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    • Hi, despite saying you would post it up we have not seen the WS or EVRis WS. Please can you post them up.
    • Hi, Sorry its taken me so long to get round to this, i've been pretty busy today. Anyway, just a couple of things based on your observations.   Evri have not seen/read my WS (sent by post and by email) as they would have recognised the claim value is over £1000 as it includes court fees, trial fees, postage costs and interests, and there is a complete breakdown of the different costs and evidence. I'd say theres a 1% chance they read it , but in any case it won't change what they write. They refer to the claim amount that you claimed in your claim form originally, which will likely be in the same as the defence. They use a simple standard copy and paste format for WX and I've never seen it include any amount other than on the claim form but this is immaterial because it makes no difference to whether evri be liable and if so to what value which is the matter in dispute. However, I have a thinking that EVRi staff are under lots of pressure, they seem to be working up to and beyond 7pm even on fridays, and this is quite unusual so they likely save time by just copying and pasting certain lines of their defence to form their WX.   Evri accepts the parcel is lost after it entered their delivery network - again, this is in my WS and is not an issue in dispute. This is just one of their copy paste lines that they always use.   Evri mentions the £25 and £4.82 paid by Packlink - Again, had they read the WS, they would have realised this is not an issue in dispute. They probably haven't read your WS but did you account for this in your claim form?   Furthermore to the eBay Powered By Packlink T&Cs that Evri is referring to, Clauses 3b and c of the T&Cs states:  (b)   Packlink is a package dispatch search engine that acts as an intermediary between its Users and Transport Agencies. Through the Website, Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line. (c)  Each User shall then enter into its own contract with the chosen Transport Agency. Packlink does not have any control over, and disclaims all liability that may arise in contracts between a User and a Transport Agency This supports the view that once a user (i.e, myself) selects a transport agency (i.e Evri) that best suits the user's needs, the user (i.e, myself) enters into a contract with the chosen transport agency (i.e, myself). Therefore, under the T&Cs, there is a contract between myself and Evri.   This is correct but you have gone into this claim as trying to claim as a third party. I would say that you need to pick which fight you wan't to make. Either you pick the fight that you contracted directly with EVRi therefore you can apply the CRA OR you pick the fight that you are claiming as a third party contract to a contract between packlink and EVRi. Personally, I would go with the argument that you contracted directly with evri because the terms and conditions are pretty clear that the contract is formed with EVRi and so if the judge accepts this you are just applying your CR under CRA 2015, of which there has only been 2 judges I have seen who have failed to accept the argument of the CRA.   Evri cites their pre-existing agreement with Packlink and that I cannot enforce 3rd party rights under the 1999 Act. Evri has not provided a copy of this contract, and furthermore, my point above explains that the T&Cs clearly explains I have entered into a contract when i chose Evri to deliver my parcel.    This is fine, but again I would say that you should focus on claiming under the contract you have with EVRi as you entered into a direct contract with them according to packlink, as this gives less opportunites for the judge to get things wrong, also I think this is a much better legal position because you can apply your CR to it, if you dealt with a third party claim you would likely need to rely on business contract rights.   As explained in my WS, i am the non-gratuitous beneficiary as my payment for Evri's delivery service through Packlink is the sole reason for the principal contract coming into existence. I wouldn't focus this as your argument. I did think about this earlier and I think the sole focus of your claim should be that you contracted with evri and any term within their T&Cs that limits their liability is a breach of CRA. If you try to argue that the payment to packlink is the sole reason for the contract coming in between EVRI and packlink then you are essentially going against yourself since on one hand you are (And should be) arguing that you contracted directly with EVRi, but on the other hand by arguing about funding the contract between packlink and evri you are then saying that the contract is between packlink and evri not you and evri.  I think you should focus your argument that the contract is between you and evri as the packlink T&C's say.   Clearly Evri have not read by WS as the above is all clearly explained in there.   I doubt they have too, but I think their witness statement more than anything is an attempt to sort of confuse things. They reference various parts of the T&Cs within their WS and I've left some more general points on their WS below although I do think  point 3b as you have mentioned is very important because it says "Users can check the prices that different Transport Agencies offer for shipments and contract with the Transport Agency that best suits their needs on-line." which I would argue means that you contract directly with the agency. For points 9 and 10 focus on term 3c of the contract  points 15-18 are the same as points 18-21 of the defence if you look at it (as i said above its just a copy paste exercise) point 21 term 3c again point 23 is interesting - it says they are responsible for organising it but doesnt say anything about a contract  More generally for 24-29 it seems they are essentially saying you agreed to packlinks terms which means you can't have a contract with EVRI. This isnt true, you have simply agreed to the terms that expressly say your contract is formed with the ttransport agency (EVRi). They also reference that packlinks obligations are £25 but again this doesn't limit evris obligations, there is nothing that says that the transport agency isnt liable for more, it just says that packlinks limitation is set. for what its worth point 31 has no applicability because the contract hasn't been produced.   but overall I think its most important to focus on terms 3b and 3c of the contract and apply your rights as a consumer and not as a third party and use the third party as a backup   
    • Ms Vennells gave testimony over three days, watched by those affected by the Post Office scandal.View the full article
    • Punters are likely not getting the full amount of alcohol they are paying for, a new study suggests.View the full article
    • no you need to get reading up..... everything is explained time and again in the threads i linked you too. sorry i thought you'd filed your defence? doesnt matter, try in daylight hours each day , a couple of times. you've weeks there is no rush at all. to file it.     if you did .....ideally you need to remove para 1 from your defence then.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Darren vs Bank of Scotland. ** WON **


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Hi Alison,

 

Thats not my branch, that is the customer service centre in Scotland.

 

They passed my prelim to someone down south and I then started liasing with them..........not that they bother to respond of course.

 

My claim is filed against their head office.....the Trinity Road address.

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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i sent my claims to the mound, edinburgh, is this the wrong address?

 

btw dazza have been following your claim (well for the last few weeks) and its due to reading your claim that i took the plundge, even though i must admit that now the letters have been sent, i'm worring myself to death :(

 

anyway will keep watching, good luck!

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Hi sinking,

 

To be honest I don't think it matters where you send your claim to. It tends to find it's way to the right place. Because I live in Scotland and am claiming through the English courts I used their head office address in England.

 

Try not to worry!! Noone has lost yet!! Just follow the instructions on the site and stick to your guns and you'll be ok.......thats what I'm hoping for anyway!!

 

I'll keep you posted and subscribe to your thread too.

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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cheers dazza, only just sent mind off so will probably be a while before i hear something, if i hear anything at all.

 

none have lost???sorry to be negative but theres a first time for everything, and its bown to happy to me, good job its not my local branch i'm trying to get my money back from, as i defo wouldn't get it, i can bet you as well that my bank account will be closed, which i'm not bothered about as my husband has an account and he'll just make it a joint account, only problem being that his account is with the BOS, it would be funny though going in there and putting the money into his account (they can't stop me going into the bank :) )

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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"now the letters have been sent, i'm worring myself to death"

 

Don't worry - follow the step-by-step instructions and you'll be fine. Don't hesitate to ask for help when you need it.

 

Westy

Westy

 

 

 

If you like my post, click the scales!!

 

Nov 1 2006 Preliminary letter

21 Feb 2007 - cheque arrived for charges+DEBIT interest +Statutory Interest! Hurray!

Read all about it: natwesttookmymoney - v- NatWest

DONATE AS MUCH AS YOU CAN TO KEEP THE SITE GOING.

 

What can you claim? Vampiress has a good idea:

http://www.consumeractiongroup.co.uk/forum/general/69877-what-can-you-claim.html

Anything I say is just a suggestion. I'm a bigmouth, not a lawyer!

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Yeah sinking,

 

I think everyone feels like that when they first start out..........I know I did. Since my first offer tho, my confidence has grown somewhat!!

 

Your confidence will grow too.

 

Remember, you're not the only one doing this............there are hundreds, if not thousands of claims in progress at the mo............and everyone else is in the same boat.

 

This site is excellent tho, the best support and advice you could wish for.

 

So like Westy says, if you get stuck, ask for help!!

 

If you're feeling down, come to us for a wee pick me up and confidence booster lol!!!

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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Have I won???!!!???

 

Today I got a copy of a form form from the court sent to BOS ordering them to pay me in full!!! 5.5k!!

 

It says judgement for claimant in default.

 

I have a strange feeling that the court has their wires crossed as earlier this week I got notification that BOS had acknowledged with an intent to defend, and that they had 28 days from the 6th Dec to submit their defence. This is even confusing me so, in summary:

  • Claim deemed served 6th Dec.
  • They had til 20th Dec to respond.
  • Nothing submitted by 29th Dec, I filed for judgement.
  • Letter from court dated 3rd Jan saying I buggered up the form, corrected and sent back 4th Jan
  • Letter from court received dated 5th Jan saying BOS acknowledged with intent to defend on 21st Dec
  • Letter received from court dated 8th Jan saying I have won by default.

Whats goin on ere then lol?? Think the court will be getting a phonecall tomorrow!!!

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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heres hoping you've won darren, will by waiting to hear tomorrow whats going on, cause i haven't got a clue, sorry i wasn't any help :?

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Just off the phone with Bournemouth County court,

 

The last thing to happen with the case is indeed, judgement by default!!

 

CCJ for HBOS, lol........get it up ye!!

However, they haven't responded yet and could still apply for a set aside, so............until I have a cheque for the amount, I ain't counting my chickens!!

 

It's so close.............I can smell it lol.

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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well done darren, can't wait till i have that feeling of achievement, and getting back my money :)

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Right guys,

 

No money recieved from HBOS. Tomorrow will be one week from when the judgement by default was served to them.

 

Should I phone the court tomorrow and ask them to enforce judgement? Or should I hold off a couple of days to give them time?

 

Also, if I do ask them to enforce judgement, how much will it cost me and do they still have the option of applying for a set aside at this late stage?

 

Thoughts appreciated!

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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Well as yet, nothing recieved from BOS, i.e. my £5500!! And that is more than a week now since judgement was awarded to me. They've had enough time to get off their arses and do something.

 

Just off the phone with the court, they haven't applied for a set aside or anything so they are going to send me out an 'enforcement pack'......

 

I dare say this is to eable me to send in the bailiffs!

 

In the meantime, any suggestions on how I can avoid this and get my money? Should I contact HBOS?

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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Saw your post on Runner's thread and hagenuk's response.

 

The HCEO's will add their whopping fees to the claim amount, so you might derive a bit of pleasure from the lnowledge that BOS will have to fork out even more!:D

 

Elsinore

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Thanks for that Elsinore,

 

Does that mean that I don't have to pay for the HCEO's up front and they will get their fees from HBOS?

 

I thought I would have to pay for the HCEO's and would get the money back from HBOS.

 

Also, does anyone know which High Court I should use? I live in Scotland but used Bournemouth County Court for my claim.

 

Apparently because my claim is for more than 5k it has to be the High Court bailiffs that go in.

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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AFAIK that is the case, although I'm not completely certain. I suggest you ring Bournemouth County Court who should be able to tell you which Court it will be transferred to. Then you should be able to ascertain the name and number of the HCEO for that Court, who will then confirm the fees and charges arrangements

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Many thanks Elsinore.

 

In the meantime I am wondering if I should telephone HBOS to see where they are with this claim.

 

Is this sensible? Or would it be more sensible just to send in the bailiffs?

 

Part of me is saying if I telephone them it may prompt them to get their fingers out and apply for set aside or something, on the other hand they may realise I won't let this go and pay up.

 

I'm on holiday from work this week and don't have enough to occupy my mind lol.

 

Is it worth a shot?

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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..

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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This claimant phoned and opened a can of worms!

 

http://www.consumeractiongroup.co.uk/forum/citicards/50694-citycards-trying-every-trick.html

 

If you are not desperate for the money, I think it would be better to wait to see what happens after the bailiff's action.

 

But it's your call!:)

 

Elsinore

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well darren whats happening? did you phone? your claim seems so confusing still to me, i really really hope i don't have to go through all this, i though it was o.k and you'd won, sorry for sounding thick :?

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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hi again darren hope you read elsinore's link in thread no 145, what ever you do i wouldn't phone. does this mean this could be the 1st case thats lose's?

BOS 1st Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 2nd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 3rd Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 4th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

BOS 5th Account - Prelim sent 8/1/07 LBA sent 18/1/07 Settled in full 15/3/07

Nationwide - Prelim sent 8/1/07 LBA sent 18/1/07 Court Date 17/7/07 WAITING FOR TEST CASE

LX Direct - S.A.R - (Subject Access Request) sent 8/1/07 LBA sent 9/7/07 Got 50% off total - settled and closed account 10/9/08

Studio cards - S.A.R - (Subject Access Request) sent 8/1/07Credited to my account, account cleared! 4/6/07

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Hi sinking,

 

Too late I'm afraid. HBOS just returned my call. Basically, I gave the (very nice and helpful) woman the timeline of events and she will pass this onto the legal department.

 

She thinks my case may simply have gotten lost in the system. So I guess I just need to sit tight and wait for the execution pack to arrive from the court and send in the bailiffs or for them to respond.

 

I wish they'd just hurry up and pay up..................

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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Execution pack arrived this a.m.

 

I will give them until Thursday the 25th to respond. If nothing has happened by then I am definately going to send in the bailiffs.

 

This isn't a gesture of goodwill, I'm just skint until payday on the 25th!!

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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