my apex thread.

[parabellem]

Thought it was about time i started a thread on this as im going to need help soon i guess.

Just sent my 12+2 days letter to apex today for failing to supply me with my credit agreement.

To be fair to them they have played ball so far(apart from one young snot who called me and knew nothing about apex writing to me, agreeing to suspend activity, and not contact me etc).

It was a 12 year old plus egg account, so the best of luck to them!!

I wait with baited breath for their reply.

[debt4get]

chances of them finding a 12 year old cca is pretty slim, how long is it since you paid anything on this card, as if it is over 6 years it is statute barred

[parabellem]

Ive been paying £5 a month to apex for about a year or so now, since egg sold them the account.

[palomino]

Ive been paying £5 a month to apex for about a year or so now, since egg sold them the account.

 

What about before that? Once a debt is statute-barred then it can't become un-barred.

[parabellem]

Before apex i was regularly paying £5 a month to egg.

[palomino]

Aah, there's no mileage in the statute-barred route then!

[parabellem]

Have sent apex the second after 12+2 days of not receiving my ca letter and received a reply that they are pushing egg for the relevant documents.

I was wonder whats best to do from here when its reaches 30 days and i still have nothing ?

Do i inform the relavant authorities ?

What can i expect from them next ?

 

Same goes for my cabot thread, at the same stage.