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    • whitelist - the same with mine....the battery had a mind of its own. i bought it for my Son...he'd shut it down and it would be completely off but the power light would either stay on or flash...also it wouldnt start properly, had cmos errors on boot and other stuff.   i bought it through HP store on ebay ..brand new. after 6 days of receipt i recieced an email from HP asking if i was happy...i returned an email saying no and that i want to send it back as it was faulty (basically the email served as a reminder for me to leave them good feedback lol...not as a geniune enquiry to actually make sure i was happy with as they didnt reolve the issue when i was not) after trying to sort it for a couple of months with HP not replying, not offering a solution etc i finally got passed tech support who confirmed it was faulty. i then had to return it to their factory. this is where its gets beyond worse...waited 3 times for parcelforce to collect - they didnt. in the end HP sent me a label which i had to take to the post office - not good as im disabled with a mobility disability. then they asked for my bank account number to issue the refund. they hardly ever replied to my emails and it took over a month and a half to refund me once they had received the laptop back. no explanation, no progress emails, no updates. i kept emailing them on a daily basis as no one would reply to my emails through the website, forum, internal email addresses and even phoned 3 different departments who basically had no idea what to do or what was going on and did not help...they couldnt even tell me when the refund would be issued, let alone why it hadnt been done already. on the forums theres other customers who've had to wait 6 weeks , 2 months , over 2 months etc...it seems as though HP like to with hold peoples money to earn interest on the money in their account. i spents days phoning and emailing them - even sent a recorded letter. at the begining i phoned citizens advice and they said i am entitled to put back into the same financial position as before i lost the out of pocket expenses ie: compensation for my time and recorded letter sent etc. ive started a martin lewis 'resolver' case with them and basically in a snotty reply they told me im not entitled to compensation which is contradictory to what citizens advice told me. i was just wondering if theres any .gov website or law/legislation that i could reply with and say "no your wrong - please compensate me"
    • LBC is here. Complete with a note showing a phantom payment. What to do next?
    • I suppose it doesn't make a massive amount of difference as Kev has never had the guts to do court - well at least not yet - but to me the number of cards played still needs to be reduced.  Given the OP has already referred to the "very busy and overflowing car park" in the appeal I'd refer to that and tell Kev to go and look up case no.3JD08399.
    • thanks ftmdave again for the help with letter. thanks lookinforinfo for the info, im glad i found this forum as its a great comfort and relief to know ive dont the right thing as i wasnt too sure at first. and good to know what excel are really like.   thanks guys.
    • Hello!  First timer on here, discovered this amazing site and threads on debt issues only yesterday. After never having a bad debt in my life, almost 2.5 years ago I was scammed by my now-ex partner who calculatingly manipulated me into taking out a bounceback loan, 2 personal loans and a credit card.  He took all the money via ruthless deception, every penny, as well as the car (bought with unsecured personal loan) and all my furniture, personal belongings and even most of my clothes as well.  I'd packed up my life to move to another part of the country with him, only to discover he'd scammed me and been clever about it, so he directed the removal truck to a location unknown to me (never saw my stuff again!), and car is registered into someone else's name.  All this happened abroad.  I have won a criminal case against him abroad and he has been given a custodial sentence (which he is appealing while on bail), but it is difficult to get financial reparation so I am left with over £40k of debt to my name in the UK.    I am in my mid-50s, and have no assets whatsoever, I still live abroad (renting) and cannot afford to return to live in the UK due to the debts and decreasing income. It's been devastating and I've been struggling enormously since it happened (Jan 2022).  I have been suicidal at times. I was making combined loan/cc payments of £1300 monthly for over two years, but I'm self-employed (sole trader) and my UK-based small business has suffered 70% loss of income since Oct 2023 due to changes affecting government funding for the market I provide services to.  My income is commission-based, and has reduced to an average of £1200 per month. As I currently live abroad (outside EEU), I am not resident in the UK for tax purposes and haven't been for more than 3 years (my work is done remotely outside the UK, even though my clients are in the UK and payment is received into my UK bank account).  That means I am not entitled to an IVA or bankruptcy options.  My only option in terms of a debt repayment solution is a DMP. I maintain a UK correspondence address (my mother's home) and use this for my bank account, loans, credit cards etc.  I have only informed HSBC (bank acc) and one loan company that I moved abroad and that the UK address is only a correspondence address (been scared of potential consequences of informing them, even though I don't know what they could be or if there would be any). My worst fear is being taken to court, bankruptcy, etc, and my bank account and income being controlled and all surplus income above basic needs being taken etc, when I literally have almost nothing in life at this stage and desperately want to try to rebuild my life somehow and have some normality again.  Perhaps even move back to the UK if I can afford to. I've contacted all my creditors except cc (it's an HSBC card so am concerned it would affect my bank account with them.  I also bank abroad with HSBC and have global-linked accounts with them).  All interest has been stopped on my loans since April (period of 4 months on two loans, 6 months on bounceback loan with Pay As You Grow option agreed).  Continued so far to pay at least minimum payment on HSBC credit card.  I spoke to PayPlan yesterday and they've worked out a DMP paying £289.50 per month for 11 yrs 7 months, with annual reviews - not signed up to it yet, and concerned about customer reviews I've read about them demanding double payments a year or so down the line and not making payments to the creditors for long periods, etc.  Frightens the life out of me trusting them with the limited money I have - I don't want to go out of the frying pan into the fire in terms of stress that could last years, going by some of the horror story reviews. Considering the DIY DMP option, dealing directly with my creditors myself.  But not even sure going down the DMP route is the best option.  What do I gain from doing that? Sounds like I will still end up with an arrears or even a default record on my credit file even with a DMP, and I will be paying money I really need to help me get my life back on track, especially as I don't even have a full state pension entitlement - would be better used to pay missing years into that, surely, if I do have some surplus?  Either way, with or without a DMP, I won't be able to borrow so how would a bad credit score affect me anyway?  Seems like it could be best to allow them to go to default in the hope that it can all be SB-ed after 6 years. At this early stage, I know I will benefit from advice here about what route to go down and pros & cons/risks etc of: a) DMP with PayPlan b) DIY DMP c) Going down the default route in hope of debts being sold to DCA and not paying anything further with result that it is all SB-ed after 6 years. Struggling to pay off the loans for the next 11 years @ £289.50 seems daunting and such a long time, when I really need every penny to restart my life, regain some dignity, restore my mental health etc... I hope someone here help me make the right decision at this point, before I've committed to anything or have paid lots of money for years with little dent into the loans.... Details : HSBC Bounceback Loan (unsecured):  taken Dec 2021, original amount £9000, 2.5%.  Currently owe £4950.  Monthly payment:  £159.  Not missed any payments, but agreed PAYG option in April - full holiday for 6 mths, restart payments at £73.00 in October, term extended to 2030. TSB personal Loan (unsecured) - taken Aug 2021, original amount £23,000, 9.2%.  Monthly payment £475.  Currently owe £14,550.  Missed 2 payments. Interest stopped since April, no payments offered or made.  Situation to be reviewed prior to default - which will be after 4 missed payments). Sainsburys personal Loan (unsecured) - taken Jan 2022, original amount £25,000, 8.6%.  Monthly payment £514.  Currently owe £14000.  Missed 2 payments.  Interest stopped since April, made 1 payment of £50.00 on 7 May (offered to pay £50/month until situation reviewed prior to default - which will be after 4 missed payments). HSBC credit card APR 18.9% - £6900 currently owing, continuing to pay at least minimum payment (£180/month), not contacted them so far. Applied for Starling bank account, as advised by PayPlan to have a separate a/c from my HSBC one as they would have the right to take money from my account to pay off my HSBC cc debt if I stopped paying that. Sorry this is so long and a big thank you for reading down to the end!  I hope the detail helps with advising me on best course of action and possible/likely consequences.      
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vectra timing belt.


jimandsue
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Hi all, First time on so please bear with.

 

I drive a 2002 Vauxhall Vectra cd which I bought from new. About ten days ago it started mis-firing so I took it to my local garage. They had to strip the head off to find out what was going on and found that the timing chain tensioner had come appart which had caused the chain to slackern and jump two cogs. This threw out the timing (hence the mis-fire) which then bent 12 of the 16 valves.

The cost of the repair and rebulid is just short of £1000. On investigation through Vauxhall it appears that they had expreienced problems with chain tensioners on this particular model at this time, as the vectra design and shape were being re-newed. Vauxhall then agreed to compensate drivers who had experienced trouble with timing chains on this car and year, but only upto 2007.

I have owned this car from new and have never been asked to check the tensioner or had the car re-called. The first time I heard there was a problem was when it broke.

Has anyone out there heard or experienced this problem, or can offer any advise on how I might push for compensation. P.S. the car has done 79,000 from new and has been regularilly serviced.

Thanks.

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if there was a provable national recall (an there is a website to check this thoguh i cant remember it) you might be OK to get vauxhall to fix it. However i have a sneaking suspicion you will need to take it on the chin in the short term!! doesnt strike me as something that will get sorted quickly1!

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what engine size is it?

you should be on your second cambelt by now have you had it changed in the past? were the tensioners changed then?

vauxhall and there cambelts and associated bits are a bit of a weak point

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Thanks for your replys ninjainthenight and worndown. The vectra is a 2.2 petrol with a timing chain, not belt. I would have expected a chain and tensioner to last more than 78,000, indeed I never even thought about checking it until this happened. As I mentioned before, Vauxhall have admitted problems with their chain and tensioners during the change over from this model design to the new model but will only compensate for problems descovered and reported upto the year 2007. It seems that after that date you have to "take it on the chin" as ninjainthenight puts it. They didn't mention that to me when I bought the thing!

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the 2.2's did have problems with there chains and the lubrication system on them.

 

there was a customer satisfaction program on these and a modified system was fitted to cars after march 2002;

 

this is the details on it;

 

Vauxhall TIS

Field Remedy: 1532

Subject: Engine Z22SE - Broken Timing Chain

Models: Engines: Option:

Astra-G 2000...2002,VX220 2000...2002,Speedster 2000...2002,Zafira 2000...2002,Vectra-B 2000...2001 Z22SE,Z22SE,Z22SE,Z22SE,Z22SE

Complaint: Engine damaged by broken timing chain.

Cause: Missing or unsufficient lubrication of the timing chain.

Production: Modified timing chain and lubrication nozzle have been introduced in production as of the following engine-No: 11065400 (March 2002).

 

Remedy:

Note: Please check first if the car is included in Service Campaign 03-P-24.

 

In case of customer complaint please use for the necessary repair the timing

chain kit. This kit contains the modified timing chain and lubrication nozzle.

Note: This Quick Information is valid for all Z22SE engines upon customer

complaint.

Spare-Parts: Qty: Part-No.: Catalog-No.:

Timing Chain Repair Kit 1 12577385 56 36 400

Gasket, Cover, Oil Pump 1 90537915 06 46 295

Gasket, Cylinder Head Cover 1 90537319 06 07 494

Gasket, Oil Pump to Cylinder Block 1 24435052 06 46 902

Seal, Ring, Crankshaft Front 1 90571925 06 38 199

Screw, Hex. HD., Damper to Crankshaft 1 90537363 06 14 927

Labour Times: TC: Hours:

U3 153 20 Install timing chain service kit Astra G, 92 3.0

Astra G Coupe, Astra G Convertible

U3 153 21 Install timing chain service kit Zafira A 92 3.3

U3 153 22 Install timing chain service kit 92 3.7

Vectra B (w/o A/C)

001 Additional work Vectra B(with Air Condition) 92 1.1

U3 153 23 Install timing chain service kit 92 4.6

Speedster, VX220

U3 153 24 Repair engine 92

The costs for this repair will be covered for vehicles until 31.12.2007 and

a mileage lower than 100.000 Km.

The regular warranty procedure should be used for claiming Set-up-time.

 

It looks like that you need to check your engine number to see what version you have but it looks unlikely that anyone will help im afraid

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I think it's important to point out here exactly what a "recall" is. There are two types and over the last couple of years it seems apparent that some posters seem to believe that there is some obligation by the manufactuer to honour these.

 

Recalls fall into two categories. 1. A recall instigated by the manufactuer themselves 2. A recall instigated in conjunction with VOSA or any other countries regulatory body.

 

Predominantly recalls instigated by VOSA are safety related and have no end date. The manufactuer has to cover a high percentage of vehicles affected within a set range of VIN numbers and only when this figure has been achieved are they allowed to close it down.

 

In the case of 1. which this post falls under, the manufactuer has identified an issue and will actively pursue the cars upto a certain point, generally 5 years but it depends on the type of issue. There is a clear cut off point ie a date.

 

The unfortunate part of this policy is that invariably cars leave the dealer network after 3 years or so they have no way of checking where they are and as it it not a VOSA driven recall do not make use of the expensive tracing facillites that are available.

 

Recalls should also not be confused with quality campaigns where the manufactuer might update software or change something for a more durable part.

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  • 11 months later...

Hi

 

Interestingly I have a 2005 Vectra 2.2i auto and have just had a conversation with both the dealer and vauxhall customer service who have advised that my car is outside of the range for repair of the timing chain tensioner. Could be facing a bill of £1000!! :-x

 

The next steps are for a vauxhall garage to inspect it, which I am liable for, and then Vauxhall MAY provide a good will gesture dependent on the results...... this seems to be an extremely common fault.

 

Now having to write to the Managing Director to see if I have any recourse .... not sure where this will get me?! Has anyone else gone down this avenue and if so, was it a favourable outcome or am I wasting my time?!

 

PS *having now had three costly manufacturing faults with vauxhall it will be last time I buy vauxhall .... seems they need to sort there supply chain or quality inspection issues out!!

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Can I suggest you satrt your own thread Ragdoll? You don't seem to be attracting any advice here. this thread is almost a year old!

 

Please Note

 

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

 

I would always urge to seek face to face professional advice for clarification prior to taking any action.

 

Please click my reputation 'star' button at the bottom of my profile window on the left if you found my advice useful.

 

 

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