mranother v BCT HP Agreement-Court filed.

[mranother]

Yes I have. In fact I've either paid half, or just over, or jsut under, something like that.

 

Ok will do the payment schedule now.

 

Thanks

[postggj]

No Worries On The Repayments Statement

 

Sorry If Asked Before

 

Do You Still Have The Car

[mranother]

Ok, account statements below;

 

 

 

 

Is there anything else that you require so far??

 

Thanks, MrA

[mranother]

Yes, I still have the car...in fact, it is currently at a garage having a couple of bits done to it.

 

The charges on this account are also huge - letters at £25 per pop, and the amounto defaults they have issed....jeeshhhh

[postggj]

Well The Default Is Made Up Of Penalty Charges So The Default Amount Stated In Incorrect

[mranother]

Does the default amount also include the arrears???

 

All very confusing!!

 

Do I have a good/strong case, and what do you think the outcome will be??

 

T,

 

MrA

[postggj]

Well I Spotted Loads Of Things Wrong

 

There Figure Just Do Not Add Up

 

Leave This With Me For A Few Days And Ill Put A Draft Defence Up Which We Can Add To As Needed

 

Remember

 

Acknowledge Claim By Recorded Delivery On The 12 March

 

Most Important

No Later

[mranother]

Ok, great thanks.

 

Will do that on the 12th.

[mranother]

Hi all, I am just about to fill in the form with regards to the claim that BCT is making against.

 

Taking into consiedration the fact that I am going to be defending the claim, I assume (of the papers I have been sent), that I only need to fill in the actual acknowledgment part for now filling in my intentions, then fill in and submit the other appropriate part of the forms when I submit my defense??

 

Many thanks everyone.

 

MrA

[RiQ123]

Hi mranother, just a quick post to say good luck and you're in safe hands with postggj & debt4get; they helped me set aside a Stat Demand this week and I also won costs!

[debt4get]

the answer to above mranother is yes..you are quite right fill in actual acknowledgement with intentions..the other part can wait for your actual defence

[mranother]

OK, many thanks for the post debt4get, and congrats to you RIQ123, this truly is a great and very helpful forum.

 

MrA

[mranother]

The form has now been completed and is all ready to be sent on the 12th by recorded.

 

MrA

Edited March 10, 2010 by mranother

[mranother]

Ok, so the form has now been sent to the CC by recorded mail.

 

So I now have 14 days to submit my defense against the dark realms lol.

 

Many thanks for everyones help so far. Postggj, how is the defense coming along, do you need any further info from me???

 

Thanks,

 

MrA

Edited March 12, 2010 by mranother

[mranother]

Have just been thinking - what are the likely outcomes when submitting a defense, hypothetically that is??

 

For example if the agreement really was that bad, and my defense submitted shows all of these issues...would there be a chance that BCT wouldn't even then continue to press the court case??

 

Thanks all,

 

MrA

[debt4get]

anything is possible..there are loads of what ifs...personally it isnt worth losing sleep over......best to wait and see what happens

[mranother]

Ok thanks d4g. Yeah was just a random thought I had been having.

 

Postggj is very kindly drawing a defense up for me - which I am quite sure will be extremely good.

 

MrA

[mranother]

Just a quick note for postggj, I understand that we have still got plenty of time to submit the defense, however, I am going to be away for a few days and prob will not have internet access - so before I go is there any further info that you require from me??

 

Can't help but feel a bit nervous about the whole thing now.

 

Many thanks for everything,

 

MrA

Edited March 17, 2010 by mranother

[mranother]

Hi all - now back in the realms of modern technology!!!

 

Ok, Postggj, is there anything you need me to post which will assist the defense - I understand you are extremely busy, but I would love to be able to go through this with you soon, so I can also get a good understanding of what is also being said.

 

Thanks everyone, and especially postggj for all their help so far.

 

MrA

[postggj]

you have left this very late to bump your thread

 

ill start on a defence today

 

can you please phone the court like yesterday and enquire the last date the defence needs to be submitted

 

give them your claim number

 

you realy should have bumped your thread before the weekend but

 

ill get cracking on it and post up a defence later so you dont get a ccj by default

 

can you post up the default notice not default sums

the actual default notice giving 14 days to rectify the default

Edited March 23, 2010 by postggj

[mranother]

Hi Postggj, my apologies if I have caused any problems.

I really appreciate everything you are doing.

 

I still am away until tomorrow, however I will get a family member to phone the court and find out the date. I am pretty sure though that it is this Friday the 26th March.

 

With regards to the default notice - I assume that you mean the last one issued with regards to rectifying the default sums - if so I will post this up in just a minute.

 

Many many thanks,

 

MrA

Edited March 29, 2010 by mranother

[postggj]

Thats The One

 

Ill Be Back On Line Later

 

Regards

[mranother]

Ok, Many thanks!

 

Here is the last default notice i received. I'm not sure if this makes any difference, however, after receiving this last default notice, I then continued to receive further default sums etc - then obviously the final cancellation notice.

 

 

 

[mranother]

Just a quick note - i got a bit carried away with the rubbing out. on the first page attached - the date should read November 13th 2009.

 

Massive thanks.

[mranother]

bump