not sure that many people qualify. HB
    • You question timescales a bit in thread - From my experience, defaulting everything and ignoring all non PAP letters, while making no payments: - 18 months to LOC - further 18 months to be at court Most are still silent 3 years in though!. If making token payments, court, if ever would be 4-5-6 years from now - Hope that helps. My debt is similar, I started it 2021 and wouldn't believe I'm already over half way through default period. You need to make the decisions but follow advice already given in this thread, and you will be fine. Best time to plant a tree was yesterday, second best time is today. Good luck BT  
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Peak & Off Peak Charges: British Rail


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I was traveling from Oxford to Plymouth, And made the mistake of getting on the train during

The So call 'London Peak time'.

 

The train was about 20mins away from Taunton, when the ticket inspector asked me for a ticket.

He said it was wrong and wanted an extra £100:!: for peak charge.

I said i didn't have the cash:violin:, So he asked for card.

I gave him my Electron card, but they don't except them

So he told me to get of at Taunton, I did this. And asked the Taunton B.R staff, and was told it was now off-peak times.

So i only had to wait 5mins for next train, and saved £100!

 

Morale of the story, don't always go for the best type of bank card!:-)

mers.com/"]http://www.ofcom.org.uk/

 

If in doubt Say No!

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The rule that some types of debit cards cannot be used on train isn't the rail company's rule.

 

It is the rule of the banks that issue them and is notified to the holder when they are issued.

 

What it actually says is, that the card can only be used where there is an electonic means of checking the credit and because not all trains can have that facility when travelling some don't accept them.

 

The rule about ticket validity is that to be accepted as valid to travel any ticket must be valid for all of the following:

 

1. the day and date of travel

2. the places and route of the journey

3. the time of the train being used

4. the class of accomodation occupied.

 

If a ticket is purchased for off-peak travel from station X it is only valid for trains that are timed to leave that station during the period that is specified as 'off peak period'

 

That means that if a train leaves outside the 'off-peak' period, the 'off-peak' ticket is not valid on that train no matter where you get on it.

 

Hope that helps

 

.

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Yes Thanks,

 

The off-peak time at Oxford ends 2:30 pm, I got on at 4pm-ish(totally forgot about peak times)

And got asked for the ticket on the train at 6:30pm.

 

*It's kind of nuts, that train are only meant for rich people?:-x

It can cost 7-8(+) times more to travel by train than car.

 

And you can't always gets a coach or a bus, and I'm not really into the arm-pit in my face lifestyle!:|

mers.com/"]http://www.ofcom.org.uk/

 

If in doubt Say No!

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There seems to be many aspects to the original 'complaint'.

 

Payment by card. Whilst most traders accept most cards, thankfully, they are not 'legal tender'. It is my view that 'cards' are a retrograde step from all of the magnificent legislation introduced to give freedom to the ordinary citizen. The banks and 'business' set the rules regarding who may have one and how they may be used. (Buy me a pint or seven, stand back and accept a lecture on 'freedom and the manipulative efforts of banks and business' to enslave the ordinary man in the street)

 

Railway 'ticket rules'. When a ticket is bought, the validity of that ticket is explained, most often in the 'National Conditions of Carriage', but with many tickets for 'longer' journeys, by the clerk issuing that ticket.

 

Prices: Many people complain that fares are 'too high'. The setting of fares is, for the most part, carried out 'above' the train operating company. The Association of Train Operating Companies and the Department for Transport 'agree' fares across the country. Some fares are set by individual companies, but they tend to be the 'special offer', cheap fares. If, as a nation, we want 'cheaper' fares, then as a nation, we would need to agree to higher Government subsidy for train operators. I look at my local situation, and if fares were (for example) halved, the train capacity could not cope with the increase in passengers, and neither would the car parks near the station, as bus 'feeder routes' would not cope with the increase either. In truth, most of the local commuters use the train because it is quicker than a car, and still cheaper as a result of fuel, parking and congestion charging costs.

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Using a car is only cheaper if you already have one. When you take into account road tax, insurance and 'capital outlay', the train is often cheaper.

 

My town is basically a car park, too many cars all over the place.

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  • 2 weeks later...

It appears that the 'inspector' was extremely reasonable in allowing to leave the train at Taunton without obtaining your details for further action.

 

 

Nevertheless, I am sure that as a discerning and undoubtedly, law abiding citizen; you will be making the payment for the distance travelled to Taunton on the invalid ticket, to the TOC concerned.

Edited by Maxwell TM
Typos :-)

Quis custodiet ipsos custodes? :razz:

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My favourite railway has one price for all classes, at any time of day. Admittedly it doesn't go very far, but all of the passengers enjoy the ride, and return every Sunday.

 

Instead of clicking on links to the Daily Mail, you could search for the Canvey Railway on the internet.

 

I hasten to add that I have no connection or financial interest with that superb outfit. My local mainline claims to run 90something % of trains on time. Canvey run 100%, as they don't have a timetable.

 

Trains do sometimes have difficulties with slugs on the rail head though.

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What a wonderful image. Sadly, I am not in that one! I am not camera shy, just that most camera owners are concerned about frightening their children. For the serious (miniature) anoraks, please note that the track is dual guage. Think how many more excuses that can generate! The club has tracks for 3 1/2", 5" elevated, 5" ground level and 7 1/4" guage locomotives.

 

Don't tell 'real railways' about driver's pay though. The drivers bring their own trains and pay for the privilege of driving them. The insurance company insist that all trains have a guard, and that the platform will be staffed whenever passenger trains are being run. Bit of a contrast to full size practice. The nearest 'mainline station' doesn't have any staff on site until some time after the first train, and staff leave site long before the last one.

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Don't tell 'real railways' about driver's pay though. The drivers bring their own trains and pay for the privilege of driving them. The insurance company insist that all trains have a guard, and that the platform will be staffed whenever passenger trains are being run.

 

 

Speaking as an RMT mole....:-D

Quis custodiet ipsos custodes? :razz:

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  • 3 weeks later...

TOCs don't like Electron cards because these need to be authorised in real time, something that is not always possible on the move. AFAIK, this is the only reason they are not accepted on board. They can however, be used at booking offices and possibly in some TVMs

Quis custodiet ipsos custodes? :razz:

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