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    • Just realized that the deadline for paying the £59.00 trial fee has passed on the May 17th. But when contacting the helpline this week, I was told the court hearing date is still on? By now, I have fully realized I have messed up. Should I just drop this case and go after Interparcel?
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    • I've had to hide two of your posts.  Anyone clicking on your links gets sent to external sites.  On top of that your real name is showing on one screenshot.  Fellow Site Team member dx100uk has already politely asked - Anyway, jk2054 wants to see the communication you got from your local court which will have told you about the hearing date of 17 June, and will have mentioned a deadline for filing your Witness Statement.
    • I believe it is helpful to seek guidance from a range of places and decide on the validity of the sources and frequency of responses which are most helpful. A single voice can be a dangerous thing. As, of course, can groupthink. Scott, it feels like £4k on a solicitor for a £1.5k bill is overkill. Were we back in time I'd suggest small claims court as your claim sounds like it may be straightforward? By all means add that phrase on. I also suggest you contact the court and go and sit in on a couple of similar cases to get a better understanding before you shell out.
    • a card should be 16 digits...urm... note your dates above please. do not miss them no matter what happens  ......................... pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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Over 6 years help!!!


TheSaint7
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I've just sent off my SAR for my business account. I've still got some statements from over 6 years ago.

 

I've some old accounts that are over 6 years old but I'm not sure if I've got any statements!! Anyone any ideas of how to get the charge info.

 

Old accounts

Halifax

Barclaycard

Lloyds

NatWest Personal

Midland

 

I'm new to this so any advice would be welcome.

 

TS:)

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Guest NATTIE

I need to rephrase my response to a maybe. When was the account closed with NW and did you still have other accounts open with NW?

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Guest NATTIE

In that case absolutely yes it can be traced. Maybe pop into branch, usual story that a dispute has arisen blah blah blah but on old closed account. Get them to look on the NatWest Archive which should also have other accounts held and hey preston your old account.

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  • 4 weeks later...

Hi,

 

went into my town branch and got no where with closed account. The nice woman couldn't locate it. Guess I'll just have to find something with the details on (have old cheque stubbs but can't find any account numbers on them). Will try beyond 6 years for open business account.

 

Any other ideas????

 

Cheers

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Im sure NWSM will come in here and tell you another way of doing it. I would send a SAR in with around the date that the account was opened and ask them to locate it. I used to transfer money between personal account and other accounts so i went through my statements and found the account number in there. Good Luck.

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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Doesn't an SAR only cover the last 6 years??

 

When I did an SAR on my Business account I only got the last 6 years even though I ask info for the history of that account.

 

I'm going into my local (tiny) branch when they are open (closed today) to see if I can get anywhere.

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Still no good with closed account. Tried getting statements upto Aug 2000 from opening for business account from Town branch (said in dispute with a company etc.), had a call from my business manager (never spoken to him before) to say can only go back 6 years, and sorry but if I wanted any in the last 6 years no problem. Any ideas nwsm?? Thanks in anticipation!!!! Account opened in 1992.

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Have just phoned the business hotline and been told they can order upto 7 years!!!! (At least it's 1 year more) but advised to go through my business relation manager, who told me this morning that they couldn't get any over 6 years. Any other ideas to go back further? Anyone know why you wouldn't get over 6 years worth of statements with an SAR ???

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:)

Yes!!! Just phoned Customer Services department on 0845 6052605 (got the number from another thread) a very nice man said could order up to 7 years then with me mentioning that I was sure he could order older he said there was something that said ordering statements over 7 years old.

He went off for a while then said yes ok and if I find the details for my other account I would need to call again and tell the Operator what statements I required and to fax that info through to Leeds CS on 0845 301 2462.

Hopefully I now have statements from 1992-2000 on there way. Well we'll see. Cheers to the very nice man!!!

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  • 4 weeks later...

Just fed up now.:confused:

 

I've managed to get statements on my business account back to Jan 1998 but seem to have hit a brick wall trying to get further. With my umteenth call was told sorry but Nat West can only go back 7 years, she was lost for words when I pointed out that I'd already received over 8 years.

 

Decided to contact the ICO as I'd only received 6 years worth of statements under the SAR, was advised to write and ask for info again and if NW unable to supply ask why not. Below is the letter, any comments? Might I get somewhere or is this the end with this one?

 

Re. Data Protection Act 1998 Subject Access Request of 23rd August 2006

Dear Mr Lyons,

 

ACCOUNT NUMBER: xxxxxxT CODE xxxxxxxx

 

I hope you can help me. I wrote in my letter to you of the 23rd of August 2006:-

“Please supply me with a complete list of transactions and charges relating to my banking history with your organisation. Alternatively, a complete set of statements for that period will be acceptable.”

I received statements from Aug 2000 to July 2006, I expected the full history of my account not just 6 years worth.

After visiting my branch, having made numerous phone calls and receiving conflicting answers I am left rather confused as to what information Nat West hold. Initially I was told that my business account manager said that I could not get any further information, I’ve been told yes it is possible (and have received some more statements) concluding today when I was told by a returned call to say that Nat West can only go back to 7 years and she seemed lost for words when I replied that I had already received over 8 years worth.

 

After the call today I contacted the Information Commissioners Office regarding this matter and was advised to write this letter requesting the information (a complete list of transactions and charges relating to my banking history with your organisation) again and if this was not forthcoming to ask you to give a reason why not.

The 40 days for you to comply with the S.A.R. ran out at the beginning of October and I have been advised by the I.C.O. to contact them if this letter is not heeded.

I look forward to your response.

Don't know what else to do now, think I'll wait or should I just start the last 6 years with contractual rate??:rolleyes:

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