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Requested CCA they replied there is no legal obligation under section 78 of the CCAct to supply a signed or executed copy.

They are currently unable to locate an executed credit agreement and accept they are currently unable to make immediate steps to enforce the agreement against me through the courts

HOWEVER USUAL COLLECTIONS ACTIVITY ON THE ACCOUNT WILL CONTINUE AS I REMAIN LIABLE FOR THE DEBT.:confused:

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Ive had exactly the Same!!! i have already sent my account in dispute letter in January and that was their reply. I will send it again and perhaps highlight the section in the cca where this is relevent

 

Yes I had already sent the dispute letter as it took them forever to reply.Should I just send it again I ean how can they say theres no agreement(they can currently find) in one breath but will continue to collect in another?:rolleyes:

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