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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Madmart58
      Lost items sent through Parcel2Go and EVRi

      By Madmart58 · Posted

      Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Angryman1404
      IDRWW letter and email received this week

      By Angryman1404 · Posted

      Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • honeybee13
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By honeybee13 · Posted

      Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • London1971
      Lowell/Overdales Claimform - old Cap1 Debt

      By London1971 · Posted

      Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • theoldrouge
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By theoldrouge · Posted

      So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

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Number6

By Number6
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Number6

Number6

Posted
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Posted
Not quite, I'm afraid. I presume you're refering to 10.1:

 

(a) the processing of those data or their processing for that purpose or in that manner is causing or is likely to cause substantial damage or substantial distress to him or to another, and

 

(b) that damage or distress is or would be unwarranted.

 

However, if you look at 10.2, it says:

 

(2) Subsection (1) does not apply-

 

(a) in a case where any of the conditions in paragraphs 1 to 4 of Schedule 2 is met, or

 

...which brings us straight back to Schedule 2.1:

 

CONDITIONS RELEVANT FOR PURPOSES OF THE FIRST PRINCIPLE: PROCESSING OF ANY PERSONAL DATA

 

1. The data subject has given his consent to the processing.

 

:Cry:

 

We are going around in circles and only a test case will set this in stone. I'm quite prepared to put this to a judge if the CRA's don't play nicely.

 

As an aside the Information Commissioners Office has stated that it is impossible for consent to be freely granted... ... ;)

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Robertxc

Robertxc

Posted
Posted

Well, we'll find out soon enough. I will be in court on the 10th of October discussing this very issue with one of the banks. Presuming they don't settle first, of course.

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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SurlyBonds

SurlyBonds

Posted
Posted
I'm sure you'll hear from us shortly Pete.

 

James

 

Maybe we'll get some answers to some of the earlier questions now.... the ones carefully avoided. But, there again...

 

pigsfly.gif

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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Number6

Number6

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Well, we'll find out soon enough. I will be in court on the 10th of October discussing this very issue with one of the banks. Presuming they don't settle first, of course.

 

I'll look forward to learning the result.

 

Are they likely to settle?

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Number6

Number6

Posted
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Posted

JamesJ, please don't start using someones comic avatar as an excuse not to answer questions. If you are going to post on here then please show due deference to everyone else!

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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SurlyBonds

SurlyBonds

Posted
Posted
Maybe you could change your avatar!

 

Yeah right... that just about sums it up!

 

Troll s**t-stirring alert raised to DEFCON 4.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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Tobes

Tobes

Posted
Posted
Yes, but they only provide it to other banks on the instruction of the originating bank (the one with your credit agreement, who for that purpose is the Data Controller). Also, they may well be data controllers as well - for example if you go online and get your credit file, but in this case you will have agreed somewhere to let them process your data for that purpose.

 

No, they supply my information to anyone who asks, on a commercial basis, because I have signed AGAIN or ticked a box because I am applying for more credit, another account or for the purposes of fraud and identity verification - it's nothing to do with the bank who has supplied my data to the CRAs anymore.

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Number6

Number6

Posted
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Happy to. I've answered lots of questions on here already. I have also taken some rather unjustified abuse. Someone even phoned and left me a very rude message with a colleague. Fire away.

 

You have also dodged many!

 

All we ask is that questions are answered honestly and with the benefit of in-depth knowledge.

 

What we do NOT want are "politicians" answers!

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Guest Alison82

Guest Alison82

Posted
Posted

Payment history?

 

How someone conducted their finances when they were 18 would not necessarily be how they would conduct them at the age of 23, and even if they did could you not still show that with a payment history of 1-2 years??

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Guest Alison82

Guest Alison82

Posted
Posted
If we're holding public personal data for six years it makes sense to hold private personal data for the same amount of time.

 

 

Even for something so trivial that can have a serious negative impact on a person’s life and their families lives??

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Tobes

Tobes

Posted
Posted

James - may I ask, who should I be talking to at Experian if I wish to make a complaint about someone from the Directors' Office, either because of what they've said to me in correspondence or just the way in which they're dealing with my queries/requests?

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Guest Alison82

Guest Alison82

Posted
Posted

That doesn't make a difference a default is a default, you only need to look around here to see how much damage they can do especially if they are unjust.

 

CRA’s seem to have the view that customers are untrustworthy and if we challenge incorrect information you automatically side with the organisation without any proof.

 

Why is this?

 

Something that is so important as people’s livelihoods and futures why would you hold it in such disregard??

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Number6

Number6

Posted
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If we're holding public personal data for six years it makes sense to hold private personal data for the same amount of time.

 

What if a person has no CCJ's etc but one £25 default that happened 4 years ago for a valid reason (loss of job or similar say). What gives you the RIGHT to screw that persons life up for the sake of that?????

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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Number6

Number6

Posted
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Posted

A lender will just see "DEFAULT" and push the eject button!

 

Pete

I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6

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JamesJ

JamesJ

Posted
Posted
Even for something so trivial that can have a serious negative impact on a person’s life and their families lives??

 

People's credit reports are only linked if they actually apply for joint credit, so your family is not directly affected by your credit behaviour. I do think there should be more credit education for young people, particularly at school. But by the age of 18 most are responsible enough live adult lives - to vote, drink and manage credit etc.

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SurlyBonds

SurlyBonds

Posted
Posted
If we're holding public personal data for six years it makes sense to hold private personal data for the same amount of time.

 

Wrong!!!...politician's answer...

 

"it makes sense to" does not equal "it is legal to" or "we are legally entitled to".

 

When will you likewise admit on this forum that Experian and all the other CRAs have absolutely NO legal permission other than what was agreed in the contract between the two original parties... a contract that the CRAs were not a party to?

 

Is the question really THAt difficult to understand?

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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