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permanent default by Hillesden securities Ltd


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Hillesden Securities bought my debt from Halifax although I never received notification from the Halifax or from Hillesden. In December 2009 I asked Hillesden for a copy of the agreement. They send me a letter each month saying that they are still trying to get a copy of the agreement. I believe that they are in default and are doing nothing to remedy the siuation. What should be my next step and should I continue to make payments to them through my debt management company via their own debt collection agency?

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if they cant produce the agreement then they are stuffed

 

there is no legal requirement for you to pay and they cant enforce the debt while they are in default of your cca request along with the £1 fee

 

its your call if you want to cary on the payments

 

i would say stuff you and use the cash to pay off another valid debt

 

but thats me

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if you CCA'ed them

then stop paying now

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Did you request a copy of the NOA ?

See if you can get this and see if it corroborates with things.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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thanks to all for your advice, am going into action Monday. Have never received anything from either Hillesden or Halifax except demands from Hillesden........no copy of agreement.........no notice of assignment.....nowt. Just promises that they are still trying to obtain copy of agreement from Halifax. This has been going on for 6 months now since I requested copy of agreement along with £1 postal order. Thanks guys.

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no cca = no pay!!

fleecers!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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