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    • Hearing held today in court. I attended in person and Evri had an advocate attend on their behalf to defend their position that my contract is with Packlink and not with them. I also provided a copy of Evri's terms and conditions which explains that a contract is entered into when a parcel is sent with Evri. The judge pointed this out to the Advocate and agreed there is a contract between me and Evri under the Ts and Cs. The judge explained that while Packlink are responsible for organising the delivery of the item, it is Evri who are responsible for handling the goods and delivering them, and therefor Evri has a responsibility to handle the goods with reasonable care and skill. So am pleased to say the judge found in my favour. Hearing lasted about 75mins. Evri has been ordered to make payment within 21 days. Also nice to meet @jk2054 in person.
    • Good morning,    I just wanted to update you on the situation.    I have visits piling up with my current employment and they need doing before I finish at the end of this month.  I am moving to Wiltshire in 3 weeks for a new job helping care homes with their Dementia patients. I tried to work it out and at a guess I will be doing about 20-25,000 miles a year. So need a vehicle that can cope with that mileage, my old car would have done it easy but 🤷‍♂️ I have taken out a loan and got a friend to find me a reliable car that can cope with the miles and hasn't been written off in the past.   I phoned Adrian flux to see if I could use the last months insurance on a new car I have bought, the girl I spoke to phoned Markerstudy and asked them but they said no, my new car doesn't have any modifications.    I had an email from someone who saw one of my appeals for information, they live near the site of the accident and know a nearby farmer who has a security camera at his entrance that catches the traffic and specifically registration plates as he has been robbed before. They said they would reach out for me and see if he still has the data. Unfortunately it wont catch the scene of the crash.   The Police phoned me and said they were closing the report I made, even if they found footage of the vehicle at the time I said the actual incident would be my word vs theirs.  My first response was I am sure google maps would show that they turned around at that location which would verify my version of events, but upon reflection I do understand, I have seen people doing make up with both hands while driving, eating from a bowl steering with their knees and veering all over the place. I am sure some of these people go off the road and claim that someone forced them off.    Markerstudy phoned me yesterday to say that my car is now at Copart, the £80 tank of Vpower diesel was emptied on entry to the site for safety reasons, which I get but it sucks.  It is awaiting being assessed and shouldn't be too long, which is a relief.  I am really glad things do not seem to be going the way of the other stories and they seem to moving quickly.   However I was informed that my car was a structural write off before I bought it - this destroyed me, I was almost sick.  and this is going to affect any offer of money - after hearing the first statement this didn't affect me.   They need to wait for the assessor to check it over but it is highly likely to be written off and the maximum they can offer is £2300.  I was desperate for a car as I was working for an agency at the time, no work no pay, and did not do a vehicle check because I didn't know about them.  The seller did not tell me that it had been structurally written off, he told me that it had the front wing damaged while parked and was repaired at an approved repairer.  Markerstudy records state that it was sold at auction, no record of repair at an approved repairer.  I bought it bank transfer with hand written receipt.    It gets worse.    It turns out my airbags should of gone off. For some reason they are not working. I think we can figure out why.  If I had hit that car head on and had no airbags.    Some good news.    I can arrange a time with Copart to go and take my stereo equipment and any personal items that are left in the car only. I cant live without music and need quality sound, my speakers and amps are Hertz and JLaudio, (no I am not a boy racer with booming subs, I am an audiophile on a budget) I was really worried I wouldn't get them back so this is a huge relief for me. It is stuff I have built up over years of saving and collecting. Everything to do with the vehicle and mods I have declared need to stay to be assessed.   The accident has gone as a fault on my record, I have to remove 2 years NCB which means I still have some to declare which is good.  So it appears at this point that it may be resolved quickly, not in the way I was hoping, but not as bad as I presumed it was going to be based upon that tow truck drivers attitude and behaviour and the horror stories I read.   I am not going to buy the car back and try to make money with all the parts on it, I don't have the time or energy.   I may need an xray on my back and neck.  The whole situation has left me feeling physically sick, drained and I need it done.   The lesson learnt from this  -  My conscience is 100% clear, my attitude to safety and strong sense of personal responsibility - A rated tyres even if on credit card, brake fluid flush every year, regular checks of pads and discs, bushes etc, made avoiding what I believed to be a certain broadside collision possible.   Get a dashcam (searching now for the best I can afford at the moment)  -  Research your insurance company before you buy  -  Pay for total car check before you go and see a car and take someone with you if you are not confident in your ability to assess a vehicle.      Thank you to everyone here who volunteers their time, energy and information, it is greatly appreciated.  You helped my sister with some advice a while ago but we weren't able to follow through, she is struggling with long term health conditions and I ended up in hospital for a while with myocarditis, when I got out and remembered it was too late.  I am going to make a donation now, it is not a lot, I wish I could give more, I will try to come back when things are on a more even keel.    Take care
    • It seems the solicitor has got your case listed for this “appeal” but not for the Stat Dec(SD). You need to ensure you can perform your SD on the day. If you are able to make your SD in court, the situation you are in now is more straightforward than if you made your SD via a solicitor. You have been convicted of two offences (and two were dropped) via proceedings of which you were not aware. The way to remedy that is to perform an SD. No appeal is necessary (nor is it available via the magistrates’ court). If you are able to make your SD this is how I see it panning out: You will make your SD to the court. The court must allow you to make it as it will have been made within 21 days of you discovering your convictions. You will then be asked to enter pleas to the four charges again. At this point you should plead not guilty to all four but make the court aware that you will plead guilty to the speeding charges on the condition that the FtP charges are dropped. The prosecutor will be asked whether or not this is agreed. In my opinion the overwhelming likelihood is that it will be. If it is you will be sentenced for the two speeding offences under the normal guidelines. In the unlikely event it is not accepted,  the speeding charges will be withdrawn (they have no evidence you were driving). You have no viable defence to the FtP charges and so should plead guilty. This will mean 12 points and a “totting up” ban (as you have already suffered). You can present an “Exceptional Hardship” argument to try to avoid this (explained below).   Because of this, I don’t see any need to make an argument to ask to have any ban suspended (pending an appeal to the Crown Court) unless and until you are banned again. The only reason I can think the solicitor suggested this is to secure a (Magistrates')  court date. I was surprised when you said you had an appointment so quickly; a date for an SD usually takes longer than that. However, if you can use it to your advantage, all well and good. I can’t comment on the argument that the two speeding offences were committed “on the same occasion” as I don’t have the details. That phrase is not defined anywhere and is a matter for the court to decide. It’s an interesting thought (and only that) that such an argument could equally be made for the two FtP offences. If the requests for driver’s details arrived at your old address at the same time, with the same deadline for reply, it could be argued that you failed to respond to hem both “on the same occasion” (i.e when the 28 days to respond expired) and so should only receive penalty points for one. Hopefully you won’t need to go there. I think you have information about avoiding a “totting up” ban. But here’s the magistrates’ latest guidance on "Exceptional Hardship" (EH) which they refer to: When considering whether there are grounds to reduce or avoid a totting up disqualification the court should have regard to the following: It is for the offender to prove to the civil standard of proof that such grounds exist. Other than very exceptionally, this will require evidence from the offender, and where such evidence is given, it must be sworn. Where it is asserted that hardship would be caused, the court must be satisfied that it is not merely inconvenience, or hardship, but exceptional hardship for which the court must have evidence; Almost every disqualification entails hardship for the person disqualified and their immediate family. This is part of the deterrent objective of the provisions combined with the preventative effect of the order not to drive. If a motorist continues to offend after becoming aware of the risk to their licence of further penalty points, the court can take this circumstance into account. Courts should be cautious before accepting assertions of exceptional hardship without evidence that alternatives (including alternative means of transport) for avoiding exceptional hardship are not viable; Loss of employment will be an inevitable consequence of a driving ban for many people. Evidence that loss of employment would follow from disqualification is not in itself sufficient to demonstrate exceptional hardship; whether or not it does will depend on the circumstances of the offender and the consequences of that loss of employment on the offender and/or others. I must say, I still do not understand what the solicitor means by “As a safeguard we have lodged the appeal and applied to suspend your ban pending appeal due to the time limit for being able to automatically appeal without getting leave of the Judge.” When they speak of “leave of the judge” I assume they mean they have lodged an appeal with the Crown Court. I don’t know what for or why they would do this. It seems to follow on from their explanation of the “totting up” ban. If so, I’m surprised that the Crown Court has accepted an appeal against something that has not yet happened. But as I said, i is no clear to me. Only you can decide whether to employ your solicitor to represent you in court. If it was me I would not because there is nothing he can say that you cannot say yourself. However, I am fairly knowledgeable of the process and confident I can deal with it. That said, I do have a feeling that the solicitor is somewhat “over egging the pudding” by introducing such things as appeals to the Crown Court which, in all honesty, you can deal with if they are required. I can only say that the process you will attempt to employ is by no means unusual and all court users will be familiar with it. I can also say that I have only ever heard of one instance where it was refused. In summary, it is my view that it is very unlikely that your offer to do the deal will be refused. If it is accepted, you may be able to persuade he court that the two speeding offences occurred "on the same occasion" and so should only receive one lot of points. Let me know the details (timings, places, etc) and I'll give you my opinion. Just in case your offer is refused, you should have your EH argument ready. Whether it's worth paying what will amount to many hundreds of pounds to pay someone to see this through is your call.  Let me know if I can help further.    
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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HFO/citicard


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It dawned on me last night that these cretins must have carried out an illegal search on me to get my details.

They tried telling me my chick gave them my details,i know that would'nt happenThe caller also stated he has a recording of the conversation with chick from monday.......how do we obtain that recording under data protection or Freedom of information?.

I'm checking my credit report too,if they searched it it will show.

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Hi

 

An immediate and very strongly worded complaint to OFT and Consumer Direct is in order as they should never be speaking to a third party about someone else's debt irrespective of how they got your details.

 

Think about who has your phone number. Do the credit reference agencies have it from you applying for a credit report?

 

A SAR request to HFO is probably a waste of time in my experience better to hit them with complaints.

Edited by coledog

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To add - get details of time and date of calls, numbers called from, callers name, what they said etc. A quick letter headed 'Complaint' from you to the muppets stating that you were contacted about some else's matter would not go amiss and you can copy this to the relevant authorities. Add that you want to know how they obtained your number and ask for it to be removed from their system. Ask for a copy of their 'complaints procedure' :lol: they will probably ignore this but it is the correct process to follow.

 

Give them '28 days' to reply. You can make a complaint to the ICO but you are supposed to have made a complaint to the company concerned first.

 

'Don't get mad get even'

Edited by coledog

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To add - get details of time and date of calls, numbers called from, callers name, what they said etc. A quick letter headed 'Complaint' from you to the muppets stating that you were contacted about some else's matter would not go amiss and you can copy this to the relevant authorities. Add that you want to know how they obtained your number and ask for it to be removed from their system. Ask for a copy of their 'complaints procedure' :lol: they will probably ignore this but it is the correct process to follow.

 

Give them '28 days' to reply. You can make a complaint to the ICO but you are supposed to have made a complaint to the company concerned first.

 

'Don't get mad get even'

 

Iv'e just been "interfering on your your thread:lol:.

 

All sound advice coledog thankyou ,i'll send a complaint to HFO and ask for their complaints procedure.

 

Iv'e complained to everyone else,it'll back my complaint to the ICO about them.

 

I'm applying for a copy of my credit report to clarify if they searched it.My phone number would be there.

Although i have not applied for a credit report at my current address i guess it would be updated when i changed my address with my bank as it shows on my report.

 

I sent the SAR to citi not hfo,like you say there's no point dealing with them for paperwork.

Edited by bsj
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Letter this morning,i think i may of upset them a little not only are they threatening court action they are going to request a warrant of execution:!:.............iv'e sent them my request to be beheaded never did like the idea of the ducking stool........not for a motherhen:lol:.

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Presume this is to 'chick' not you personally. Is it from HFO or Turnbull etc? Probably need you to supply a bit more information or scan it (removing all personal information).

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Letter this morning,i think i may of upset them a little not only are they threatening court action they are going to request a warrant of execution:!:.............iv'e sent them my request to be beheaded never did like the idea of the ducking stool........not for a motherhen:lol:.

 

They cannot apply for a warrant of execution until they obtain a CCJ, looks like you have touched a nerve.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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A warrant of execution will only help if the defendant has:

  • enough goods at the address you give which could be sold at auction to raise money for you; or
  • all the money you are claiming for on the warrant (to stop goods being sold).

Before the court can issue a warrant, the defendant must have:

  • failed to pay the amount he or she has been ordered to pay; or
  • fallen behind with at least one of his or her payments.

This is called 'being in arrears'.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Tell your chick to watch out for a revamped trick of HFOs, they are now sending out cards supposedly from a delivery service saying there are sensitive documents to be delivered and to contact them on xxx number, card posted second class with an SW19 (Wimbledon, Surrey) postmark.

 

I think you ought to watch out for one of these too as they seem to have your details.

 

The company name they are using this time around is FirstPoint Deliveries, they used to use First Logistics Direct...

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Presume this is to 'chick' not you personally. Is it from HFO or Turnbull etc? Probably need you to supply a bit more information or scan it (removing all personal information).

 

Sorry coledog,yes to my chick.

I'll gladly scan it up,give me mo to work it out.

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Tell your chick to watch out for a revamped trick of HFOs, they are now sending out cards supposedly from a delivery service saying there are sensitive documents to be delivered and to contact them on xxx number, card posted second class with an SW19 (Wimbledon, Surrey)

postmark.

 

 

 

I think you ought to watch out for one of these too as they seem to have your details.

 

The company name they are using this time around is FirstPoint Deliveries, they used to use First Logistics Direct...

I will certainly be on my guard for this tatic,i read coledogs thread about it this morning.

All mail is coming to my address,they don't seem to like the fact i won't give a forwarding address for my chick......so they are upping their game,the letter this morning was very intimidating to anyone that does'nt this DCA and it's tatics.

 

I'm still fuming that they got my details,at the moment it's driving me.

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Very similar to the letter I got with the personal documents attached to it although there are a few more threats inserted in this one - probably because it has not got the house pictures etc attached. Just another example of their nasty underhand tactics/mindgames. Await the replies to your letters - or not, then tell them 'account in dispute'.

 

Have you taken the HFO muppets name off or did it come like that?

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I can only think that they know my chick does'nt live with me and just maybe there is no paper work.

 

It did have a name of contact but i removed it,as chick has been assigned this person to personally contact,i just want to be caustious as i know they read these forums.From what i gather from other threads they probably won't bother to reply to the CCA request.

Iv'e forwarded the letter to trading standards.

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If you get no response, go for the second letter and keep at them, you have the full support of the HFO fan club, so just shout for any advice, we are always here.

US President Barack Obama referred to Ugland House as the biggest building in the world or the biggest tax SCA* in the world.

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Looking at this letter again it needs to be reported to OFT and the ICO - also the solicitors reg body. For this to have been written by a company run by a solicitor is disgusting and the threats break OFT guidelines big time! It says we 'will' take legal action and we 'will' send in bailiffs when there is no proof of a debt being owed. Bailliffs and attachment of earnings cannot be requested unless a court order is given and the terms broken. If they had added 'we will freeze your bank accounts' we would have had a full set of empty threats!

 

We are currently in the process of reviewing your account and preparing an in depth information dossier on your current financial situation

 

What do they mean by that?

 

HFO may also instruct its solicitors to secure an Order to Obtain Information against you,

 

I have never heard of anyone trying to do this unless it is a crime or massive fraud.

 

the court might consider taking a stern action against you
.

 

The court is there as much to protect the defendents interests as those of these muppets. What are they going to do clap you in irons?

 

You have made payments in the past and it is unlikely that you will be able to raise a credible defence to legal action

 

Have any payments been made to HFO? It doesn't matter as anyone would make payments if they get these threats.

 

I worry about the people who get these letters who don't seek advice about them.

Edited by coledog

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Freeze bank accounts? When has a DCA EVER been able to do that? Only a court can do that – or a bank!

 

Quite right, Coledog, all these letters need reporting. I wish I could report it for you – but we rely on the victims to do it. Perhaps we should draft specific complaints letters for specific pap from HFO?

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I agree with you coledog.......it's letters like this that force people to pay up on debts that hfo know are statute barred too.

I fond the letter very disturbing to tell the truth.It's letters of this nature that push some people to take their lives.

The usual"may" is clearly deliberatly replaced with "will".

I'm gradually going through the fat file chick handed to me,one letter from hfo has alot of writing on it relating to phone calls to chick in 2006.There is no mention of a payment amount.

Chick cannot remember if any payment was made to them.I really do need this info but i don't trust hfo to be truthful regarding payments made to them.

I have so much to sort out,what i have done is CCA all the creditors,not the DCA's.

Hfo are the only ones putting on the thumb screws at the moment,i'm sure others will come out of the wood work.

They are ringing my chick constantly the harrassment letter seems to have been ignored,srtict instuctions have been given not to take their calls.

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I cannot believe they are still sending these letters out. I sent mine to OFT et al with a strong complaint letter but this one is worse and totally inacurate. The poster needs to point out that they are disputing the account and have received no proof that the money is owed. The purpose is to frighten and intimidate the unwary into paying money that they may not actually owe - therefore it is close to extortion. Surely it is obvious to OFT that this breaks their guidelines?

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Freeze bank accounts? When has a DCA EVER been able to do that? Only a court can do that – or a bank!

 

Quite right, Coledog, all these letters need reporting. I wish I could report it for you – but we rely on the victims to do it. Perhaps we should draft specific complaints letters for specific pap from HFO?

 

That donkey is a brilliant idea.

I have reported the letter and it's content.

I'm just glad i found you good peoples here,i still worry about the ones that try to go it alone.poor peeps, they must suffer terribly when they get letters like these.

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