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    • Hi BankFodder, Thanks for the reply.  I will take your advice and read through more thoroughly. To answer your question, the value of the laptop is £255.  When filling in the online form to prepare the shipment it asked what the contents of the parcel was and the value and I specified "laptop" and "£255". Thanks.
    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
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cabot AGAIN


sonic140
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starting new thread as case has changed

just got paperwork from Cabot. Pages and pages of blacked out info. Did find out its not S.B.-gutted. Checked old statements to confirm. Last payment FEB 2005. They have been charging 12% interest and the debt has gone from £6000 to over £9000. Can they do this ? Can I ask court to freeze interest. Also they say they sent me 10 letters but as I wasnt living at the address and my ex returned all my mail until my son opened court summons. (he has same name)They are charging for all letters too. any help much appreciated:idea:

 

(this is past alloc stage. Have sent cprs 31 and 18. and the above blacked out info is whats been sent by cabot)

Edited by sonic140
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cabot have added to my account as well, though they did back down when i pointed out to them i have no contract with them..reading your thread i take it that they have issued court papers? if so, you must defend..i am pretty sure these charges they have put on are rubbish and i dont believe them to be legal, the court would freeze the interest if they found in cabots favour, however, these scumbags must be stopped at the first hurdle..defend at all costs, if they have blacked out info why?

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Scan it and post it on here using photobucket or similar, just make sure you remove all Id, names adresses, bar codes ref. numbers etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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ok will do. there are pages and pages of blacked out stuff. dont kno what thats about. scanner playing up but will try and find most relevant bits and put it on here.

 

Will i be able to claim charges from the this as it was a credit card?:D

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Was this in reply to a SAR? All the paper work?

 

Or simply a CCA request?

 

If it's the former then all you need to scan and load up is the Credit agreement, should have the T&C's and signature box, info about interest rates etc.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 weeks later...

cant find prevoius thread- cabot AGAIN.

Am at present at the stage where case with cabot has ben allocated to Fast track. Got paperwork from cabot. 50 pages mostly blacked out. got 6 months statements and a copy of an agreement I signed (its got signature form at top and is about one third the size of A4 and I can just make out something about cca1974 and another sheet with Financial and Regulated conditions as the title). Both are unreadable! The rest is just pages of stuff with marker pen thru it except at the end where they have left a bit saying they were going to attempt to get a charging order.

 

Dont know what to do. Should I try and agree to make payments (£60 pm is all I can afford) or will I have to go to court and they get a charging order.

Am getting really worried now. Any help appreciated:cry::Cry::cry:

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they cannot get a charging order until the following conditions have been met

they obtain a ccj in court

you are given by the court an amount you have to pay each week/month

you default on this

then and only then can they apply for a charge order

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Scan the documents to a jpeg file & save to 'My Documents'. Go to TinyPic - Free Image Hosting, Photo Sharing & Video Hosting & left click 'Choose', another page will open listing folders in your computer. Double left click 'My Documents' & left click the file you want to upload. Left click 'Open', the box will close then left click 'Upload Now' on the webpage. The page will refresh giving a list of options, copy the URL & paste it back here. Left click 'Post Quick Reply' & voila your agreement will appear "just like that" as Tommy Cooper would say.

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Hi debt4get

RE Charging Order

I know what your saying but I have a charging order already from Natwest and they got it because the judge said the company needed to get their money. I was paying £70 pm on a £14000 debt Shoosmiths went straight for a CO as soon as the judgement and payment agreement was made. never sent DD or SO forms despite requests from me, never cashed chqs sent on time. Judge refused to listen to anything I had to say at court. Granted CO and told me Natwest were entitled to their money and I have to pay £300 pm !!

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What a joke! It might aswell be printed in Latin, send them the following, stop any payments, and hope they show this evidence to the courts..

http://www.consumeractiongroup.co.uk/resources/templates-library/86-debt-collectors/571-failiure-to-provide-a-copy-of-the-agreement-within-the-prescribed-timescale

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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They sent about 50 pgs of stuff. The first few were in response to my cpr31 and 18, then the two pgs I uploaded, 6 months of statements and then about 30 pgs of blacked out writing . then at the end a few pgs of 'history' ie were they sent me assignment (to old address) and were they are hoping to go for a CO etc.

will send of that letter.

Once again thanks to all for help and support. now have fewer sleepless nights:wink:

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