Help with Capital One

[iamtiasmom]

Ok, so I'm not doing anything unless I receive a claim. How long does a claim generally take?

[theoldrouge]

Can't say, you may never get one

[iamtiasmom]

I keep getting phone calls from fredrickson international... can I send the stop ringing me letter or shall I just keep ignonring them and wait?

 

I had a letter back from FOS, they've sent a copy of the letter from lowell which says they're that they've sent me my credit agreement, without them sending a copy of said agreement to FOS, do you think it's worth me complaining that they have sent me a poor representation of a credit agreement with a incorrect signature?

[theoldrouge]

can you please repost the FULL cca response that youve been getting from lowell

 

we can then see whether they have fulfilled your request or not

[dx100uk]

dca's are not bailiffs

 

 

as said before time to stop the letter tennis totally

 

 

dx

[iamtiasmom]

See post 73 in this thread regarding CCA request

[dx100uk]

that's a single page application form.

 

 

where are the pages of T&C's that should have been sent with that?

 

 

dx

[iamtiasmom]

can you please repost the FULL cca response that youve been getting from lowell

 

we can then see whether they have fulfilled your request or not

 

Apart from a small amount of T&C's printed on the back there wasn't much more than that, I don't have the letter to hand atm. Cap One sent a more comprehensive set of T's & C's months ago.

[theoldrouge]

as dx says we need to see EVERYTHING that comprised your cca return from lowells

[theoldrouge]

when you can, we need to see the reverse of that form plus all the t&cs

[iamtiasmom]

I've received a letter this morning from Bryan Carter Solicitors.

 

 

This states they are beginning legal procedings within 14 days.

 

 

How do I repsond to this??

 

Thanks

[theoldrouge]

as post #109, first please, otherwise its pure speculation

[dx100uk]

I've recieved a letter this morning from Bryan Carter Solicitors. This states they are beginning legal procedings within 14 days. How do I repsond to this??

 

Thanks

 

 

bet it doesn't say WILL anywhere.

 

 

dx

[iamtiasmom]

Hi, just a quick query.

 

 

I've had no correspondence regarding this,

 

 

however, I checked my noddle account and Lowell are adding to the debt.

 

 

Will this still drop off my credit file from the original date of the default?

[dx100uk]

they cant be adding to the debt

they have no legal remit to do so

unless cap1 did not terminate it?

 

 

nothing came keep the debt on after the defaults 6th birthday