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    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
    • stopping payments until a DN arrives does not equal automatic sale to a DCA...if you resume payments after the DN.  
    • Sleep apnoea: used to require the condition  to be “completely” controlled Sometime before June 2013 DVLA changed it to "adequately" controlled. I have to disagree with MitM regarding the effect of informing DVLA and S.88 A diagnosis of sleep apnoea doesn't mean a licence wont be granted, and, indeed, here it was. If the father sought medical advice (did he?) : this is precisely where S.88 applies https://assets.publishing.service.gov.uk/media/64edcf3a13ae1500116e2f5d/inf1886-can-i-drive-while-my-application-is-with-dvla.pdf p.4 for “new medical condition” It is shakier ground if the opinion of a healthcare professional wasn’t sought. in that case it is on the driver to state they believed they met the medical standard to drive. However, the fact the licence was then later granted can be used to be persuasive that the driver’s belief they met the standard was correct. What was the other condition? And, just to confirm, at no point did DVLA say the licence was revoked / application refused? I’d be asking DVLA Drivers’ Medical Group why they believe S.88 doesn’t apply. S.88 only applies for the UK, incidentally. If your licence has expired and you meet the conditions for S.88 you can drive in the U.K., but not outside the U.K. 
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mranother v BCT HP Agreement-Court filed.


mranother
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Yes, I still have the car...in fact, it is currently at a garage having a couple of bits done to it.

 

The charges on this account are also huge - letters at £25 per pop, and the amounto defaults they have issed....jeeshhhh

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Well I Spotted Loads Of Things Wrong

 

There Figure Just Do Not Add Up

 

Leave This With Me For A Few Days And Ill Put A Draft Defence Up Which We Can Add To As Needed

 

Remember

 

Acknowledge Claim By Recorded Delivery On The 12 March

 

Most Important

No Later

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Hi all, I am just about to fill in the form with regards to the claim that BCT is making against.

 

Taking into consiedration the fact that I am going to be defending the claim, I assume (of the papers I have been sent), that I only need to fill in the actual acknowledgment part for now filling in my intentions, then fill in and submit the other appropriate part of the forms when I submit my defense??

 

Many thanks everyone.

 

MrA

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Ok, so the form has now been sent to the CC by recorded mail.

 

So I now have 14 days to submit my defense against the dark realms lol.

 

Many thanks for everyones help so far. Postggj, how is the defense coming along, do you need any further info from me???

 

Thanks,

 

MrA

Edited by mranother
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Have just been thinking - what are the likely outcomes when submitting a defense, hypothetically that is??

 

For example if the agreement really was that bad, and my defense submitted shows all of these issues...would there be a chance that BCT wouldn't even then continue to press the court case??

 

Thanks all,

 

MrA

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Just a quick note for postggj, I understand that we have still got plenty of time to submit the defense, however, I am going to be away for a few days and prob will not have internet access - so before I go is there any further info that you require from me??

 

Can't help but feel a bit nervous about the whole thing now.

 

Many thanks for everything,

 

MrA

Edited by mranother
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Hi all - now back in the realms of modern technology!!!

 

Ok, Postggj, is there anything you need me to post which will assist the defense - I understand you are extremely busy, but I would love to be able to go through this with you soon, so I can also get a good understanding of what is also being said.

 

Thanks everyone, and especially postggj for all their help so far.

 

MrA

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you have left this very late to bump your thread

 

ill start on a defence today

 

can you please phone the court like yesterday and enquire the last date the defence needs to be submitted

 

give them your claim number

 

you realy should have bumped your thread before the weekend but

 

ill get cracking on it and post up a defence later so you dont get a ccj by default

 

can you post up the default notice not default sums

the actual default notice giving 14 days to rectify the default

Edited by postggj
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Hi Postggj, my apologies if I have caused any problems.

I really appreciate everything you are doing.

 

I still am away until tomorrow, however I will get a family member to phone the court and find out the date. I am pretty sure though that it is this Friday the 26th March.

 

With regards to the default notice - I assume that you mean the last one issued with regards to rectifying the default sums - if so I will post this up in just a minute.

 

Many many thanks,

 

MrA

Edited by mranother
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Ok, Many thanks!

 

Here is the last default notice i received. I'm not sure if this makes any difference, however, after receiving this last default notice, I then continued to receive further default sums etc - then obviously the final cancellation notice.

 

2.png

 

1.png

 

3.png

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