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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Sent first letter to HSBC ..........


katybroomfield
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Hi.

Just thought I'd start a log of what's been happening ( pressume you just start a thread to do this and keep everyone informed??
:confused:
)

After lots of reading up, finally got first letter sent on friday the 25th August requesting last six years of statements and just waiting now to see if they arrive all in one piece!( can't wait!!
:D
)

Just wanted to say a massive Thank you for this great site!!!!!!!!!!!!!!!!

Katy xxxxxx

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Hi Katy,

This site is fab isn't it? Just thought I'd wish you luck with your claim & tell you that HSBC sent all my statements in a oner but there were so many the postman couldn't fit them through the door!

Also, HSBC sent back the cheques I sent with the statement request letter so didn't have to pay for them all either!

 

Good ;uck & let us know how you get on

Sam

Data Protection Act sent requesting statements 14th August 2006

 

Statements received 24th August 2006

 

Prelim letter sent 29th August 2006

 

No reply to Prelim so LBA sent 15th September 2006

SHOW ME THE MONEY!!!!

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Hi and thanks to the people who replyed to me ! :)

 

I'm still waiting to recieve anything from HSBC but it has only been 1 week

 

today so i'll let them off for now!!!!!

 

I'll keep you informed with what happens from now on.... isn't it nice to be able

 

to tell people who are interested and who offer advice ( like you have!) some of

 

my friends who I tell think i'm a bit weird but I'm sure that'll be a bit different

 

when I gey my money back!!!

 

Thanks again, Katy XX

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Guest Tracey284

Same here - cheque returned from HSBC but poor postman! HSBC have also sent duplicates of the duplicates and some are still missing. About to send second letter and let's see what happens!

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Guest Tracey284

I would follow the advice on this website. Remember that there has been a bank holiday in between so maybe this could be the reason for the delay in replying. I did think that they had longer than 14 days to reply to the first letter.

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Hi Katy

 

It took approx 10 days for all my statments to come through HSBC also sent back the chq saying that they do not claim for this service. They will probally come in to batches mine did. Poor postman he had 2 accounts worth to carry !!

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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  • 4 weeks later...

Thank you to everyone who has posted advice!! Massive problem with my computer and can only get on the net when i nick this laptop!!!!!

I have received all my statements from HSBC and bless them, they returned my cheque!!! BUT does anybody know if i now have a time limit to write back to them and demand my charges back??? or will it be ok to wait and do it when i have access to a working computer again????:o

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Hi Katy

 

You can set the deadline for when you first right to them with your prelim request but from then on it will be every 14 days when you will need to re send a letter until you file for MCOL if you need to get that far. It isn't strict that it has to be 14 days but looks as though you know what you are doing and you mean business if you stick to your deadlines.

Data Protection letter sent 15/08/06

 

All statments received 29/08/06 total £3950.50 2 accounts

 

Prelim approach sent 30/08/06 - for both accounts

 

LBA sent for both accounts 15/09/06

 

MCOL Filed for both accounts 05/10/06

 

MCOL Acknowledged 12/10/06

 

Letter Received req breakdown of charges 28/10/06

 

Letter Sent with breakdown of charges 28/10/06

 

Letter received with full offer on the 01/11/06

 

Sent letter back accepting offer and crossing confidential agreement out 01/11/06

:razz: :razz: :razz:

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Guest Tracey284

Hi there - issued proceedings today for £5912.80 plus interest of £1561.15. Lets hope this works. I have another one to file but have to do the LBA first. This one is for £9500 plus £2500 charges!

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