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    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
    • Thanks for all the suggestions so far I will amend original WS and send again for review.  While looking at my post at very beginning when I submitted photos of signs around the car park I noticed that it says 5 hours maximum stay while the signage sent by solicitor shows 4 hours maximum stay but mine is related to electric bay abuse not sure if this can be of any use in WS.
    • Not sure what to make of that or what it means for me, I was just about to head to my kip and it's a bit too late for legalise. When is the "expenditure occured"?  When they start spending money to write to me?  Or is this a bad thing (as "harsh" would imply)? When all is said and done, I do not have two beans to rub together, we rent our home and EVERYTHING of value has been purchased by and is in my wife's name and we are not financially linked in any way.  So at least if I can't escape my fate I can at least know that they will get sweet FA from me anyway   edit:  ah.. Sophia Harrison: Time bar decision tough on claimants WWW.SCOTTISHLEGAL.COM Time bar is a very complex area of law in Scotland relating to the period in which a claim for breach of duty can be pursued. The Scottish government...   This explains it like I am 5.  So, a good thing then because creditors clearly know they have suffered a loss the minute I stop paying them, this is why it is "harsh" (for them, not me)? Am I understanding this correctly?  
    • urm......exactly what you filed .....read it carefully... it puts them to strict proof to prove the debt is enforceable, so thus 'holds' their claim till they coughup or not and discontinue. you need to get readingthose threads i posted so you understand. then you'll know whats maybe next how to react or not and whats after that. 5-10 threads a day INHO. dont ever do anything without checking here 1st.
    • I've done a new version including LFI's suggestions.  I've also change the order to put your strongest arguments first.  Where possible the changes are in red.  The numbering is obviously knackered.  See what you think. Background  1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of November 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.  Unfair PCN  4.1  On XXXXX the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) the solicitors helpfully sent photos of 46 signs in their evidence all clearly showing a £60.00 parking charge notice (which will  be reduced if paid promptly).  There can be no room for doubt here - there are 46 signs produced in the Claimant's own evidence. 4.2  Yet the PCN affixed to the vehicle was for a £100.00 parking charge notice (reduced if paid promptly).  The reminder letters from the Claimant again all demanded £100. 4.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.   4.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim. No Locus Standi 2.1  I do not believe a contract exists with the landowner that gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-  (a) the owner or occupier of the land; or  (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44  For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.  2.2  The Defendant requested to see such a contract in the CPR request.  The contract produced was largely illegible and heavily redacted, and the fact that it contained no witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “No Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract. Illegal Conduct – No Contract Formed  3.1 At the time of writing, the Claimant has failed to provide proof of planning permission granted for signage etc under the Town and Country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.  3.4        I also do not believe the claimant possesses this document.  No Keeper Liability  5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.  5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.    5.3        The claimant did not mention the parking period instead only mentioned time 20:25 which is not sufficient to qualify as a parking period.   Protection of Freedoms Act 2012  The notice must -  (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; 22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim. 5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable. Interest 6.2  It is unreasonable for the Claimant to delay litigation for four years in order to add excessive interest. Double Recovery  7.1  The claim is littered with made-up charges. 7.2  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100. 7.3  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims. 29. Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practise continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.” 30. In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverable under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...'' 31. In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 2) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case. 7.7        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.  7.8        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).  In Conclusion  8.1        I invite the court to dismiss the claim. Statement of Truth I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth. 
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Fitness First / help for a 17 year old.


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Hi! I'm a 17 year old who is currently studying, and doing his A-Levels, I applied for a membership at Fitness First, and cancelled my membership with 34.95 still overdue. I had no sort of income apart from my EMA (Education Maintenance Allowance) and I had problems managing my money. Before I knew it, C.A.R.S sent me a letter home saying I owed them £304.53.. I don't know how I'm supposed to pay this amount, but after having read the comments above, I think I made a mistake, I gave them my card details over the phone, and we made an agreement that I'd pay £50 each month till the payment was finished, I failed to make the first payment, and they said they will take 50 pound on Friday for the month I missed and will take a further 50 pound for the month of August, but I know I will not have the sufficient amount of money by Friday, have I made a mistake by giving them my details, and should I tell him to contact me via email/letter in the future? As I have no source of income whatsoever, Any advice on what to do would be good, should I send that template (the second post) via writing or a typed document? Thanks, please get back to me asap. Can they put a 17 year old to court? my parents didn't even sign the FItnessFirst contract, the guy who was taking me through signed.

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Hello and Welcome, Mr.Arsenal.

 

I've started a new thread for you and unapproved your other posts, please continue to post on this thread.

 

Thanks.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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;)MD...

 

OK. You need to contact your bank ASAP and report your card lost, so they can then cancel it and issue you with a new one, and FF or C.A.R.S can't take any money out of your account.

 

You MUST keep everything in writing, and NEVER talk to them over the phone.

 

This is mile away from seeing the inside of a court so don't worry in that respect, this is why you must NEVER talk to them over the phone as they will tell you that they can take you to court, the moon is made of cheese, and pigs really do fly.

 

If they ring again tell them everything in writing, and put the phone down, if they are persistent in harassing you over the phone come back and there is a letter you can send them to tell them what offences they are committing and to stop.

 

Letters are the only way you will get a paper trail of evidence, and they are less likely to lie and abuse you in a letter, rather than the phone which is all they ever do.

 

How did the debt go from £34.95 to over £300?

 

Was this a 12 mth contract? Did you give them the months notification that you wanted to cancel your membership?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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@ Bazooka Boo

 

I gave them a month's notification that I wanted to cancel my account, they told me "there was no space available for account cancellations" so I cancelled my account by cancelling the Direct Debit on Internet Banking, and yes I signed a 12 month contract. I have no idea how the debt reached that much, I was shocked myself when I saw that amount, I'll get in contact with my bank ASAP, so here's the deal, get in contact with my bank, tell them to cancel my card? but when I get a new card, will my card number and everything be different? (I don't mind this)

Edited by Mr.Arsenal
Thanks for the responses btw people.. much appreciated.
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Yes your card number will be different, probably the last two digits, but more importantly the cvv code on the back on the signature strip will have changed, this will stop them from using your card details to get money from your account.

 

The outstanding balance will be the remaining months, monthly fee that you won't be paying, keep an eye on you bank account if they previously had a DD, even if they do attempt to re-instate it and remove funds, you will be able to get this back from the bank.

 

I have no idea what they mean by 'no space available for cancellations'?????

How many months into the 12 mth contract where you when you cancelled?

 

The figure don't add up, well not on my abacus, so are you aware if they have added on any charges?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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And over the phone, I usually always go through security, and they always tell me to confirm my address as part of it, should I do that any more?

 

NO, STOP talking to them over the phone, you have no evidence of these calls and what is being said, unless your recording them?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I opened up my account in late January and decided to cancel it in May, so I was 5 months into my contract.. I still had £34.95 due before cancelling it but somehow, that fee got to £300+, how I don't know.

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As advised, log your card as lost - possibly stolen. This will prevent any further payments.

 

You have made this contract whilst you are still a minor - less than 17 years of age. It is not binding on you.

Send them a letter pointing out that they have entered into a contract with a minor and that as such you are now repudiating the contract and that if they wish to take you to court, you will defend on that basis.

 

Report them to Trading Standards.

 

Igone any further correspondence from them. Don't speak to them on the phone unless you record the calls.

 

If they take you to court - very unlikely - then simply say in your defence that you deny any debt. that you were a minor at the time of the alleged contract and that you reupdiated the contract in writing.

 

If you hear from any debt collectors, then send them the same message.

 

Make sure that you send your repudiation to the gym by special delivery

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OK you need to keep everything in writing from now on, if they ring again tell them 'everything in writing' and hang up.

 

I'll look in tomorrow..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Send them a letter pointing out that they have entered into a contract with a minor and that as such you are now repudiating the contract and that if they wish to take you to court, you will defend on that basis

 

"them" being Fitness First or CARS? Should I type up the document, Or should it be hand-written? I'm sure I would need help conjuring something to write as I have done nothing of this sort before. Apart from GCSE English.

Would this affect my credit rating in the future?

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"them" being Fitness First or CARS?
Whoever is pestering you for money.
I'm sure I would need help conjuring something to write as I have done nothing of this sort before. Apart from GCSE English.
Just say that you were under 18 at the time of signing the contract and as such it is invalid & that you repudiate any agreement.
Would this affect my credit rating in the future?
No.

 

As I said above, contact Consumer Direct above tomorrow.... they'll sort it for you. ;)

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Thanks mate, what should I tell Consumer Direct when I call them?
Just explain what has happened and what they are demanding. The telephonist will ask the relevant questions but make sure you explain you are under 18.
Should I type up the document or write it?
Just type it.
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Okay, so I've cancelled my debit card..

 

C.A.R.S sent me a postal letter today saying

 

PAYMENT REJECTED

 

Dear.asjgasogoargarg

 

Please be advised that your bank/credit card has refused your recent payment towards the above account.

 

Please note that if the full balance is not forwarded within 7 days a charge will be added to your outstanding balance to cover costs incurred by the rejected payment.

 

Please forward the full outstanding balance in cleared funds, quoting your reference number at all times, this can be either a banker's draft/ postal orders or cash registered post.

 

Failure to forward the outstanding balance will result in your default account details being forwarded to our litigation department to commence legal proceedings. This could incur further costs and could seriously affect your ability to obtain credit in the future.

 

PLEASE DO NOT UNDERESTIMATE THE SERIOUSNESS OF THIS LETTER.

 

That was quickly followed by me reporting my card as lost.

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I also phoned Consumer Direct and they weren't a lot of help, they said an under 18 is allowed to sign a gym contract, and I am liable to pay that money cause I signed a 12 month contract.

 

Did you send the letter as advised to FF

 

Have you sent a copy to CARS.

 

If you've done this, just ignore any further letters from them.

 

Bankfodders earlier post explains the situation.

 

:)

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Hi Mr A,

 

If you don't send this letter, they will continue to harass you.

 

If you want help, type up a draft of the letter and I'll check it over before you send it.

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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