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    • Hi All. A family friends car was having issues when she was on a trip visiting family up north at the begining of January.  She ended up leaving it at my friends garage in the same location, who parked it on his forecourt to investigate the issue, howver he said most likely it is beyond economical repair as its a serious gearbox fault. In the meantime i replaced her car with one of my spare cars. The insurance on the car then expired in at the end of January.  When the insurance expired, I sent a paper V890 paper as i didnt have her V5 Reference number in hand to do it online (i have a copy of this).  She didnt mention she hadnt recieved any confirmation as she didnt know if she would get one.  She then cancelled her road tax at the end of March (i think) as she was paying by DD. She then was travelling up north so didnt get her ,ail until last week. She recievd a letter dated 09/04/2024 stating she had failed to insure the vehcile and there was a £100 fine which could be reduced to £50 if she respons by 11/05/2024.  As soon as we noticed, i got her to dig  out the V5 and SORN'd the vehicle.   My friend has been a bit slow in checking the fault, however i suspect it will still be scrapped and is still on his forecourt. Is this possible to appeal?
    • worthy to not forget Just to let you know this bunch Kensington have been fined £1.225m by the financial regulator for treating borrowers who were in arrears unfairly. Claim those charges back plus the interest and tell them not to add any more to the account. There are a few news stories here you can get the info for a letter to send to them. http://news.bbc.co.uk/1/hi/business/8615870.stm  
    • Hi All. I went to visit a family friend in Rochdale on a new housing estate opposite a old row of houses. The location is Royle Road, Postcode OL11 3PE. I was originally parked in parking bays outside the old houses, then moved the car, when I noticed my tyre was flat, so parked on what looked like double yellows to use his air pump to check and inflate the tyres before we left the house.   In the time i went inside to sort the pump and power supply i got a PCN.  The tyre then got changed (has a puncture) and we left. PCN Number:         RE######## Date:             04/05/2024 Time:             20:36 Observation:         20:34 to 20:36 Reported location:     Royle Park Road Reason:        Parked in a restricted street during prescribed hours (Code: 01) I believe this PCN is not correct and has grounds to appeal: 1. My friend who moved into the property around 6 months ago, swears that even though it has old double yellows marked, they are not current or council marked.   He said the property development company had said they had marked them for ease of access during development. 2. The road i was parked on was Royle Road.  The PCN was issued for Royle Park Road, which is about 400 yards up the road. 3. There are no sign posts or marking showing parking  restriction hours in the entire area (there maybe on Royle park Road). I have attached a map of the Location where i parked as a red dot. I have 2 questions: a.  Is there a way to check where double yellow lines are marked on some register to check if they are current? b. Can my grounds of appeal simply be, wrong location, wrong offence? Thanks in advance. Map_20240505.pdf
    • you made it very confusing, though i doubt any of it was ever read by the delivery franchise for DPD. your saving grace might well be you didn't select your own address (though if you are all the same postcode..??) and neither mentioned a safe space other than another neighbour. but with the actual delivery address on the parcel, it appears the driver had a choice of 3 addresses, all under the same post code with differing house numbers. so chose the label one but left it on your doorstep. play it carefully and along with the photo and the retailers requirement you should be ok.   dx  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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carphone warehouse contract problems


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I was contacted by carphone warehouse back in NOv when my 18mth contract had come to an end. I was not ready at that time to upgrade my phone so the guy on the phone offered me a change in tariff - I made it very clear at the time that I did not want to sign up to anything. The guy offered to send me information in the post and I agreed for him to do this but again reiterated that I was not signing up to anything. I received no information but a couple of weeks ago I recieved a cheque for £50. After many attepmts to contact the carphone warehouse by phone. I went along to my local branch, who advised me that it was cashback in relation to a recent downgrade back in Nov. The sales assistant advised that I was now on 100mins and 400? texts and tied into this for 24months. I had no new phone with this and am now unable to upgrade for at least 2 years. the sales assitant gave me the name etc of the guy I had spoken to in NOv who had put this downgrade through without my consent.

 

I have written a letter to Carphone Warehouse detailing all of the above and I gave them 14 days to contact me. they did ring me and said they would get back to me within 5 days. That was almost 2 weeks ago and I have heard nothing.

 

Where do I go from here and what are my rights? the sales assistant in my local branch did advise me that all calls are recorded and so they should be able to hear me quite clearly stating that I was not agreeing to any down grade?

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This will cost you £10. It is often cheaper simply to reject you agreed to anything, and provide a note of the date/time of the calls for THEM to check for themselves. You reject their reimposition of the minimum term which was exteneded without your agreement.

 

What happened to trhe cheque is important... if you banked it, you're stuffed.

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No we haven't banked the cheque and wrote a letter straight away but have not heard anything. Would like to know where we stand legally and what to do as a next step?

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You should not have banked the cheque. By doing so you are confirming the arrangement - why would you take the money if you didn't know what it was for?

 

As for the next step - you could try sending CW a cheque for the same amount, and asking for the contract to be cancelled, but if they refuse to do so, you'll have to see out the contract as asserted by them

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You should not have banked the cheque. By doing so you are confirming the arrangement - why would you take the money if you didn't know what it was for?

 

As for the next step - you could try sending CW a cheque for the same amount, and asking for the contract to be cancelled, but if they refuse to do so, you'll have to see out the contract as asserted by them

 

But he said that he didn't bank the cheque :D and still hasn't

 

It looks like the best bet would be to ask Carphone Warehouse for recordings of the original call, and refuse that you entered into the contract.

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So I just need to send them a copy of the cheque or the original cheque back?

 

What, if anything, do I need to say in the accompanying letter?

 

Is it worth ringing cancellation depertment to close my account?

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received a text from cpw this morning they have cahnged my tariff again to a lower one!!!! rang them up and spoke to someone who has emailed some emma girl who has apparantly listened to the phone call from November to ask her to contact me.

 

I will be sending a subject access request in the meantime, can I cancel my direct debit ???

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Might be worthwhile confirming you indend doing this, but they'll charge you more for non-DD. You'll still have to get them to accept your notice of termination (giving 30 days) and then any residual amount due before you go.

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It may be worth calling Carphone warehouse and asking to speak to their sales escalation team as it seems that is the department that is looking into the sales call. They should of by now have listened into the call and should be able to reverse the upgrade/downgrade for you. Are you on o2CPW? If so it shouldnt take too much for them to be able to reverse the upgrade.

 

Just thinking that it may be easier to call up first and try that route before sending off for a SAR and having to pay £10 and wait for their reply.

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We are awaiting a call back from the sales team member who has listened to the call but she has not got back to us. I think I will just call the cancellations dept and try cancelling the contract and go from there.

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Just thinking, you said you recieved a text saying your contract had been lowered, are you on o2cpw?

 

Have you asked which tariff you are on at the moment? If so is it the same tariff you were on previously?

 

The only reason I ask is they may have listened into your call and reveresed the upgrade already. Just a random thought.

 

Speaking to the disconnection team probably wont lead to too much if your contract has a long time left on it (if the upgrade was done in november your probably looking at having around 19 months left) so they will ask you to pay for a cessation fee as they are literally there to process disconnections and try to "save" customers that are looking to leave.

 

The best bet is to call up and ask to speak to their fanatical support or the sales escalation (sales escaltion are a part of fanatical support) department in relation to an escalation. Dont settle for them arranging a call back again and the fanatical support department should be able to clear everything up for you.

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