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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
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    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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She's with Barclays, i have read lots of info and given her some numbers that were on here..she's cancelled payments but is getting letters from Barclays she's very worried as everyone is I'm sure

 

Did she get the account on hold?

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Thanks for those who have reported via the red triangle I am acknowledging here as theres been quite a few.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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She's with Barclays, i have read lots of info and given her some numbers that were on here..she's cancelled payments but is getting letters from Barclays she's very worried as everyone is I'm sure

 

I started a thread in the students forum specifically for people being hassled after payment disputes.

Once we get the jist of what they are threatening we will be more able to advise.

Under Office of Fair Trading guidelines disputed accounts give people rights and lenders/debt collection agents clear guidance.

Obviously the lender/third party collector has to be made aware that the account is in dispute,and there should be reasonable grounds in consideration.

This is another area we are looking at and will be affecting some students.

Edited by MARTIN3030

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Thanks for those who have reported via the red triangle I am acknowledging here as theres been quite a few.

 

damn I just wrote to you ex computeach.. and forgot to give you my id sorry

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The red triangle by the way is directed to the site team forums-its not specific to me-but obviously I am looking there.

Theres no need to send your email details - basically its just to have a list together of members here who are in need of some help with letters to Barclays-with brief details of when you signed up with advent,how much was for when you made last payment whether you still have your mandate open and what communications you have had / sent recently.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I've not signed up to any solicitors and can't afford one with wages scratching 500-550 per month and supporting my wife at the same time. This is becoming more of a struggle I don't think I don't think I can deal with much more stress anymore. Finance is becoming so tight. I wish I never believed the sales rep about new job in 8 weeks as this monthly direct debit could help us deeply with the food supplies as every second day we cut a meal out just to survive.

 

I have not had my account frozen incase the increase the payments when they resume should we loose the fight and so I can't take that risk.

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Happy Easter to you too Martin and thanks for all the information very helpful

I'm too tired to be a detective tonight:)

 

 

Lol not suprised.

I am a bit exhausted myself and not afraid to admit it.

But hopefully we will get there.

All the team give their help and time here free-so no one is on wages here,and most have ongoing help with members in lots of areas from bailiffs to house reposessions so I just ask that peeps have a little patience.

This thread has attracted almost 100,000 hits and the pages continue so its something we know needs as much input as we can give.

The importance of people affected to continue giving info cannot be over emphasised-this keeps everyone informed and also helps us to consider the course to follow.

As said previously,its almost certain that BCF and Computeach are active here.

Amazingly we have had no input from them in an official capacity neither requests to address students concerns here.

If such a request was made -of course it would be welcome.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I've not signed up to any solicitors and can't afford one with wages scratching 500-550 per month and supporting my wife at the same time. This is becoming more of a struggle I don't think I don't think I can deal with much more stress anymore. Finance is becoming so tight. I wish I never believed the sales rep about new job in 8 weeks as this monthly direct debit could help us deeply with the food supplies as every second day we cut a meal out just to survive.

 

I have not had my account frozen incase the increase the payments when they resume should we loose the fight and so I can't take that risk.

 

 

If you have other issues with finances or debts then dont forget we have lots of other forums on the site and some good people who can advise.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Look under your user name here on the post (the one you made?

you will see it under the words -cagger since XXX posts XXX

its the little triangle with red outline.

 

Dont worry everyone is new here once.

When I first joined I was taken back with how everyone helps and supports eachother-so wanted to give the same back-which is why I am here still.:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Account No:

Dear Sire/Madam

I'm basing my complaint and demand of a refund for the £825 course fees already paid since 11th May 2009 on the grounds of :

 

1) S75 Consumer Credit Act 1974, Breach of contract by Advent Consulting LTD/Barclays.

2) Frustrated contract (Law Reform Act 1943).

3) Advent's mis-selling of inappropriate courses and pressurised sales tactics.

 

Advent Consulting LTD has terminated the contract prematurely on 27th of January 2010.

The performance of the contract with Advent is rendered impossible in light of Advent Consulting LTD collapsing. Since then there has been no student support or service, which I paid for.

Under section 75 of the Consumer Credit Act 1974, I hold you jointly and severally liable for the breach of contract with Advent Consulting LTD, as this is a linked loan, taken out at the suggestion of Advent, and BPF loan agreement clearly states "If you received unsatisfactory goods or services paid for under this agreement you may have the right to sue the supplier us or both"

 

I do regret but I cannot accept Computeach International LTD as an alternative training provider as I found their offer and reputation unacceptable when making my initial choice, present offer, terms and conditions of training with Computeach International LTD remain unknown to myself and as stated in email I received on 31st of March 2010, Computeach International LTD will be unable to answer any questions about the specifics of my training for at least another two weeks.

Following that I find the time without services I have paid for far beyond being reasonable and acceptable in any way and therefore cite Breach of Contract and demand that BPF:

- will refund money I have paid under this agreement since 11th of May 2009, totalling £825, within 10 working days

- will cancel any my remaining obligations

I was visited by an Advent salesman, Hardeep Sahejpal, following my inquiry. He suggested that there were limited spaces available and the place may be offered to another person if it was not accepted within two weeks.

I entered into a credit agreement at his urging to fund the IT training provided by Advent. I was also told that successful completion of the training was readily achievable within a few months, however I was neither aware nor warned of the fact that Microsoft recommends to have at least 18 months+ experience in IT before attempting the course.

I feel that the representations made to me were misleading and I made a transactional decision that I would not have taken had I known the true facts of the matter.

I'm waiting for hearing from you

Sincerely

-----------------------

I just sent it to BPF and waiting for refusal, and then will write to FOS:-x

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hi, yes, i need as much good advice as i can to fight this, am drafting my complaint letters to BPF about why i refuse computeach, need all help i can get, solicitor or otherwise, please advise. (in response to a4ron's entry about joining eleven people who are in touch with same solicitor)

 

thanks so much to all the sound advice and support contained in these entries, i'm making notes on so much here to assist on my letter of refusal to accept computeach via BPF, in particular, page 104 panliberski, page 102 rascal007, page 99 fuzzbutt, all these most recent entries are invaluable help, if martin3030 CAG is also helping by drafting a template of complaint letter and refusal to accept BPF 'offer' that's great, i agree not to pay any attention or to log on etc to computeach's emails, as long as we all refuse to accept and demand refund from BPF and put forward a solid case we can win our fight!!! thank you all.

Edited by chris379NE
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Quick question, have people called the number provided on the letter and enquired about the service computeach provide? Im going to call them later and ask questions to then compare to advent. The resit charges, rediculous pass rate needed to take proper exam etc all quoted earlier on in the thread are all sourced from where? Im writing a letter to send to BPF today asking for a full refund or court action will follow.

 

Or do people think im better of waiting for martin and co to come up with the best course of action?

 

Again thanks for all the support guys!

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Quick question, have people called the number provided on the letter and enquired about the service computeach provide? Im going to call them later and ask questions to then compare to advent. The resit charges, rediculous pass rate needed to take proper exam etc all quoted earlier on in the thread are all sourced from where? Im writing a letter to send to BPF today asking for a full refund or court action will follow.

 

Or do people think im better of waiting for martin and co to come up with the best course of action?

 

Again thanks for all the support guys!

 

There have been some comparisons made and shortfalls have been identified,but it does no harm to document more because different ones will apply to different people.

So feel free-although I expect you will get nothing now until after Easter.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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evening all,

 

 

 

fuzzbutt great letter, direct and all true. is it ok that i not carbon copy your letter but try to taylor it around my own circumstances then sent it away??

 

Please feel free to, lc.

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Can I ask you are asking for a refund from Barclays not just a cancellation of the agreement, is this figure you quote.. money that you have actually paid to Barclays?

 

I paid my BPF loan of £4.950 back in full in Dec 09, 10pack, before the ridiculous interest kicked in. So that's a refund.

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Very interesting read.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I paid my BPF loan of £4.950 back in full in Dec 09, 10pack, before the ridiculous interest kicked in. So that's a refund.

 

Ok so you are claiming money paid.. i was wondering if people were trying to claim total cost for the course even though they had not paid all.

I have made just 2 payments + a £500 deposit.

my agreement started at begining of this year.. and I decided to give barclays a chance to see what they would come up with.. did not dream it would be computeach.. if they had asked me for my choice.. after what happened when I was with a student with them before.. not again in a million years!!!

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Thats a great find from beedle, surely that puts in a fantastic position now to get back what we deserve after this mess from BPF. People already have been refunded due to the ombudsmen forcing it.

 

I for one feel confident now that justice will be served.

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