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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Credit Ref Agency reply to DPA s.12 request-help please


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my apologies jamesj if you consider my statement unpleasant, it was actually directed at all cras in general, but surely your own moral compass must dictate that these practices are not correct?

and how can you answer to the icos own leaflet which clearly states that any processing permission can be removed?

"ALWAYS QUOTE ME AS BEING MISQUOTED" :D

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as posted from the information commisioners own leaflet.

 

 

 

 

 

you have given your consent to the

 

processing (although consent may be

withdrawn);

 

can it be any clearer jamesj?

 

That was going to be my next question :D

 

James, we have a right to withdraw consent and the Information Commissioners Office have pblished this in their document entitled Data Protection Act 1998 Legal Guidance by the Information Commissioner. Page 54 section 4.2.1 :D

 

Are you saying that it doesn't matter?

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as posted from the information commisioners own leaflet.

 

 

you have given your consent to the

processing (although consent may be

withdrawn);

 

can it be any clearer jamesj?

 

I expect the lender would argue that the previously-provided consent was a part of the legally-binding agreement between you so it cannot now be withdrawn. Have you tried asking a lender?

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Hello James,

Can I ask whether or not Experian still believe the content of the letter issued by your Consumer Compliance Exec. still stands or if there has been communication from the Information Commissioners Office advising that this letter from your company is inaccurate?

 

I'm sure you know which letter I am referring to.

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are the lenders not expected to carry out these practices laid down on there own , with out me having to remind them? and also this must surely apply to the cras as well, of which you are an employee and spokes person?

"ALWAYS QUOTE ME AS BEING MISQUOTED" :D

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I expect the lender would argue that the previously-provided consent was a part of the legally-binding agreement between you so it cannot now be withdrawn. Have you tried asking a lender?

 

Would you not agree that in the absence of a contract there is no longer consent?

 

Bearing in mind that I am yet to see a Contract that says "we must" or "we will" send your personal data to a CRA. They all say "may"

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Hello James,

Can I ask whether or not Experian still believe the content of the letter issued by your Consumer Compliance Exec. still stands or if there has been communication from the Information Commissioners Office advising that this letter from your company is inaccurate?

 

I'm sure you know which letter I am referring to.

 

I'm sorry, I don't. Would you care to explain? I don't work in that area.

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I expect the lender would argue that the previously-provided consent was a part of the legally-binding agreement between you so it cannot now be withdrawn. Have you tried asking a lender?

 

erm James... please do go and read a contractual law book, I beg you... becuase you do REALLY need to understand the basis of a contract.

 

BOTH parties have the full right to cancel a civil contract within the terms (usually 30 days notice, etc., sometimes 90 for job roles, etc.)

 

I've just given consent for my daughter to learn the recorder at school, so by your logic, she is bound to remain learning it until she leaves school even though she might not get on with it. I can withdraw consent on anything as trival as this, as can I when it comes to my data - the LAW says I can. It's a civil contrat, not a Parliamentary statute that says I'm bound in for ever and ever, amen.

 

Once a contract is finished, it is finished... the lender has some continued rights under the CCA to pursue any unpaid money (if any), but the rest of the paper on which the contract was signed is as useful as toilet roll.

 

Why is this so difficult for you to understand?

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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I didn't think it would take long for this unpleasantness for resurface.
Anyone posting in this thread, please take note. I do not have the patience to read through loads of personal antagonism. If you want to do that, do it somewhere else. I have been trying to have a detailed debate about the actual issues, and James is obviously in a position to give us valuable insight into 'the other side'.

 

As I said, I cannot be a**ed reading loads or irrelevent cr*p, which is basically a waste of electrons. All it does is make the thread harder to read for those of us who are only interested in the issues. So, if you must pepper your posts with personal comments/attacks, bugger off and do it somewhere else. I will delete any posts which are getting personal, and you can kiss my ar*se if you don't like it.:mad:

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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I expect the lender would argue that the previously-provided consent was a part of the legally-binding agreement between you so it cannot now be withdrawn. Have you tried asking a lender?

 

Oh yes!! We certainly have. And guess what they say? "The ICO told us we have to report it for 6 years". :shock:

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erm James... please do go and read a contractual law book, I beg you... becuase you do REALLY need to understand the basis of a contract.

 

BOTH parties have the full right to cancel a civil contract within the terms (usually 30 days notice, etc., sometimes 90 for job roles, etc.)

 

I've just given consent for my daughter to learn the recorder at school, so by your logic, she is bound to remain learning it until she leaves school even though she might not get on with it. I can withdraw consent on anything as trival as this, as can I when it comes to my data - the LAW says I can. It's a civil contrat, not a Parliamentary statute that says I'm bound in for ever and ever, amen.

 

Once a contract is finished, it is finished... the lender has some continued rights under the CCA to pursue any unpaid money (if any), but the rest of the paper on which the contract was signed is as useful as toilet roll.

 

Why is this so difficult for you to understand?

 

Why is it so difficult for you to not be so condescending?

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Once again:

Anyone posting in this thread, please take note. I do not have the patience to read through loads of personal antagonism. If you want to do that, do it somewhere else. I have been trying to have a detailed debate about the actual issues, and James is obviously in a position to give us valuable insight into 'the other side'.

 

As I said, I cannot be a**ed reading loads or irrelevent cr*p, which is basically a waste of electrons. All it does is make the thread harder to read for those of us who are only interested in the issues. So, if you must pepper your posts with personal comments/attacks, bugger off and do it somewhere else. I will delete any posts which are getting personal, and you can kiss my ar*se if you don't like it.:mad:

Robertxc v. Abbey - £3300 Settled in full

Robertxc v. Clydesdale - £750 Settled in full

Nationwide v. Robertxc - £2000 overdraft wiped out, Default removed by order of the sheriff

Robertxc v. Style Card - Default removed by order of the sheriff

Robertxc v. Abbey (1) - Data Protection Act action. £750 compensation

Robertxc v. Abbey (2) - Data Protection Act action. £2000 compensation, default removed

 

The opinions on this post are those of Robertxc and not necessarily the opinions of the group and do not constitute sound legal advice. You are advised to seek professional legal advice.

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Why is it so difficult for you to not be so condescending?

 

I'm not being condescending... I am asking a simple question. Are you going to answer it?

 

If a civil contract is terminated, then the terms and clauses likewise terminate, so where does the lender think he can continue any implied right?

 

It's simple.

I'm often a sarcastic SOB and speak my mind (and I don't do PC at all), but I have a laugh as I go. I won't be intimidated, and I don't take prisoners... so live with it, or go get yourself a humour implant :p

 

Copy of Law book from Amazon…£19.95, Refund Request stamp...32p, LBA stamp...also 32p, Court fees...£750.00,

The look on the bank's barrister's face, when they lost the '£25k Mother-of-all unfair charges' cases...(plus his £8k+ of costs)... Priceless!

 

The legal bit: These are my opinions and own view of legislation and process. I accept no liability whatsoever for any outcome as a result of anyone invoking any or all of the advice given - clarify your own personal stuation with an insured legal professional.

Saying that, I've used these methods against many of these corporate crooks:evil: and won hands down!:D

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No.

 

I'm sure the consent clauses are very carefully worded.

 

Where does it say in this then that you have a right to hang on to my data for 6 years?

 

xxxx may disclose information relating to the status of your xxxx account to any credit reference agency or debt recovery agency to assist in the making of credit decisions or the prevention of fraud, or the recovery of money owing to xxxx. xxxx may also disclose your xxxx account status information to the xxxx or the xxxx’s subsidiary companies for student welfare purposes. This is to allow the xx to impose academic sanctions in order to assist the recovery of moneys owing to the xxxx, and to allow the xxxx or its subsidiaries to make credit status decisions in future dealings with you
.

You hereby consent to the transfer of personal information from the xx's computer systems and other records to xxxx sufficient only to establish and maintain the computer records needed to operate your xxxx account.

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I'm not being condescending... I am asking a simple question. Are you going to answer it?

 

If a civil contract is terminated, then the terms and clauses likewise terminate, so where does the lender think he can continue any implied right?

 

It's simple.

 

SurlyBonds

 

I don't know. I cannot tell you what a lender (or his lawyer) might think. You'd have to ask them. If you are so convinced you are right, why is it so important that I personally agree with you?

 

James

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I'm sorry, I'm not aware of your personal case or any correspondence with Information Commissioners Office. I do know that we are updating our website though.

 

It was more to do with the fact that one of your directors had conceded the point that unless a contract contained an 'in perpetuity' or 'for x years afterwards' type clause, once the contract has ended and is 'satisified' If I wanted to, and I do, the Experian would have to remove all this data from my file.

 

Last Friday, this was definitly the case, and he suggested that the rest of his staff were going through some training to this end.

 

I have a suspicion that Experian would prefer to step back from the concessions made in this letter - what do you think?

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It was more to do with the fact that one of your directors had conceded the point that unless a contract contained an 'in perpetuity' or 'for x years afterwards' type clause, once the contract has ended and is 'satisified' If I wanted to, and I do, the Experian would have to remove all this data from my file.

 

Last Friday, this was definitly the case, and he suggested that the rest of his staff were going through some training to this end.

 

I have a suspicion that Experian would prefer to step back from the concessions made in this letter - what do you think?

 

If you send me the reference to the letter ([email protected]) I'll have a look at it.

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