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    • My understanding is that they won't provide the name to me whether the investigation is Live or Closed, & I have no legal rep as I didn't have P.I. Cover on my policy, & am intending to claim using OIC.org.uk, but remain completely stuck as they 100% cannot open a claim on the portal without both the Reg. No. & Name of the other driver.  
    • thanks again ftmdave, your words are verey encouraging and i do appreciate them. i have taken about 2 hours to think of a letter to write to the ceo...i will paste it below...also how would i address a ceo? do i just put his name? or put dear sir? do you think its ok?  i would appreciate feedback/input from anybody if anything needs to be added/taken away, removed if incorrect etc. i am writing it on behalf of my friend..she is the named driver  - im the one with the blue badge and owner of the car - just for clarification. thanks in adavance to everyone.       My friend and I are both disabled and have been a victim of disability discrimination on the part of your agents.   I have been incorrectly 'charged' by your agent 'excel parking' for overstaying in your car park, but there was no overstay. The letter I recieved said the duration of stay was 15 minutes but there is a 10 minute grace period and also 5 minutes consideration time, hence there was no duration of stay of 15 minutes.   I would like to take this oppertunity to clarify what happend at your Gravesend store. We are struggling finacially due to the 'cost of living crisis' and not being able to work because we are both disabled, we was attracted to your store for the 10 items for £10 offer. I suffer dyslexia and depression and my friend who I take shopping has a mobility disability. We went to buy some shopping at your Gravesend branch of Iceland on 28th of December 2023, we entered your car park, tried to read and understand the parking signs and realised we had to pay for parking. We then realised we didnt have any change for the parking machine so went back to look for coins in the car and when we couldnt find any we left. As my friend has mobility issues it takes some time for me to help him out of the car, as you probably understand this takes more time than it would a normal able bodied person. As I suffer dyslexia I am sure you'll agree that it took me more time than a normal person to read and understand the large amount of information at the pay & display machine. After this, it took more time than an able bodied person to leave the car park especially as I have to help my friend on his crutches etc get back into the car due to his mobility disability. All this took us 15 minutes.   I was the driver of my friends car and he has a blue badge. He then received a 'notice to keeper' for a 'failure to purchase a parking tariff'. On the letter it asked to name the driver if you wasnt the driver at the time, so as he wasnt the driver he named me. I appealed the charge and told them we are disabled and explained the situation as above. The appeal was denied, and even more so was totally ignored regarding our disabilities and that we take longer than an able bodied person to access the car and read the signs and understand them. As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us. I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge.     After being discriminated by your agent my friend decided to contact 'iceland customer care team' on my behalf and again explained the situation and also sent photos of his disabled blue badge and proof of disability. He asked the care team to cancel the charge as ultimately its Iceland's land/property and you have the power over excel parking to cancel it. Again we was met with no mention or consideration for our disability and no direct response regarding the cancellation, all we was told was to contact excel parking. He has replied over 20 times to try to get the 'care team' to understand and cancel this but its pointless as we are just ignored every time. I believe that Ignoring our disability is discrimination which is why I am now contacting you.     I have noticed on your website that you are 'acting' to ease the 'cost of living crisis' : https://about.iceland.co.uk/2022/04/05/iceland-acts-to-ease-the-cost-of-living-crisis/   If you really are commited to helping people in this time of crisis ..and especially two struggling disabled people, can you please cancel this charge as it will only cause more damage to our mental health if you do not.  
    • I've also been in touch via the online portal to the Police's GDPR team, to request the name of the other Driver. Got this response:   Dear Mr. ---------   Our Ref: ----------   Thank you for your request which has been forwarded to the Data Protection Team for consideration.   The data you are requesting is third party, we would not give this information directly to you.   Your solicitor or legal team acting on our behalf would approach us directly with your signed (wet) consent allowing us to consider the request further.   I note the investigation is showing as ‘live’ at this time, we would not considered sharing data for suggested injury until the investigation has been closed.   If you wish to pursue a claim once the investigation has been closed please signpost your legal team to [email protected]   Kind regards   ----------------- Data Protection Assistant    
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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
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cabot AGAIN


sonic140
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starting new thread as case has changed

just got paperwork from Cabot. Pages and pages of blacked out info. Did find out its not S.B.-gutted. Checked old statements to confirm. Last payment FEB 2005. They have been charging 12% interest and the debt has gone from £6000 to over £9000. Can they do this ? Can I ask court to freeze interest. Also they say they sent me 10 letters but as I wasnt living at the address and my ex returned all my mail until my son opened court summons. (he has same name)They are charging for all letters too. any help much appreciated:idea:

 

(this is past alloc stage. Have sent cprs 31 and 18. and the above blacked out info is whats been sent by cabot)

Edited by sonic140
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cabot have added to my account as well, though they did back down when i pointed out to them i have no contract with them..reading your thread i take it that they have issued court papers? if so, you must defend..i am pretty sure these charges they have put on are rubbish and i dont believe them to be legal, the court would freeze the interest if they found in cabots favour, however, these scumbags must be stopped at the first hurdle..defend at all costs, if they have blacked out info why?

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Scan it and post it on here using photobucket or similar, just make sure you remove all Id, names adresses, bar codes ref. numbers etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ok will do. there are pages and pages of blacked out stuff. dont kno what thats about. scanner playing up but will try and find most relevant bits and put it on here.

 

Will i be able to claim charges from the this as it was a credit card?:D

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Was this in reply to a SAR? All the paper work?

 

Or simply a CCA request?

 

If it's the former then all you need to scan and load up is the Credit agreement, should have the T&C's and signature box, info about interest rates etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 weeks later...

cant find prevoius thread- cabot AGAIN.

Am at present at the stage where case with cabot has ben allocated to Fast track. Got paperwork from cabot. 50 pages mostly blacked out. got 6 months statements and a copy of an agreement I signed (its got signature form at top and is about one third the size of A4 and I can just make out something about cca1974 and another sheet with Financial and Regulated conditions as the title). Both are unreadable! The rest is just pages of stuff with marker pen thru it except at the end where they have left a bit saying they were going to attempt to get a charging order.

 

Dont know what to do. Should I try and agree to make payments (£60 pm is all I can afford) or will I have to go to court and they get a charging order.

Am getting really worried now. Any help appreciated:cry::Cry::cry:

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they cannot get a charging order until the following conditions have been met

they obtain a ccj in court

you are given by the court an amount you have to pay each week/month

you default on this

then and only then can they apply for a charge order

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Scan the documents to a jpeg file & save to 'My Documents'. Go to TinyPic - Free Image Hosting, Photo Sharing & Video Hosting & left click 'Choose', another page will open listing folders in your computer. Double left click 'My Documents' & left click the file you want to upload. Left click 'Open', the box will close then left click 'Upload Now' on the webpage. The page will refresh giving a list of options, copy the URL & paste it back here. Left click 'Post Quick Reply' & voila your agreement will appear "just like that" as Tommy Cooper would say.

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Hi debt4get

RE Charging Order

I know what your saying but I have a charging order already from Natwest and they got it because the judge said the company needed to get their money. I was paying £70 pm on a £14000 debt Shoosmiths went straight for a CO as soon as the judgement and payment agreement was made. never sent DD or SO forms despite requests from me, never cashed chqs sent on time. Judge refused to listen to anything I had to say at court. Granted CO and told me Natwest were entitled to their money and I have to pay £300 pm !!

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What a joke! It might aswell be printed in Latin, send them the following, stop any payments, and hope they show this evidence to the courts..

http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/571-failiure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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They sent about 50 pgs of stuff. The first few were in response to my cpr31 and 18, then the two pgs I uploaded, 6 months of statements and then about 30 pgs of blacked out writing . then at the end a few pgs of 'history' ie were they sent me assignment (to old address) and were they are hoping to go for a CO etc.

will send of that letter.

Once again thanks to all for help and support. now have fewer sleepless nights:wink:

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