Credit Resolution Services (CRS)

[Bear1978]

As with many people in this group, I've been having trouble with CRS, spuriously pursuing me for a gym membership I cancelled more than a year ago.

 

I've got to the point of telling them to put-up or shut-up - take me to court as you keep threatening, or leave me alone permanently. This seems to have worked for a number of people.

 

My question is, have any of you actually been taken to court by CRS, or are they all bluff and bluster as many seem to believe?

 

(This may also be a good opportunity for those who've had the pleasure of CRS's charming attentions to share your experiences and offer advice to those who are just beginning on that road).

[Bazooka Boo]

Depends what the amount they say is owed is really.

 

Anything less than a hundred wouldn't be worth their while..

[Bear1978]

I'm specifically interested in whether *anyone* has been taken to court, or knows of anyone who has?

Edited April 7, 2010 by Bear1978
Correcting error

[Bear1978]

Just a quick bump.

[ClaireLFC]

Can anyone give me advice. I have recently been contacted by these debt collectors and it was for a gym membership over 5 years ago! The membership was cancelled as nothing worked and I didnt see the point paying for something that couldnt be used. They have also added extra charges for 'Tracing' me as I have not lived at my previous address for over 7 months. Is there any way I can tell them to go whistle for the money and to stop harrassing me?

[citizenB]

You might find others with the same issues in the following forum

 

Gyms, Health Clubs and Health Centres - The Consumer Forums

 

HTH

[dx100uk]

Can anyone give me advice. I have recently been contacted by these debt collectors and it was for a gym membership over 5 years ago! The membership was cancelled as nothing worked and I didnt see the point paying for something that couldnt be used. They have also added extra charges for 'Tracing' me as I have not lived at my previous address for over 7 months. Is there any way I can tell them to go whistle for the money and to stop harrassing me?

 

std phishing letter

you could send the harrassment letter from the trmplates

but it'll just get passed around to the next fleecer to try their luck

it'll be 6yrs soon and statute barred , so i'd just ignore them.

 

there is nowt they can do to you, they are a DCA

 

DCA's have NO LEGAL POWERS

 

all they can do is sent threat-o-grams.

 

dx

[cerberusalert]

Can anyone give me advice. I have recently been contacted by these debt collectors and it was for a gym membership over 5 years ago! The membership was cancelled as nothing worked and I didnt see the point paying for something that couldnt be used. They have also added extra charges for 'Tracing' me as I have not lived at my previous address for over 7 months. Is there any way I can tell them to go whistle for the money and to stop harrassing me?

 

If you are in .ch the land of watchmakers they don't have much chance of enforcing anything, besides it becomes Statute Barred after six years if you have not made a payment or written admission of the debt.

[ClaireLFC]

std phishing letter

you could send the harrassment letter from the trmplates

but it'll just get passed around to the next fleecer to try their luck

it'll be 6yrs soon and statute barred , so i'd just ignore them.

 

there is nowt they can do to you, they are a DCA

 

DCA's have NO LEGAL POWERS

 

all they can do is sent threat-o-grams.

 

dx

Cheers for the advice, I getting worried now as they are telling me if i dont responde by 27.06.10 that it will get passed to the courts and sending people round to take property!

[Bear1978]

Claire,

 

Try reading this thread:

 

http://www.consumeractiongroup.co.uk/forum/payday-loans/70727-credit-resolution-services-crs.html

 

I think it will answer most, if not all, of the questions you might have. Come back if it doesn't help.

[Bear1978]

And don't worry. All the stuff about courts and bailiffs is nothing but threats. They tell everyone they're going to take them to court, and they never do.

[cerberusalert]

Cheers for the advice, I getting worried now as they are telling me if i dont responde by 27.06.10 that it will get passed to the courts and sending people round to take property!

 

How are they going to manage that considering where you are? Besides they cannot legally obtain a CCJ against a non-UK resident.