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    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • Thanks DX,   I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
    • Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have.
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good thinking but I don't think it quite works like that! :)

Ok, so it's like this...hang on I need to go outside a min :D

 

 

I did say I didnt think it quite worked so straight forward as that :lol:

OK fill me in....the more I read the more confused im getting :lol: Enjoy the walk outside i'll see you there LOL

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

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Right, that's better :D

 

 

  1. You file your N1 to the court
  2. The court send them a copy of the N1 with an AOS
  3. They send back the AOS to the court
  4. They then have 14 days to file a defence to the court
  5. They send a defence to the court
  6. The court send you a notice that a defence has been filed
  7. The Court send out AQs to you and them
  8. You both send completed AQs back to court
  9. Court sets an Allocation hearing
  10. You both attend the hearing and the case is allocated to trial
  11. Trial starts

Now that's the way it should go, in a nutshell ;)

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But.....if it gets to the point where they have sent back the AOS but then fail to submit a defence you can still apply for judgment by default.

 

So all the time the court is waiting to receive their defence they're not gonna do anything about allocation cos there's still a chance you can win by default.

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Right, that's better :D

 

 

  1. You file your N1 to the court - Done 21st April
  2. The court send them a copy of the N1 with an AOS - Served 6th May
  3. They send back the AOS to the court - Filed 13th May
  4. They then have 14 days to file a defence to the court - Not up until 3rd June
  5. They send a defence to the court
  6. The court send you a notice that a defence has been filed
  7. The Court send out AQs to you and them
  8. You both send completed AQs back to court
  9. Court sets an Allocation hearing
  10. You both attend the hearing and the case is allocated to trial
  11. Trial starts

Now that's the way it should go, in a nutshell ;)

 

So WTF is going on here :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Unless....the judge has given his consideration to your claim and decided to make a judgment of his own initiative at the court's discretion. It's called discretionary judgment and is very similar to summary judgment. Sometimes the court can make the judgment off it's own back or sometimes you make an application to nudge them into it.

 

The N24 form is what the court would serve if they wanted to implement Cpr 3. Which part of 3 they're implementing is unknown but I feel that if it was something like the other issues in 3.1 then it would either say so on the form or allow for a longer hearing.

 

That's just how it seems to me tho :)

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But.....if it gets to the point where they have sent back the AOS but then fail to submit a defence you can still apply for judgment by default.

 

So all the time the court is waiting to receive their defence they're not gonna do anything about allocation cos there's still a chance you can win by default.

 

Which is what I thought which is also why a 5min hearing threw me :eek: Why issue an order for a hearing the day the defendant has filed for a 14 day extension so to speak.....:?::?::?: Beyond Hope is OFFICIALLY CONFUSED :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Unless....the judge has given his consideration to your claim and decided to make a judgment of his own initiative at the court's discretion. It's called discretionary judgment and is very similar to summary judgment. Sometimes the court can make the judgment off it's own back or sometimes you make an application to nudge them into it.

 

The N24 form is what the court would serve if they wanted to implement Cpr 3. Which part of 3 they're implementing is unknown but I feel that if it was something like the other issues in 3.1 then it would either say so on the form or allow for a longer hearing.

 

That's just how it seems to me tho :)

 

Yea I see what you mean....Im guessing if they wanted to throw it out it wouldnt have gotten as far as AOS etc

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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So WTF is going on here :lol:

well the court has to send them a copy of your claim as a matter of course. Nobody in the court would've looked at it by then. So they've got a copy and are thinking about it and getting ready to send back their AOS because they're arrogant so and so's and want to try and squirm out of it!!

But...in the mean time the judge is looking over your claim too and then he thinks, "This is ridiculous! They've done what???! :eek:" :D

Then he further thinks, "They're gonna try and waste courts time with a defence and a load of stalling tactics so I'm gonna nip this in the bud and get it wrapped up" :p

 

Again, just my take :D

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Which is what I thought which is also why a 5min hearing threw me :eek: Why issue an order for a hearing the day the defendant has filed for a 14 day extension so to speak.....:?::?::?: Beyond Hope is OFFICIALLY CONFUSED :lol:

Was there anything on the AOS that said what date they had to file a defence by??

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well the court has to send them a copy of your claim as a matter of course. Nobody in the court would've looked at it by then. So they've got a copy and are thinking about it and getting ready to send back their AOS because they're arrogant so and so's and want to try and squirm out of it!!

But...in the mean time the judge is looking over your claim too and then he thinks, "This is ridiculous! They've done what???! :eek:" :D

Then he further thinks, "They're gonna try and waste courts time with a defence and a load of stalling tactics so I'm gonna nip this in the bud and get it wrapped up" :p

 

Again, just my take :D

 

Well I do hope your take is right ;)

 

Did you see that mail I sent you about DJ :eek: Still no further with sexing :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Was there anything on the AOS that said what date they had to file a defence by??

 

 

28 days from claim served which I worked out to be 3rd June as it was deemed served on 6th May

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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It's not impossible that it is 3.4, that's why I wanted to see your poc again. But having looked at it again, I really can't see how it could possibly come under the reasons for striking out which are:

 

(a) that the statement of case discloses no reasonable grounds for bringing or defending the claim;

 

(b) that the statement of case is an abuse of the court’s process or is otherwise likely to obstruct the just disposal of the proceedings; or

 

© that there has been a failure to comply with a rule, practice direction or court order.

 

 

If it is 3.4 that would be a serious case of mismanagement and you would have very good grounds for a set aside.

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It's not impossible that it is 3.4, that's why I wanted to see your poc again. But having looked at it again, I really can't see how it could possibly come under the reasons for striking out which are:

 

(a) that the statement of case discloses no reasonable grounds for bringing or defending the claim;

 

(b) that the statement of case is an abuse of the court’s process or is otherwise likely to obstruct the just disposal of the proceedings; or

 

© that there has been a failure to comply with a rule, practice direction or court order.

 

 

If it is 3.4 that would be a serious case of mismanagement and you would have very good grounds for a set aside.

 

If I was to contact the courts would they say what it was in relation to? I so hate not knowing all this guessing is doing my head in :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

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I can't see why they wouldn't, it's not supposed to be a suprise!! :D

 

 

It is in this case :lol: Ok thats the plan then I'll contact them in the morn because I cannot spend a week wondering WTF is going on! Any further suggestions in the meantime please send them this way coz im going outta my mind :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Yh put it outta your head and go and find out for sure tomorrow :)

 

Damn courts should be open til 8 :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

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Stop going outta your mind, you need it woman!!!

 

Too late :lol: Its the not knowing :mad::rolleyes:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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Have a beer :p

 

 

I popping to the garage for 'nipping outside' supplies and then cracking open a bottle of wine :lol:

 

Ill make sure I post here soon as Ive been in touch with court too as im sure it will annoy you as much as me as the eve goes on :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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:eek: I thought that went without saying! :eek:

 

:D

 

 

:D

 

If I become an alcoholic it is totally the defendants fault :lol:

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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This is the document for future reference for others:

 

img001-1.jpg

 

Is it bugging you yet wannabe?? :lol: Ive posted in legalities as well but no joy yet ;)

I am a consumer just like you, please get a second opinion or investigate yourself on anything I advise as I am in no way legally trained. Everything I know has come from the Mighty CAG and fellow CAGGERS. :cool:

 

If I have helped in any way please click my reputation star and make a donation to CAG to enable us all to continue to help each other :cool:

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