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    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
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    • Hi all…. i was wondering if someone could help me. I am ashamed I have been caught shoplifting from Sainsbury’s by two undercover security guards who I suspect have been following me for a week now… I have been impulsively shoplifting due to what I think could have become an addiction of some kind. I am ashamed of what I had been doing and I do believe being caught has been for the greater good. i was taken to a room and asked to empty my bag, the guards were slightly rude but I complied with them politely as I know they are just doing their job and I am in the wrong. They retrieved my address, name, birthdate and took a photo of me, they asked me how many times I had shoplifted and I said twice and I didn’t want to be foolish and say just once. They issued me a letter of ban from the store and if I was caught in the store again the police would be called. They told me I would be paying 2x what I had stolen today as the goods had been damage which I am guessing is stole around £65 worth roughly. I did offer to pay for the items I had stolen on the day but they declined. They did not call the police but let me leave after claiming I was a lucky person. They told me to expect a letter in the post and that I “would be smart not to ignore it”  what should I be expecting in the post from them? I am aware from reading a lot online about security costs.. people mentioned to ignore these costs however as I had damaged the labelling on the goods should I still comply and pay the fines ?  kind regards awful shoplifter
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Question about Sheriff court decrees and debt selling


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Hi everyone,

 

 

I am pretty sure none of my creditors have ever taken court action against me, but I am still curious about sheriff court decrees and debt selling.

 

My question: I have several debts which are now almost 8 years old,

and know that the debts have all been sold on, probably several times.

 

 

If the original bank or credit card company had taken me to court and gained a sheriff court decree against me,

would that decree be able to be used by any debt-buying companies who later purchased the debt?

 

 

Or does each company who purchases the debt have to obtain their own sheriff court decree, in order to legally demand the money?

 

Thanks,

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As an aside any debt over six years old or five years in Scotland is statute barred, which means no legal action can be taken to enforce the debt. Note:

 

1. This assumes no CCJ has been granted in which case the situation may be slightly different.

 

2. The time starts from the date you last acknowledged the debt or your last payment.

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Thanks.

 

 

I'm wondering if sheriff court decrees (or CCJs in England )

once given against a debtor,

can be used by anyone trying to recover that particular debt,

or if they can only be used by the bank/company that originally obtained the decree in court.

 

 

Does that help?

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yes they can be 'given ' to other dca's as they can apply for a transfer of ownership at the issuing court.

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They have to apply to the court for the transfer of name, normally this gets put through with no problems

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