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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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EGG Card debt and resolvecall on my Doorstep - illegal in N.Ireland??


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Hi

 

i have recently fallen behind with payments on my egg card -

i have tried to make offers of payment which are affordable for me at present but they just kept fobbing me off with 'income and expenditure details' etc.

 

They then passed the account to Resolvecall who today called at my door without an appointment and when i didn't answer they also called at my neighbours door. They left a calling card at my residence.

 

I called the man and asked what he wanted - he said he was working on behalf of Egg and needed to discuss my arrears. I asked was it not illegal for him to call without an appointment - he said no. I told him that i would conatct Egg myself and that i fully intended to pay the debt.

 

I then called Egg who finally agreed to a 6 month reduced payment plan (for more than i could afford mind you) and i told them abaout the doorstep call - thay also maintained that this was not illegal. I explained that i lived in Northern Ireland and that i believed this to be illegal.

 

Am i right and is there anything i can do about this?

 

Many thanks

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Hi

 

I explained that i lived in Northern Ireland and that i believed this to be illegal.

 

Am i right and is there anything i can do about this?

 

 

I don't believe it is illegal for them to send a doorstep collector, when you had not told them in advance that you did not wish this to happen. The bit that is against the OFT debt collection rules, is for the Resolvecall person to have called on your neighbour. You could complain about this by calling Consumer Direct.

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Also, put a wee note on your door stating , NO COLD CALLERS.

 

Whereabouts are you from?

 

The 'calling at neighbours' routine is just another form of intimidation and is specifically to cause you distress.

 

If it had of been me there would have been a scuffle because even thinking about when he done on you is making me cross.

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I'm from the Co. Down coast!

 

As I said, I've had it happen to me twice!

 

The first time this eejit in a suit carrying a clipboard came to the back door and caught me off guard.

 

He opened, "Mr. ***** ",

I said, "aye, who' wants him?"

Him, "I represent Citibank and I'd like to talk to you about your debt".

Me, "talk away", banged and the door in his face!

 

He slunk off because he knew if he had of chapped the door again I'd him laid him out cold.

 

The next time a different young dude in a BMW arrived, I just walked outside, turned the hose on and started to spray my car in the driveway.

The eejit was following me, trying to talk to me so I sprayed him with the hose.

He started saying that there was no need for that blah! blah! and I apologised to him about the unfortunate accident and sprayed the car so it reflected off the bonnet and soaked him again.

 

What pi55ed me off enough to do this was he sat outside our house in his car for a good 30 mins writing in his clipboard and on his mobile.

 

Obviously this was to intimidate me and so the neighbours would see.

 

But, in this 30 mins I had time to formulate a plan!

 

That was it!

 

They never called again!

Edited by RoyalIrish
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This man also sat outside for quite a while before coming to the door - writing in a notebook! Nobody wants to be in debt and this is really unnecessary and upsetting.

 

Hopefully i won't have another experience - think i'll send the same letter to all of my creditors jsut in case.

 

Thanks again for all the help!

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They are not allowed to call on your neighbours, blatant breach of OFT guidelines on debt collecting. Report them ASAP.

 

These people don't give a feck about the OFT guidelines!

 

I'd would advise that you ask for a business card and tell them to leave.

 

Report them immediately to the police.

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This man also sat outside for quite a while before coming to the door - writing in a notebook! Nobody wants to be in debt and this is really unnecessary and upsetting.

 

Hopefully i won't have another experience - think i'll send the same letter to all of my creditors jsut in case.

 

Thanks again for all the help!

 

The sitting outside writing etc. etc. serves 2 purposes.

 

1. It intimidates you with your neighbours etc.

 

2. It enables them to suss out if they are likely to get a thumping, ie is there a big bloke there or a german shepherd etc. also they need to get their courage up!

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Absolutelt RI - have to say he did back down when i called and said that i would speak to Egg myself - ''shall be just leave it like that then''? he said.

 

Would rather be unemployed than have to do his job for a living!

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How interesting. I lived for a time near a rural town in Antrim, and whilst home visits were threatened they never happened. I always warned those that said they'd call that they would meet with a robust response which would include the PSNI.

 

One night when a drunk tried to get in to the house we had 7 peelers there within 6 minutes - very impressive for a rural area. I was slightly worried that my reaction, which involved pursuing the individual with something that would make holes in him, would create a difficulty, but the PSNI told me that if someone you don't recognise or aren't expecting comes knocking on your door how am I to know that it isn't a dissident republican who wishes me harm?

 

So, if they sit outside, call the PSNI and say that you are concerned that the man may be a dicker.

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LOL, Debt Collector killed by off duty soldier!

 

Luckily, I am educated by all the stalwarts on CAG now so debt collectors calling to my door are a thing of the past!

 

However, because I am still a member of the armed forces and careful about strange men outside my house or at my door there is always a slight possibility that I could mistake them for the 'da boyos' and empty a mag through the door.

 

Just 'in case' you understand!

 

LOL!

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LOL!

 

Yeah, I had a run in with Michelle, she's an eejit!

 

I sent her packing over a disputed debt after she threatened to do a house call.

 

Apparently it's a ****ty little operation in a room somewhere in Belfast.

 

Her 'heavy squad' are self employed commission only goons.

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CCA egg and send them this letter regarding the caller:

 

Dear xxxx

 

Account Ref xxxx

 

Please be advised I will only communicate with you in writing. I have noted your repeated attempts to contact me by telephone over the past few weeks/months and these have been duly logged by time and date.

 

Furthermore, should it be your intention to arrange a “doorstep call”, please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make an appointment with you.

 

There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v. Sheppard and Short Ltd [1959] 2 Q.B. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and if you do so, then you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.

 

If you do not understand this letter, you should seek qualified legal advice

 

Regards

 

English Common Law?

 

Is this applicable in Northern Ireland, Scotland, or even Wales?

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  • dx100uk changed the title to EGG Card debt and resolvecall on my Doorstep - illegal in N.Ireland??
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