Jump to content


  • Tweets

  • Posts

    • Sunak tried to stop the public seeing this report. Rishi Sunak ordered to publish secret analysis showing Universal Credit cut impact - Mirror Online WWW.MIRROR.CO.UK As Chancellor, Rishi Sunak ignored pleas from campaigners including footballer Marcus Rashford by scrapping the £20-per-week Universal Credit...  
    • A full-scale strike at the firm could have an impact on the global supply chains of electronics.View the full article
    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
    • The private submersible industry was shaken after the implosion of the OceanGate Titan sub last year.View the full article
    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Cabot


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4894 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Good afternoon everyone

 

I received a letter today, from a company called FIRE - Financial Investigations and Recoveries (Europe) Limited.

 

It is a notice of instruction to collect on behalf of their client Cabot Financial Group for the full outstanding balance. The letter states that I must contact one of their recovery agents by phone now, or further recovery action will be taken.

 

Cabot have already refused to accept my monthly payment offer, albeit a nominal amount due to my circumstances.

 

What do I do now please?

 

Thank you in advance. :Cry:

Link to post
Share on other sites

  • Replies 55
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

have you CCA'ed cabot?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hello and thanks for your replies.

 

Dx, I sen a CCA request last year and received an agreement back - outside of the given time frame as they said the original lender could not find it.

 

It was unclear in parts, so was advised to request a clearer copy, which I did. Never received it, only letters threatening doorstep collection.

 

I will not call them pinky69, these people really do scare me though.

Link to post
Share on other sites

If it is illegible, they must send you a legible copy and an illegible agreement would not be accepted in court. All agreements and copies of agreements must be "easily read." Even if it is only unclear in parts, that renders it illegible. Send FIRE a copy of the Account in Dispute letter - the illegibility puts Cabot in default of your CCA request.

Link to post
Share on other sites

http://www.consumeractiongroup.co.uk/forum/debt-collection-industry/166869-cabot-aarghhhh.html

Hi, How are you? Try not to let them scare you too much - if you get a chance have a read of my thread (above) & you will see that you are definitely not on your own! Is a few pages in but you'll see how at one point they sent me to robinson way and also to fire but haven't heard anything since, as you'll see. Hope it helps & keep us all posted. Take care, regards, Mpols x

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

Hi Mpols

 

Sorry for delay in responding.

 

Many thnx for your thread, I have just read through it all - wow.

 

I was struck by the fact that the FIRE correspondence you got was the same as I have received. I have now received the 'discount' settlement letter, which I ignored as it would not even make a dent in what I owe to be honest.

 

I also missed the post on Friday, so a card was left for a recorded delivery letter (certainly not expecting anything). Have you or any other caggers ever received a letter from a DCA in this way?

 

Really worried, so much so, I do not even want to arrange redelivery of it, just in case.

 

Update: I have sent off the account in dispute letter to FIRE as advised by Pinky69, so will update again as soon as I hear anything.

 

Many thnx again,

 

mam62.

Link to post
Share on other sites

well that seals it really

if they are sending short settlement offers then they are def stuffed

they only ever do that when they know the debt is un-en or they know it made of charges & PPI etc that can be reclaimed against. or its statue barred

 

time to totally ignore the muppets

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Morning hun, i haven't ever received anything from one of then thats been recorded del so far (never say never), i'm pretty sure that NOA are SUPPOSED to be signed for but i dont think they ever have been and also i think stat demands are SUPPOSED to be either hand delivered or signed for, but thankfully i haven't received one of those ...yet! I'm sure Pinky or some one will correct me if wrong with the above. My heads been a shed lately (as in the last couple of years lately haha), it's these lot that have helped keep me sane!! Keep posting & take care, Mpols x

Edited by mysticpols06
ypto :-)

'Confidence grows & heartbeat slows to a steady stronger beat, as each member unites, against DCA fights & we all sail aboard the CAG fleet!' :rolleyes:

:pKeep smiling peeps!

Link to post
Share on other sites

  • 1 month later...

Good morning all

 

I really should have posted a couple of weeks ago but have had to deal with a couple of other personal issues. Anyway, I received a letter from Cabot in response to my Account in Dispute letter which says the following (scanner not working sorry).

 

28th June 2010

 

Dear

 

Our response to your correspondence

 

I refer to your letter received on 8th June 2010 and our previous correspondence. I understand that you are dissatisfied with the letter you received from our External Agent, Financial Investigation and Recoveries (Europe)Ltd ("FIRE"). On reviewing our records it would appear that due to a system error FIRE had been instructed to pursue collection on this account. On behalf of Cabot please accept my sincere apologies for any inconvenience this may have caused and I can assure you this account has been returned to Cabot. In relation to outstanding dispute with Cabot, you believe this account has been in dispute with the original lender, (name of lender). However, they have informed us that this is not the case and Cabot has also provided you with the information you have requested. Furthermore, you have previously made repayments to Cabot towards this balance, which constitutes a clear acknowledgement of your responsibility to repay the debt. For your ease of reference the outstanding balance on the above account is £. I would recommend you contact our Collections department, within 14 days, on 0845 0700 116 to discuss the options available in order to settle this account. I must inform you that if we do not hear from you within this time frame, this account will be escalated within our collections procedures. I trust we have set our position clearly. If you have any further queries in relation to the above account, please do not hesitate to contact me on 0845 026 0463. The Customer Assurance department is open from 9am to 5pm Monday to Friday.

 

Yours sincerely

 

Customer Assurance Adviser

 

As you can see, I have gone over the 14 day deadline, please help. Do I contact them even though they refused my last repayment offer?

 

Thank you all in advance

 

mam62.

Link to post
Share on other sites

no you dont contact them ignore............

 

now.

 

can you give us the history of this debt please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hello dx

 

Here is my original post of last year detailing my debt situation. Reading it again makes me realise why I buried my head in the sand initially, my situation still seems so hopeless...

 

"I was gullible/stupid enough to take out three loans in my name in 2006, for a now invisible 'ex' partner who defaulted on the repayments after one month. I gave up work to study for a degree, with the dream of making a better life for us all financially. Instead I was left to pick up the pieces.

 

I am now in debt to the tune of around £98000 plus. AA Finance apprx. £19500, Northern Rock apprx £20000, Lombard Direct apprx. £28500 a lot of it I guess is interest as the loans were all under £15000 each initially.

 

I have acknowledged the debt in writing to Cabot, Equidebt and Wescot as I feel that I was foolish enough to take out the loans so it is now down to me to pay them off somehow.

 

I have been paying Cabot £10 per month since December 2008 and have just received a letter from Wescot 'telling' me how much they want per month (£20), first payment due the 15th of this month, even though I only offered them £5, as it's all I can realistically afford right now, they seem to have ignored that figure.

 

I apologise for such a long first post but sincerely hope someone may be able to advise me on my next fretful step. I have been sick with worry for so long and have been hiding my dark secret from everyone for years now and I know I should have taken my head out of the sand way back.

 

Anyway, I need to get things sorted so I can have a chance at a 'normal' life again. Finally, I did contact CCCS last year whose advice was to go for bankcruptcy as the debt will still be there as far ahead as 2090.

 

Please help me if you can, thank you for listening".

 

That's the history dx.

 

Mam62.

Edited by mam62
Should have broken up the paragraphs making it easier to read.
Link to post
Share on other sites

coh! please

 

hit the return key a few times and break it into sentences.........

use the edit key

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hello dx

 

Here is my original post of last year detailing my debt situation. Reading it again makes me realise why I buried my head in the sand initially, my situation still seems so hopeless...

 

"I was gullible/stupid enough to take out three loans in my name in 2006, for a now invisible 'ex' partner who defaulted on the repayments after one month. When we were together, I gave up work to study for a degree, with the dream of making a better life for us all financially. Instead I was left to pick up the pieces of his greed; I am now in debt to the tune of around £98000 plus. AA Finance apprx. £19500, Northern Rock apprx £20000, Lombard Direct apprx. £28500 a lot of it I guess is interest as the loans were all under £15000 each initially. I have acknowledged the debt in writing to Cabot, Equidebt and Wescot as I feel that I was foolish enough to take out the loans so it is now down to me to pay them off somehow. I have been paying Cabot £10 per month since December 2008 and have just received a letter from Wescot 'telling' me how much they want per month (£20), first payment due the 15th of this month, even though I only offered them £5 as it's all I can realistically afford right now, they seem to have ignored that figure. I apologise for such a long first post but sincerely hope someone may be able to advise me on my next fretful step. I have been sick with worry for so long and have been hiding my dark secret from everyone for years now and I know I should have taken my head out of the sand way back. Anyway, I need to get things sorted so I can have a chance at a 'normal' life again. Finally, I did contact CCCS last year whose advice was to go for bankcruptcy as the debt will still be there as far ahead as 2090. Please help me if you can,

Thank you for listening".

 

That's the history dx.

 

Mam62.

 

Hiya Mam. If you don't own your own property, I would seriously consider bankruptcy.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

Hello dx

 

Here is my original post of last year detailing my debt situation. Reading it again makes me realise why I buried my head in the sand initially, my situation still seems so hopeless...

 

"I was gullible/stupid enough to take out three loans in my name in 2006, for a now invisible 'ex' partner who defaulted on the repayments after one month.

 

When we were together, I gave up work to study for a degree, with the dream of making a better life for us all financially.

 

Instead I was left to pick up the pieces of his greed;

 

I am now in debt to the tune of around £98000 plus.

AA Finance apprx. £19500,

Northern Rock apprx £20000,

Lombard Direct apprx. £28500

 

a lot of it I guess is interest as the loans were all under £15000 each initially.

 

I have acknowledged the debt in writing to Cabot, Equidebt and Wescot

 

as I feel that I was foolish enough to take out the loans so it is now down to me to pay them off somehow.

 

I have been paying Cabot £10 per month since December 2008

 

and have just received a letter from Wescot 'telling' me how much they want per month (£20),

 

first payment due the 15th of this month,

 

even though I only offered them £5 as it's all I can realistically afford right now, they seem to have ignored that figure.

 

I apologise for such a long first post but sincerely hope someone may be able to advise me on my next fretful step.

 

I have been sick with worry for so long and have been hiding my dark secret from everyone for years now and I know I should have taken my head out of the sand way back.

 

Anyway, I need to get things sorted so I can have a chance at a 'normal' life again.

 

Finally, I did contact CCCS last year whose advice was to go for bankcruptcy as the debt will still be there as far ahead as 2090.

 

Please help me if you can,

Thank you for listening".

 

That's the history dx.

 

Mam62.

 

urm.

 

rather steep but you are by far not alone in this level of debt.

 

not sure really a bit out of my area

 

you didn't take out PPI with any of these, or been hit with regular charges at all?

 

my thoughts anyhow

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Good evening dx

 

OMG, I have only just realised that you have already broken up the paragraphs on my post. I have just edited it and re posted, silly me.

 

dx, it is good to know I am not alone, if you know what I mean.

 

I believe I did take PPI's out with the loans and all three lenders refused to freeze interest so continued adding on the charges.

 

mam

Link to post
Share on other sites

then this is a way to put a very big dent in those balances.

 

have you got all the agreements?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Good evening Fred

 

I do not own my property and bancruptcy was something I had seriously considered but was advised against it.

 

Hi mam,

 

If you were advised against it by the CCCS then this is not surprising - they are jointly funded by the Government and by the finance industry.

 

For an unbiased view, you might be better off consulting the CAB. Ultimately though, it is your choice. Let's be honest, your credit file is going to be shot for years whatever you do. Bankruptcy would wipe the slate clean and remove the hassle at a stroke. It's not a decision you should take lightly and there will be pitfalls, but I think you should consult the CAB and see what they have to say.

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

Good morning dx

 

Will go through my paperwork this weekend.

 

@Fred, not sure why I have never contacted the CAB...anyway, I have one not to far from me so will see if I can possibly get an appointment next week.

 

Do any other caggers have any personal experience of bancruptcy they are willing/able to share with me, good or bad?

 

mam

Link to post
Share on other sites

Further development...

 

Before I go off and do my daily bits, just wanted to share this with you. This was sent to me via email (had to provide them with an email address when I first communicated with them).

LIMITED OFFER

 

Dear

Repaying your account – our offer to you

If you respond within the next 30 days from the date of this letter, we are able to offer you a discount of up to 30%* to settle your account.

This is a limited offer which is only available for 30 days from the date of this letter. If you’d like to take advantage of this offer, please contact us immediately.

Alternatively, we may be able to offer you an attractive repayment plan which will enable you to repay your outstanding balance within 5 years.

Contacting Cabot

The most important thing for you to do now is to get in touch with us immediately. Call 0845 073 8991 (Minicom: 01732 524630) and one of our helpful customer advisors will discuss how to repay your account.

Yours sincerely

 

Recoveries Manager

*Discount levels are dependent on each individual’s circumstances.

 

 

Is this a serious offer? Not that it would make the slightest bit of difference to what I owe. Just wanted to know if this is something they do as standard...

mam

 

mam

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...