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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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Hey Guys. Another fellow EX-student here.

 

Been trying to do some research of my own. I think I may have found some valid points through the contracts and law, but not sure, so i'm posting here to see if people know more about them or already have information about them.

 

  1. As some people are paying through Clydesdale, I have found that I dont have an actual contract WITH barclays, only Clydesdale. There is no mention on this contract about providing alternative goods or services.
  2. (Taken from the Equal Liability link a few pages eariler). "Under the Consumer Credit Act 1974, the credit grantor (whoever provides the credit) normally becomes equally responsible for any breach of contract or misrepresentation by the supplier."
  3. In this case, on the Terms & Conditions on the back of the Enrollment Form, Section 10 - Termination. Section 10.1.1 "In the event that we make any voluntray arrangements with our creditors or become subject to an administration order, or go into liquidation (except for the purposes of amalgamation or reconstruction and in such a manner that the company resulting there from effectively agrees to be bound by or assume the obligations impossed on that other party under this agreement)." Does this mean that this applys to Barclays and the contract could therefore be terminated?
  4. On the Clydesdale contract, by the Consumer Credit Act 1974, "If you received unsatisfactory goods or services paid for under this agreement, you may have the right to sue us, the supplier, or both". "If the contract is not fulfilled, perhaps the supplier has gone out of business, you may still be able to sue us."

I know point 4 has been brought up in other posts, but seen no light shed on the matter, as with most information we get hold of, and to me is looking quite bleek.

 

All this kind of stuff is complete gobble-de-gook to me, but just trying to help out as much as I can. I'm going to the CAB tomorrow/today to find out more about these points and anything else we may be able to do.

 

Rob

Stoke-on-Trent

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Rob Clydesdale IS part of Barclays and in fact runs under the same Consumer Credit Licence.

See here;

 

 

Licence Number:0375557

Licence Status:Current

 

Current Applicant / Licensee:

 

Business NameCompany Registration Number Clydesdale Financial Services Limited2901725

 

Categories:

 

Consumer credit Credit brokerage Debt collecting

 

Right To Canvass Off Trade Premises:Yes

 

 

Trading Name(s) (Current):

 

Barclaycard Motor Loans Barclays Partner Finance Clydesdale Finance Clydesdale Financial Services Personal Loans From Barclaycard

 

Trading Name(s) (Historic):

 

Barclaycard Loan Carrick Finance Carrickard Castle Finance Barclaycard Loans Ventura

 

Issued Date: 27-Mar-1994

Expiry Date: 01-Oct-2009

 

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

 

Current Individuals that run the organisation:

 

NamePosition Curt John Hess Gaynor Bulloch Mr Craig William MurrayOFFICER Neil Andrew Radley

 

Historic Individuals that run the organisation:

 

NamePosition Alan Guy EvansOFFICER David Wilson KeensOFFICER Elissa Leah PhillipsOFFICER Gaynor Carruthers BullochOFFICER Helen Jane Hodgson Ian MacDonaldOFFICER Jeffrey WhiteOFFICER Lawrence DickinsonJoint Secretary Mark Richard Howells Mr Iain Peter Wheeler KendallOFFICER Mr Ian Peter CampbellOFFICER Mr Ian Peter Wheeler KendallOFFICER Mr Kenneth William MaynardOFFICER Mr Mark Harvey Ayton AstburyOFFICER Mr Richard David William BanksOFFICER Mr Stephen FairbankOFFICER Paul Gerard TurnerOFFICER Peter Stuart CrookOFFICER Richard Llewellyn DaviesOFFICER Richard SommersOFFICER Samuel Robert JonesOFFICER Stephen DowdellsOFFICER Steve FairbankOFFICER William Robert Thomson

 

Current Organisations that run the organisation:

 

NameCompany Registration NumberPosition Barcosec Limited OFFICER

 

Historic Organisations that run the organisation:

 

NameCompany Registration NumberPosition Barcosec Limited TJG Secretaries Limited OFFICER

 

Nature of Business:

 

Other

 

Current Address(es):

 

Address TypeAddress CorrespondenceLynsey Cox, Barclays Corporate Secretariat, 1 Churchill Place, London, E14 5HP Principal Place Of Business10000 Academy Business Park, Gower Street, Glasgow, G51 1PR Registered Office1, Churchill Place, London, E14 5HP

 

Historic Address(es):

 

Address TypeAddress Correspondence., Hepworth House, Claypit Lane, Leeds, West Yorkshire, LS2 8DE Correspondence10,000, Academy Business Park, Gower Street, Glasgow, GS1 1PR Correspondence58, South Croft Road, Rutherglen, Glasgow, G73 1UX CorrespondenceAlison Bibby,Group Corp Sec,54, Lombard Street, London, EC3P 3AH CorrespondencePeter Speirs, Barclays Corporate Secretariat, 1 Churchill Place, London, E14 5HP Principal Place Of Business58, South Croft Road, Rutherglen, Glasgow, G73 1UX Principal Place Of Business9000, Acadamy Park, Gower Street, Glasgow, G51 5PR Registered Office54, Lombard Street, London, EC3P 3AH Registered Office64, Harley Street, London, W1G 7HB Registered OfficeCarmelite, 50, Victoria Embankment, London, EC4Y 0DX Registered OfficeHepworth House, Claypit Lane, Leeds, West Yorkshire, LS2 8AE Registered OfficeTaylor Wessing, Carmelite 50, Victoria Embankment, London, EC4Y 0DX

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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tHE fsa register is currently down.

But inputting the postcode of their reg office which is Barclays Corporate HQ in London (E14 5HP) gives good contact info inc email and telephone Nos.

These are generally not published on main websites.

 

heres link FSA Register site unavailable

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It is with regret that having tried our very best we have been unable to secure ongoing funding for the company and accordingly as matters currently stand we are unable to continue to provide your training.

Arrangements are being made for an insolvency practitioner to be appointed and you will be hearing from them in due course.

 

Unfortunately for those that have paid upfront in full, it is millions to one that you see even one penny of your fee returned.

Because there will be no return for those who have paid upfront, those paying as they go should stop payments immediately.

 

Agreement or not, no one can make you pay for something you will not now be receiving.

It's not like buying goods on credit where you already have the goods.

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Unfortunately for those that have paid upfront in full, it is millions to one that you see even one penny of your fee returned.

Because there will be no return for those who have paid upfront, those paying as they go should stop payments immediately.

 

Agreement or not, no one can make you pay for something you will not now be receiving.

It's not like buying goods on credit where you already have the goods.

 

I would stop my dd but dont want to give them the upper hand nor risk damaging my credit rating

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Guys I will come back Soon, a have an Appointment with a really good Lawyer. But the first thing u guys need to do if you guys got a Loan with ANGLO Capital, is call your banks and cancel the Direct Debit. Dont pay for what u cannot have!!!

See u Soon!

 

Gusteta

Did you have a loan with Anglo or Barclays?

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For any Hitatchi Capital students:

 

Hi everyone, first post from me and can I add this forum has been a tremendous help so I will try and do my bit to help others.

 

I am also an ex-student of Advent doing the Advanced Web Designer course and was around two thirds of the way through completion. When I started the course I took out the finance agreement (via Advent) to cover my £6000 course fees.

 

Here is my timeline of events since last Wednesday:

 

Thu 28/01/10

Spoke to customer service department at Hitatchi Capital to explain my situation (use 0113 380 1000 if you get free calls to landlines). They informed me that they had just found out about Advent and were still investigating. In the meantime I was asked to send copies of my course documentation to the following address:

 

Merchandise Complaint Department

Hitatchi Capital

2 Apex View

Leeds

LS11 9BH

 

The CA advised me that once they have more information they would let me know.

 

I then sent copies (not originals) of my documentation that same morning by recorded delivery.

 

Fri 29/01/10

Documentation signed for at Hitatchi Capital

 

Sat 30/01/10

Rang Hitatchi Capital again for an update but there was no answer

 

Mon 01/02/10

Rang Hitatchi Capital a third time for an update. The CA I spoke to told me that they are still investigating and cannot give any further information at this time. I asked if the agreement was covered under Section 75 of the CCA and she informed me that she did not know.

 

Following this I rang consumer direct and spoke to a really helpful gentleman. He has informed me that because the agreement has "Fixed-Sum Loan Agreement Regulated by the Consumer Credit Act 1974" at the top, that I am covered under section 75.

 

He recommended filling out their template letter (get a copy here) and send it by recorded delivery without fail.

 

In the first instance they are obliged to find an alternate training providor that is equal or better. Failing this I then have the right to cancel the agreement as the goods are technically 'faulty'.

 

Hopefully my waffle is of some use to others and if I get more feedback or progess I will let everybody know.

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I would stop my dd but dont want to give them the upper hand nor risk damaging my credit rating

 

You should keep in mind that the major creditors will be paid first ie gas water electric rent and stationery so you will in fact be paying their mismanaged bills and not be contributing to what your signed up for.

 

Even those that work their won't be getting paid until all the others have been satisfied.

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I am with Barclays finance.

 

I do not want to accept an alternative provider. Even if they find an alternative that gives us the correct qualifications are we obliged to accept this? Surely the terms in the contract have been changed and breached!

 

This is definately something that needs to be reported to the fraud squad.

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You should keep in mind that the major creditors will be paid first ie gas water electric rent and stationery so you will in fact be paying their mismanaged bills and not be contributing to what your signed up for.

 

Even those that work their won't be getting paid until all the others have been satisfied.

 

 

True we will be at the bottom of the list!!!

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Yeah thats i mean im with Barclays

 

Then you would be in breach. Wait and see what barclays say. I dont think you are going to get a really quick answer from them though but I would ring everyday for an update.

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Cheers sticky although as you say your not gonna get a quick answer but have they not already breached there agreement?

 

Advent breached the agreement but barclays have a responsibility to help. Its a vicious triangle between you, advent and barclays.

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Advent are not trading anymore! And since Anglo Capital is a part of Advent, neither is Anglo Capital!

 

Barclays Clydesdale told me this very fact and it is evidenced on the Advent website, BBC news etc. Advent have stopped trading.

 

I've just been to my bank and cancelled the Direct Debit to Anglo AND claimed back my fee for February which will be back in my bank overnight.

 

Just tell your bank that the company has stopped trading since Jan and should not have taken the Feb payment.

 

Note that this advice only applies to people with Anglo Capital agreements, NOT Barclays, Hitachi or anything else.

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Just to let everyone know, Im going to Citizens Advice today to see what they say, I will be showing them the signed documents i have and will also tell them the notice on Advents website saying Barclays pulled the funding.

 

Will let anyone know in the same situation as me (Barclays Partner Finance) what they say

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Just to let everyone know, Im going to Citizens Advice today to see what they say, I will be showing them the signed documents i have and will also tell them the notice on Advents website saying Barclays pulled the funding.

 

Will let anyone know in the same situation as me (Barclays Partner Finance) what they say

 

That would be great as I couldn't get down to them today!

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Hi.

I've been reading this thread I signed up with Advent 09.I am due to pay £5,000 before march. or debt will become £10,000+

Don't know where to start. I phoned Consumer Direct this morning and they said contact Barclay's Partner finance but I'd really like to know my rights before I shoot myself in the foot.

CD also said that as there's been 1year of the course forwarded then that will have to be paid for. I've not started to pay anything yet but can anyone advise best way to go.

Don't fancy paying for nothing as I've recieved very little up till now.

 

Got a letter from Barclay's saying ...We have been notified that Advent Consulting Ltd have ceased to trade. I can confirm, however that we are currently in the process of sourcing an alternative provider to complete your course.

Please don't worry as you are not required to do anything at this stage. we will contact you shortly to confirm details of your new training provider. in the meantime your finance agreement will continue as normal.

 

Surely they can't just palm us off like that we entered a contract with Advent and Finance was arranged albeit with Barclays but was arranged through advent.

Advent are now defunct so I think Barclays greivance is with Advent and not with the students. But get the feeling they're not going to give up trying to get us all to keep paying which imo is totally unacceptable.

I will seek legal advice and have read about NOT to cancel DD that's been set up What should I do? Thanks any help appreciated

Edited by Bluedo
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I am seeking legal Advice on Monday, so if I find out any thing I will post on here. I got mine with Barclays & only signed up in Dec 2009. Nearly £6K for 1 paperbook. I just want to get out of the loan agreement.

 

ALL, If you are on facebook, please search & join this page. Advent training Scammed Us - we want our Money Back! We curerently have 400 members & it would be good if we can stick together. :-x

 

 

Hiya Mate,

 

How did you get on? I'm in the same boat, went through the credit agreement with Barclays and i had to pay the loan back before they charged me interest.

 

So not sure wants going on and aiming to get my money back some how.

 

Terry

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