Just a little update that the dvla have dropped the case in this instance.

Hi all, We have got ourselves in a bit of a pickle with our account we currently owe £2400+ on it and have agreed to pay £25 pound a month they refused or offer of £10 a month, however the woman said interest would continue on until its been to a review panel and they would decide what happens with interest and it would take three months to go to the panel. we are also racking up a fair amount of charges and the balance is still going up every month as we are not covering the intrest We have also been trying to return a parcel to them since november its too big for the post office and they claim the courier has been 9 times now a card was left the first time but none since one of the days they claimed they came I was out in the garage all day with the door open no one came. Apparently they are coming again in the next 48 hours but I doubt they will turn up. What is the best way to sort this mess out?

So when you come off IB you haven't paid the NI so you cant claim JSA?

After what appeared to be making some headway the nice people at the job centre have decided that I am not to get any jsa because I have not paid enough NI over the last two years, how can this be when I was on Incapacity benefit? Is it due to my wife's earnings? can anyone help?

Sorry I didn't see your post sooner stuntman makes interesting reading. Today we received the failure to notify fine or court letter with the undertone of guilt. This is the reply I have come up with, would be interested in peoples comments; Dear DVLA REG As previously stated in in our letter */*/12 I sold the vehicle on the */*/11 I then sent the V5C to the DVLA via first class post as I have always done upon sale of a vehicle. Therefore I believe that I am not guilty of the offence I am accused of therefore will robustly defend any court action taken against me and will also pursue costs. I would like to draw your attention to some legal points I have referenced. 1. The Road Vehicles (Registration and Licensing) Regulations 2002 “Change of keeper: registration document issued in Great Britain on or after 24th March 1997 and the new keeper not a vehicle trader 22. (2) The registered keeper of the vehicle - (a) if the registration document issued in respect of the vehicle is in his possession, shall deliver to the new keeper that part of the document marked as the part which is to be given to the new keeper; and (b) shall forthwith deliver the remainder of the registration document to the Secretary of State, duly completed to include the following - (i) the name and address of the new keeper; (ii) the date on which the vehicle was sold or transferred to the new keeper; (iii) a declaration signed by the registered keeper that the details given in accordance with paragraph (i) are correct to the best of his knowledge and that the details given in accordance with paragraph (ii) are correct; and (iv) a declaration signed by the new keeper that the details given in accordance with paragraphs (i) and (ii) are correct.” Interpretation Act 1978 2. Section 7 of the Interpretation Act 1978 Where an Act authorises or requires any document to be served by post (whether the expression “serve” or the expression “give” or “send” or any other expression is used) then, unless the contrary intention appears, the service is deemed to be effected by properly addressing, pre-paying and posting a letter containing the document and, unless the contrary is proved, to have been effected at the time at which the letter would be delivered in the ordinary course of post. Please also note that I have a witness to who observed the document being posted. Thanks

I submitted a claim for JSA and have had to submit a B16 I did this last Monday. I rang them today to chase and they say they don't have it will look for it and ring me tomorrow. Im worried as the letter I was sent with the B16 form said that they have to have had it by the 1st march which is Thursday will they close my claim because they have lost it? I'm beginning to get a little angry now because my claim has been in for nearly 12 weeks and have not received any money from them yet and while we have coped its getting to the point I really need the money. Thanks

On 24/8/11 my wife sold her car on gumtree to a guy who was fixing it up and selling it on again we posted the v5 the next day I eventually seen the car again on gumtree now fixed so I presume that they have now also sold the car. Today we received a letter from the dvla stating that my wife is the registered keeper of the car and someone has applied for a V5 in there name they say that we need to inform them of when we sold the car and to who we sold the car. We still have the contact number for the buyer so can possibly get his details. I assume that once we do that we get the fine for failure to notify? What is the best course of action to take with replying to this letter? Many Thanks

the 2.2's did have problems with there chains and the lubrication system on them. there was a customer satisfaction program on these and a modified system was fitted to cars after march 2002; this is the details on it; Vauxhall TIS Field Remedy: 1532 Subject: Engine Z22SE - Broken Timing Chain Models: Engines: Option: Astra-G 2000...2002,VX220 2000...2002,Speedster 2000...2002,Zafira 2000...2002,Vectra-B 2000...2001 Z22SE,Z22SE,Z22SE,Z22SE,Z22SE Complaint: Engine damaged by broken timing chain. Cause: Missing or unsufficient lubrication of the timing chain. Production: Modified timing chain and lubrication nozzle have been introduced in production as of the following engine-No: 11065400 (March 2002). Remedy: Note: Please check first if the car is included in Service Campaign 03-P-24. In case of customer complaint please use for the necessary repair the timing chain kit. This kit contains the modified timing chain and lubrication nozzle. Note: This Quick Information is valid for all Z22SE engines upon customer complaint. Spare-Parts: Qty: Part-No.: Catalog-No.: Timing Chain Repair Kit 1 12577385 56 36 400 Gasket, Cover, Oil Pump 1 90537915 06 46 295 Gasket, Cylinder Head Cover 1 90537319 06 07 494 Gasket, Oil Pump to Cylinder Block 1 24435052 06 46 902 Seal, Ring, Crankshaft Front 1 90571925 06 38 199 Screw, Hex. HD., Damper to Crankshaft 1 90537363 06 14 927 Labour Times: TC: Hours: U3 153 20 Install timing chain service kit Astra G, 92 3.0 Astra G Coupe, Astra G Convertible U3 153 21 Install timing chain service kit Zafira A 92 3.3 U3 153 22 Install timing chain service kit 92 3.7 Vectra B (w/o A/C) 001 Additional work Vectra B(with Air Condition) 92 1.1 U3 153 23 Install timing chain service kit 92 4.6 Speedster, VX220 U3 153 24 Repair engine 92 The costs for this repair will be covered for vehicles until 31.12.2007 and a mileage lower than 100.000 Km. The regular warranty procedure should be used for claiming Set-up-time. It looks like that you need to check your engine number to see what version you have but it looks unlikely that anyone will help im afraid

the above letter seemed to have had some impact as the solicitors never acknowledged it and was promptly taken up by CRS again I wrote them a long complaint letter and sent a seperate cca request, a few days ago they rang up and spoke to my wife again (DPA anyone?) saying that they had closed there account with me. Today I recived a letter from Lewis Debt Recovery dated 5th Jan giving me until the 12th to pay in full so it seems its been passed on again to the next lot I will write another letter stating this account is in dispute and send another cca request. I feel its also time to complain to hsbc as they still own the debt and know its in dispute.

I reviced a nice letter today from the HMRC saying that they want £600 in tax credits back it needs to be payed in full by the 01/02/2011 Now it doesnt say what or when this is for I havent recived tax credits for about 3 years and have been on IB since naturally I don't have £600 to give them and wont have by febuary they are threatning court action I have been through my mail for the last six months and have no other correspondance from them what is my best course of action? Thanks

Many thanks Prioity one will let you know what happens.

I have been doing some digging and I can't find any reference to this company on the consumer credit licence register or at companies house the only place I can find a reference to them is at the Solicitiors regulation authority is this right?

can anybody please help regarding the above post if its not to cheeky to ask Thanks

Maybe you should contact your local trading standards? I think you will struggle getting anywhere though how many miles have you done since purchase and is the mileage at the time of purchase on you recipt? but I think you will just have to live with it, you would have had to buy them any way just a little sooner than you planed but you will have a much safer vehicle now!

Hi Today I have recived a letter from HL Legal & Collections solicitors in association with sampson & Co giving me 7 days to pay the outstanding balance or they will commence legal action they say that they are acting on behalf of Credit Resource Solutions that are acting on behalf of hsbc can anybody point me to the right section for the CPR procedure and do I do this now or when I recive court papers? Also is there any way to find out who actually owns this debt? I have no knowledge of ever reciveing a notice of assingment. And lastly can anyone tell me what should be on there letters eg licence numbers etc as there doesnt appear to be any only a reference to the solicitors regulation authority Thanks

We seem to spend alot of time chasing around the diffrent DCA sharks often getting rid of one only to find another springs up and you have to start all over again. Surely the OC knows that the account is in dispute and they are openly passing it on to these dca's after it is presumably returned time and time again Surely this amounts to some sort of harrasment by the bank/oc and there is rules against this sort of thing? Is there not something that can be done?

I don't think writing back with a false name would be a good idea.

would a cca to the latest sharks help? Or would A SAR to them help? Thanks again

Despite me asking them to contact me only in writing my wife informed me that I recived a text message saying they were now going down the legal route . Merlin, I have copys of all the recent correspondance and everything from the latest sharks.

Hi can anyone help me with the above points please? Also how far are they likely to get in court without a CCA? would it be possible to have it thrown out before it went to court? Thanks

Hi everyone me again! I sent the DCA the letter telling them that the account was in dispute with another DCA and they seem to have chose to ignore it as today I have recived a letter stating that they intend to take legal action, and they are providing me with the required 7 days of notice before obtaining a CCJ against me Should I now be sending off the 31.14/16 request? Im also a little bit peeved that they are basically ignoring what I am saying so I feel this needs to be taken further how do I do that? Should I send a cca request to this DCA so they know where im coming from? How does it look if it goes to court and they don't have a cca? Sorry there is so many questions! Thanks

Hi everyone I have a Dca chasing me for a cancelled insurance premium, naturally they have added some of there own charges and they claim I owe them £90+ The last letter I recived from the insurance company said that they intended to pass the debt on and that further costs will be incurred. Does this count as a notice of assingment? Can I pay the insurance comapny the outstanding amount? Thanks

Hi again everyone! Im now being pursued by a "credit resource solutions" they have been phoning me and have written to me. Is there anyway I can complain about this constant diffrent dca's getting in touch? surely somebody is breaking the rules here? Do I need to go down the cca or sar route again? thanks

Hi everyone back in july I 2sent the account in dispute" letter and have heard nothing since is this normal? Should I be doing anything else? Thanks

Thanks Does it matter at all that they sent the payment back?