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hi all stumbled across this site through google and glad i did! i got a letter throught the post this morning from tower investigations ltd and was curious as it says they were geneology ,private investigation and survelaince experts .after reading it a few things ran through my head was someone trying to find me maybee a long lost member of my family,they were watching me as i have a claim going against B&Q ,so a bit of paranoia kicked in .read a few posts on ere about em which shed a light on who they were etc,seems a very helpfull place with people willing to help for free in this day and age,so im here in return to offer any help i can give ...........so once again HI!!

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Welcome to the site.

Its likely that they are doing a check to see if you are still living at the address on file.

Tower do work for a number of banks and financial service providers.

In all likelyhood this will be a trace in relation to an outstanding debt or alleged debt.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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For clarification that the ARE involved in debt collection-heres their consumer credit licence details;

 

Application / Licence Details

 

 

 

 

Licence Number:0565360

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Tower Investigations Ltd3402831

 

Licence Notes:

 

EvtStageOpen DateNotes 1Appeal Upheld16/05/2006 1Appeal To Secretary Of State DTI/CCAT08/03/2006 1Determined To Refuse DTR24/01/2006 1Minded To Refuse MTR20/07/2005

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:No

 

 

Issued Date: 21-May-2006

Expiry Date: 20-May-2011

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Celia BunyerOFFICER Jack BunyerOFFICER Susan RallisonOFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress Correspondence2B+2C, Cartwright Court, Bradley Business Park, Dysonwood Way, Huddersfield, HD2 1GN Principal Place Of Business2B+2C, Cartwright Court, Bradley Business Park, Dysonwood Way , Huddersfield, HD2 1GN Registered Office2B+2C, Cartwright Court, Bradley Business Park, Dysonwood Way, Huddersfield, HD2 1GN

 

Historic Address(es):

 

Address TypeAddress Principal Place Of Business66-70, Coombe Road, New Malden, Surrey, KT3 4QW Registered Office66-70, Coombe Road, New Malden, Surrey, KT3 4QW

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Interestingly theres another Licence registered to this address for a sole trader acting as debt collector.

Note the name and the named individuals on the Tower licence.

 

Application / Licence Details

 

 

 

 

Licence Number:0579084

Licence Status:Current

 

Current Applicant / Licensee:

 

Name Natalie Alice Bunyer

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Issued Date: 23-Dec-2005

Expiry Date: 22-Dec-2010

 

 

Legal Formation:

 

Sole Trader

 

Nature of Business:

 

Debt Collection

 

Current Address(es):

 

Address TypeAddress Principal Place Of BusinessCartwright Court, 2C, Cartwright Court, Huddersfield, Yorkshire, HD2 1GN

 

Historic Address(es):

 

Address TypeAddress Principal Place Of Business39, Hayward Road, Thames Ditton, Surrey, KT7 0BF

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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thanks for the info martin.well i rang them just before out of curiosity to see what it was about but got an ansew phone message .i left my details and refrence number as they asked but only because i have the same initials and name of my father ,the only thing which is differnt is the d.o.b which i didnt leave.my mam and dad are getting divorced and he aint here anymore so maybee there after him for sumat or me .i shall know when they ring back and want the d.o.b which i aint gona tell them coz they'll be able to tell me surely with there being 2 of us.i read in the forums before what has happend to a few other people with similar situations,i'd say they're very crafty with putting geneology,surveliance and private investigations in bold writing on there letter head as i think alot of people will be thinking someone is doing a family tree or sumat when basically all they are ,are a debt recovery agency.very sneaky eh! once again thanks on the info of what they exactly do

cheers ,dan

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yet another-same address;

 

 

Application / Licence Details

 

 

 

 

Licence Number:0581862

Licence Status:Current

 

Current Applicant / Licensee:

 

Name Carly Alice Ames

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Issued Date: 02-Mar-2006

Expiry Date: 01-Mar-2011

 

 

Legal Formation:

 

Sole Trader

 

Nature of Business:

 

Debt Collection

 

Current Address(es):

 

Address TypeAddress Principal Place Of BusinessCartwright Court, 2C, Cartwright Court, Huddersfield, Yorks, HD2 1GN

 

Historic Address(es):

 

Address TypeAddress Principal Place Of Business32, Giggs Hill Gardens, Thames Ditton, Surrey, KT6 4RD Principal Place Of Business32, Giggs Hill Gardens, Thames Ditton, Surrey, KT7 0AT

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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and theres more........

This one shows the business operating from Kingston-yet gives the Reg office as Huddersfield ) the Tower address.Also lists Susan Rallison as Officer (as on Tower licence)

 

Application / Licence Details

 

 

 

 

Licence Number:0569257

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Columbus Investigations Limited05368683

 

Licence Notes:

 

EvtStageOpen DateNotes 1Appeal Upheld16/05/2006 1Appeal To Secretary Of State DTI/CCAT08/03/2006 1Determined To Refuse DTR24/01/2006 1Minded To Refuse MTR20/07/2005

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Credit reference agency Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:No

 

 

Issued Date: 03-Jun-2006

Expiry Date: 02-Jun-2011

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Celia BunyerOFFICER Jack BunyerOFFICER Susan RallisonOFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress Principal Place Of Business66-70, Coombe Road, New Malden, Surrey, KT3 4QW Registered OfficeUnit 2c, Dyson Wood Way, Cartwright Court, Badley Business Park, West Yorkshire, HD2 1GN, England

 

Historic Address(es):

 

Address TypeAddress CorrespondenceSue Taylor, Vigilant Hse, 120, Wilton Road, London, SW1V 1JZ CorrespondenceSue Taylor, Vigilant Hse, 120, Wilton Road, Victoria, London, SW1V 1JZ Principal Place Of BusinessVigilant House, 120, Wilton Road, Victoria, London, SW1V 1JZ Registered Office66-70, Coombe Road, New Malden, Surrey, KT3 4QW Registered OfficeVigilant House, 120, Wilton Road, Victoria, London, SW1V 1JZ

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I am interested to know more details about the MTR and DTR for 2 of these licences in 2005/2006.

Although I can see were upheld on appeal.

 

Also I am looking into the headings on theirv letterheads

 

Private Investigators

Surveilance Specialists

Geneallogical Experts.

 

I am also of the same opinion that these references are quite confusing,given that there is no direct reference to these on the licence purpose.

There is also no reference nor indication of debt collection on their letterheads.

 

I am also going to take a look at their Data Protection Act licence.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I think will be a good idea to move your thread from here into the DCA forums.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Registration Number: Z8869430

Date Registered: 04 January 2005 Registration Expires: 03 January 2011

 

Data Controller: TOWER INVESTIGATIONS LIMITED

 

Address:

2B & 2C

CARTWRIGHT COURT

BRADLEY BUSINESS PARK

HUDDERSFIELD

HD2 1GN

This register entry describes, in very general terms, the personal data being processed by:

TOWER INVESTIGATIONS LIMITED

This register entry contains personal data held for 2 purpose(s)

Purpose 1

 

Private Investigation

Purpose Description:

The provision on a commercial basis of investigatory services according to instruction given by clients.

Data subjects are:

Customers and clients

Relatives, guardians and associates of the data subject

Advisers, consultants and other professional experts

BUSINESS OR OTHER CONTACTS

WITNESSES

SUBJECTS OF INVESTIGATIONS

Data classes are:

Personal Details

Family, Lifestyle and Social Circumstances

Employment Details

Financial Details

CONTACT DETAILS

INVESTIGATION BRIEF

INFORMATION RELEVANT TO THE INVESTIGATION

RESULTS OF INVESTIGATION

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Business associates and other professional advisers

Suppliers, providers of goods or services

Credit reference agencies

Debt collection and tracing agencies

Police forces

Private investigators

Transfers:

None outside the European Economic Area

Purpose 2

 

Debt Administration and Factoring

Purpose Description:

The tracing of consumer and commercial debtors and the collection on behalf of creditors. The purchasing of trade debts, including rentals and instalment credit payments, from business.

Data subjects are:

Customers and clients

Relatives, guardians and associates of the data subject

Data classes are:

Personal Details

Financial Details

Goods or Services Provided

Offences (Including Alleged Offences)

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

COURTS / TRIBUNALS

Data subjects themselves

Relatives, guardians or other persons associated with the data subject

Current, past or prospective employers of the data subject

Business associates and other professional advisers

Other companies in the same group as the data controller

Suppliers, providers of goods or services

Financial organisations and advisers

Credit reference agencies

Debt collection and tracing agencies

Traders in personal data

Central Government

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Columbus shows same 2 authorised principles.

 

 

Registration Number: Z8939089

Date Registered: 11 March 2005 Registration Expires: 10 March 2011

 

Data Controller: COLUMBUS INVESTIGATIONS LTD

 

Address:

UNIT 2C DYSON WOOD WAY

CARTWRIGHT COURT

BADLEY BUSINESS PARK

HD2 1GN

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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No evidence that this one is connected-but it lists 2c Cartwright Court as address.

 

This one has 4 licenced principles

 

Registration Number: Z9033149

Date Registered: 25 May 2005 Registration Expires: 24 May 2011

 

Data Controller: THE LOCATION BUREAU LIMITED

 

Address:

UNIT 2B & C CARTWRIGHT COURT

BRADLEY BUSINESS PARK

DYSONWOOD WAY

HUDDERSFIELD

HD2 1GN

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Well this is interesting too;

 

Registration Number: Z5291486

Date Registered: 08 March 2001 Registration Expires: 07 March 2011

 

Data Controller: GLOBAL DEBT RECOVERY LIMITED

 

Address:

66-70 COOMBE ROAD

NEW MALDEN

SURREY

KT3 4QW

Other Names:

INTERTRADE COLLRCTING,ADCHECK,FAMILY FINANCE UK MORTGAGE.

GLOBAL DEBT RECOVERY (COLLECTIONS)LTD

 

 

60-70 Coombe Rd being listed in the CC licences above !

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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and here it is;

 

Application / Licence Details

 

 

 

 

Licence Number:0322518

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Global Debt Recovery Limited2597906

 

Categories:

 

Consumer credit Consumer hire Credit brokerage Debt adjusting/counselling Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Trading Name(s) (Current):

 

Armstrong Recoveries Family Finance (New Malden) GDR GDR Collections Global Global Collections Intertrade Collections The Winged Messenger Tracing Associates

 

Trading Name(s) (Historic):

 

Inter Trade Collections Family Finance Family Finance UK Mortgage

 

Issued Date: 22-Sep-1991

Expiry Date: 23-Nov-2011

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Celia BunyerOFFICER Mr Jack Edward BunyerOFFICER Susan RallisonOFFICER

 

Historic Individuals that run the organisation:

 

NamePosition Ms Claire FreemanOFFICER

 

Nature of Business:

 

Debt Collection

 

Current Address(es):

 

Address TypeAddress Principal Place Of BusinessMilbourne House, 66-70 Coombe Road, New Malden, Surrey, KT3 4QW Registered OfficeMilbourne House, 66-70 Coombe Road, New Malden, Surrey, KT3 4QW

 

Historic Address(es):

 

Address TypeAddress Correspondence66-70, Coombe Road, New Malden, Surrey, KT3 4QW Principal Place Of Business66-70, Coombe Road, New Malden, Surrey, KT3 4QW Registered Office66-70, Coombe Road, New Malden, Surrey, KT3 4QW

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I am asking as to whether there are unfair business practices here-given that Tower are failing to disclose the real nature of their letters requesting info....when there is clearly obvious connections to debt collection.

Anyone any thoughts on this ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Just to make another point,Letters are usually sent like so;

 

Dear xxxx

 

We act on behalf of a client and are currently conducting an investigation in order to establish/verify information held.

 

In order to help us progress with our enquiry we would greatly appreciate it if you could contact us to confirm a few details.

You can do this by contacting us on FREEPHONE xxxxxxxx or xxxxxxx

 

All assistance provided is used discreetly,no information is disclosed to any third party.All help recieved is treated in the strictest confidence.

 

yours sincerely

 

Tower Investigations Ltd.

 

So its quite reassuring to read no information is disclosed to any third party

 

But since they ARE ALREADY involved in the DC side of things-then they have no need to disclose to third parties.

How misleading is that ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 7 months later...

Hi

Welcome to The Consumer Action Group.

 

 

I am just letting you know that as you haven't had any replies to your post yet, it might be better if you post your message again in an appropriate sub-forum. You will get lots of help there.

 

Also take some time to read around the forum and get used to the layout. It is a big forum and takes a lot of getting used to.

 

 

Once you start to find your way, you will soon realise that it is fairly easy to get round and to get the help you need.

 

It can be bit confusing at first.

Please be advised that my time will be limited for the next few weeks.Thanks for your understanding.

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  • 2 weeks later...
Just to make another point,Letters are usually sent like so;

 

Dear xxxx

 

We act on behalf of a client and are currently conducting an investigation in order to establish/verify information held.

 

In order to help us progress with our enquiry we would greatly appreciate it if you could contact us to confirm a few details.

You can do this by contacting us on FREEPHONE xxxxxxxx or xxxxxxx

 

All assistance provided is used discreetly,no information is disclosed to any third party.All help recieved is treated in the strictest confidence.

 

yours sincerely

 

Tower Investigations Ltd.

 

So its quite reassuring to read no information is disclosed to any third party

 

But since they ARE ALREADY involved in the DC side of things-then they have no need to disclose to third parties.

How misleading is that ?

 

I've got this exact letter today .... though I am in contact with all my creditors and nobody would need to trace me.

 

I've had a few letters from various DCAs this year all which turned out to be phishing exercises and the person they were looking for was not me.

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