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    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
    • Here's a suggested modified version for consideration by the team. (Not sure whether it still gives too much away?)   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you added. Shall we raise the related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding parking periods. Especially with no consideration of section 13 in your own trade association's code of practice and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked, unmanaged over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the above issues and more, with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture a couple of useless ANPR photos. If you insist on continuing this stupid, money grabbing quest, after having all of the above pointed out, we will of course show this letter to the Judge and request “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Signed, "Spot". (Vehicle Keeper's pet Dalmation).
    • Paying DCA's one penny, never mind £50 per month is a mugs game, they have really been milking him as a cash cow   See where received a claim form is underlined in your post, you need to click, on that and read carefully, then answer the questions, then copy and paste into a post on this thread Forget the CAB ,  their advice is sometimes weird. Is it worth defending? Lowell brought these debts for 10 p in the pound , years ago, because they are flawed. Think about it! if it was such an easy win, Capital one could have taken it to court and crushed him.  It could be an invalid agreement, default notice, or many other things. In a nutshell , yes, and we can help you.
    • Origin moved to EA App... I know this all too well.  Reach out to Customer Services I would to see what they can do. 
    • Welcome - One of the team will take a look shortly
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I've just sent off my letter requesting my bank statments from Barclays and am preparing myself for a long wait...

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Well done and welcome to the site.

 

Take some time to have a look how the process works.

Any questions/problems then feel free to ask !

 

;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello

 

Received a letter today form Barclays returning my £10, stating the usual blurb about not being able to give me details of manual intervention, but would supply me with statements free of charge on this occasion. Just have to see if the statements materialise within the 40 days..

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Yes this is a standard reply from Mr.Townsends office,and you are likely to get the statements.........but dont count on a quick date.......they will most likely land on day 40 or just before

 

:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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If its any use we got the same standard response and our statements turned up 3 days letter! Not exactly what we were expecting as they are copies from the system printed in a random order with strange names against the charges. But thats in my own thred!!

Halifax:

**SETTLED IN FULL 18/11/06**

 

Barclays

Court date set - 26th April!!

 

 

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  • 2 weeks later...

I still haven't heard anything :sad:, so I thought I'd remind them that my request was still for a SAR letter, not a request for copy statements and they still only have 40 days to reply. I sent this letter:

Dear Mr Townsend

 

Thank you for your letter of 21st August 2006 regarding my Data Protection Act S.A.R - (Subject Access Request) letter.

 

I would like to remind you that irrespective of the return of my £10 you are still under obligation to send me the data within the maximum time period specified under the Data Protection Act 1998, I will accept copy statements or a computer printout of all data held by you. I would also like copies of all letters and all other correspondence.

 

My original request for information was made on 15th August 2006 and consequently you have 27 days left to comply.

 

I look forward to your reply.

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Just hang on in there, mine came on day 40!

It will be worth it in the end though, I thought I'd only been hit with about £50 but turns out to be £200 over the last 6 years :-D

 

Emble x

Parachute Deployed !!! :-D

Data Protection sent to Barclays - 04/07/06

Reply from Pete Townsend - 06/07/06

Statements received - 12/08/06 - Claiming £200

Prliminary Letter sent 27/09/06

Reply from Martin Bennett 03/10/06

LBA sent 16/10/06

Partial settlement offered 25/10/06

MCOL Claim 04/11/06

 

OH NatWest Credit Card - Paid in full

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  • 3 weeks later...

Hi

I received my statements yesterday and got busy with the high lighter and found they had taken £1950 worth of charges in the last 6 years!!:eek: . Have put together the prelim letter with the schedule of charges omitting the 8% interest column and will wait and see if they send me a reply!

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Well done Kate

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Got a letter on the 26th Sept saying that they are sorry to hear that I'm unhappy, blah de blah etc and that they would try their very best to respond within four weeks to my complaint, they actually have until the 6th October and then I will send off the LBA.

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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This is usual.

You may find they will still respond to this follow up even after the Lba has long been sent.I got a follow up sorry letter after the court papers had been issued and acknowledged.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 2 weeks later...

Well I sent the LBA on the 6th October and haven't heard a peep from them since the last letter telling me how sorry they were etc, etc. I'll give them until the 22nd Oct (14 days plus 2 for delivery) before I attempt to start the MCOL. :mad:

I've just started to reread the FAQ about filling it the claim forms. Will just have to see if I get any response before the 22nd...:sad:

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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I'm about a week or so behind you Katy so I'll be following with interest, sending my LBA today.

Good Luck x :)

Parachute Deployed !!! :-D

Data Protection sent to Barclays - 04/07/06

Reply from Pete Townsend - 06/07/06

Statements received - 12/08/06 - Claiming £200

Prliminary Letter sent 27/09/06

Reply from Martin Bennett 03/10/06

LBA sent 16/10/06

Partial settlement offered 25/10/06

MCOL Claim 04/11/06

 

OH NatWest Credit Card - Paid in full

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Hi, thanks Emble:)

Received a letter today telling me how sorry they are to hear that 'I' think the bank charges are unfair and that they are well aware of the info that I drew to their attention. Anyhow, they've offered me £900 as the gesture of goodwill, blah de blah, the letter is signed from Laurence White.

I shall send them a lovely letter thanking them for their goodwill gesture and point out they only have a few days left to pay in full before I start a court claim against them.:evil: .

I'll keep you updated...

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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only ones Barclays are being generous to is the courts.......by freeing up more space in the system that their stalling has already clogged up.:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello

 

I've just filled in my MCOL by following the template in the library and pm a moderator (i think) with the case details and number. I've also had a look throught the court bundle :eek:

 

Do I just sit tight now until my claim is acknowledged?

 

Thanks

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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Hi. You just don't need to look at a court bundle, but by reading the threads, you should know that Barclays are going to take it to the wire, so you need to download Bookworms' bundle and print it all out. You will need to adapt that bundle to your own requirements by adding copies of correspondence between you and the bank, and also copying the statements/printouts the bank sent you. You do not need to copy statements which do not have any charges on them.

 

So the answer to your comment about sitting tight is No.

 

You still need to find and read the longer threads in the site to find out about what else is likely to turn up at the particular stage that you're at.

 

The bank have until 19 days after you filed to acknowledge. When they do, they will have a total of 33 days after you filed in order to defend.

 

Good Luck, and good reading.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Hi thanks Welshman for the reply.

I realise I need to prepare my own court bundle, what I actually meant does the court contact me to acknowledge the claim and tell barclays about the claim or am I meant to keep checking the website and inform barclays, i.e. the bit about sending them another copy of the schedule of charges?

 

Thanks

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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OK. Sorry havn't been back to you sooner, but I'm on my laptop and away from home until next Tuesday.

 

You have filed via MCOL on 23/10/2006 so they will be deemed to have been served on the 28th (Even if they were informed earlier). But, that's the law. They will have 14 days from then - 11th November to acknowledge. Keep checking the MCOL website for an update. Once they do acknowledge, you'll also have notification from MCOL in the post. They WILL acknowledge and, by doing so, it gives them another 14 days to submit a defence which will take it to the 25th of November.

 

Just a reminder though to send both MCOL and Barclays Litigation and Defence Team at Level 29, No.1 Churchill Place address a copy of your schedule of charges (now including the 8% interest). On the top of the Bank copy, add the reference number that appears on the top of their letters to you. On top of the copy for MCOL, add the number of the Court Claim Number that they will have provided for you. In each case, add a covering letter asking that they add it to their file on you. Also mention in the covering letter that you have sent the other party a copy of the schedule.

To follow my case progress, click here to see where I'm at right now.

 

Welshman

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Hi, i am very new to this, my manager at work told me about this site, and i figure i have paid hundreds in charges over the past years, nearly every single month, im 21 and to be honest this is all a bit over my head. I dont really know where to start some well structured and aimed advice woul dbe highly welcome, this site is so big i cant even beginn to start looking.

 

Regards, mike

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Hi Katy

 

Sounds like you shook them up a bit nice to know they are offering something... I have now received my statements as originally requested and am about to send my 2nd letter to request the refund. Have one question though (any help would be great)... can i claim back the charge they have applied to my account each time i wrote a cheque they had to clear for me? It started at £20 a time and eventually went to £30??? Help appreciated from anyone before i send my letter...

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Hi

I'm not sure on that one. Do you get charged by the bank for using cheques or is it a penalty charge because the cheque bounced?

SARS sent 16/08/06

Data Protection Act receieved 19/09/06

Prelim letter sent 20/09/06

'Sorry to hear about your complaint letter' received 26/09/06

LBA sent 6/10/06

Offer of £900 received 17/10/06

Accepting as partial offer letter sent 18/10/06

MCOL filed 23/10/06

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