Arrow Global....& a county court letter

[hammers69]

Been getting letters from Arrow global for about 7 weeks now for my partner. We have no idea who these people were collecting on behalf of so I sent them a letter asking them to confirm who they were collecting for, I got no reply just another demand for money or else ... Now they have sent me a county court letter. I don't know what to do any help please?

[Deb T]

What do you mean a County Court letter?

 

Is is a threat of 'Litigation Proceedings' or 'We may take you to County Court etc....or is it an actual summons?

 

Also, when you sent the letter to them asking for confirmation on who they're collecting for did you send it recorded?

 

If it's simply them threatening court proceedings and you didn't send your previous letter via recorded then send

them the letter from the relevant template below and send it recorded (edit accordingly)

 

Don't sign your name, but print it etc...

 

http://www.consumerforums.com/resources/templates-library/86-debt-collectors/573-general-debt-letter-if-you-know-nothing-of-the-debt

[hammers69]

I have here now a claim form from Northampton county court. No I didn't send the letter recorded, stupid me I know.

[cerberusalert]

Moved to the Legal Forum.

[Deb T]

There will be others here to help re the legal issue shortly but it is important that you file a defence within the specificed time period ..this then sets in motion another set of circumstances.

 

In regards to Arrow, I don't understand what you mean you don't know why they're collecting for? Surely in any of the communication from them they''ve given the details of the money owed/account number and to whom it is they're collecting on behalf? Stupid as most DCA's are I wouldn't think they're that stupid as to say 'You owe us £500, pay now' but not then supply ANY account identification?

 

Can you scan their initial letter and post it up? Or give any details as to what it's about?

 

Northampton is the Bulk centre court, just as a query it's not for a Utility Bill/Council Tax is it?

[DonkeyB]

What do the Particulars of claim say? Has this come from Bryan Carter?

 

Arrow is a debt purchaser, but you are entitled to know what this is all about and who the alleged original creditor is.

 

Answer the bits above and we'll sort you out a strategy with some immediate tactics.

[hammers69]

I don't know what the debt is for,... Just got letters saying you owe this much to Arrow global with an account number, ( no I dont know what the account number is for) Yes it is on behalf of Bryan carter solicitors .

 

The particulars say

the claimants claim is for the balance due under an agreement which is now all due & payable.

The defendant agreed to pay monthly instalments under account number ******** but has failed to do so.

 

And the claimant claims the sum of ***

the claimant also claims interest thereon pursuant to s.69 county court act 1984 limited to one year to the date hereof at the rate of 8% per annum amounting to ****

[sillygirl1]

The paritculars are very bald and we can help defend this. You need to post exactly what it says so we can help you. I can't help much until later tonight.

[Deb T]

How much is the debt for? Do you own your own home?

[hammers69]

I wrote exactly what the particulars say.

The amount is 990.09 we live in rented accomodation

thankyou for your help so far.

[Docman]

Subbing for now but I'll come back later.

[DonkeyB]

First of all, have a look through pt2537's thread here - essential reading which will explain some strategies:

 

http://www.consumeractiongroup.co.uk/forum/legal-issues/241827-legal-action-how-start.html

 

I'd suggest the first thing to do is to repeat your question to Carter - what the f is this about? Did you send the letters to Arrow by recorded post?

 

The first useful tactic is to request that the claimant provide more specific details in an amended PoC. If they do not, or refuse, or fail to provide any detail of the alleged debt, we go for strike out. Carter will try and bluff his way to the post-AQ stage so he can avoid paying costs - we want to stop him doing this.

[hammers69]

Ok how do I request that? Letter?? Or by phone? Remembering I only have 14 days to reply to the court claim. Thanks

[DonkeyB]

You can acknowledge the claim and get another 14 days if he doesn't respond in time. Call if you feel confident BUT ONLY IF YOU CAN RECORD IT - however, it's best done by recorded post so you have an audit trail. All handy if it does ever get to court.

[hammers69]

Sorry been working long hours past few days.

Ok so if I write a letter tomorrow to The solicitors asking who arrow are collecting for that will do will it?? What about thecounty courtletter?? I was going to reply to that online...

[Docman]

hammers,

 

Arrow Global will have bought the debt from one of your other creditors. As they have specifically mentioned an agreement in their Particulars of Claim, you should write to their solicitors and ask for a copy.

 

Make sure you acknowledge service from the Northampton court NOW if you haven't already done so.

[Conniff]

What's happened with this hammers?