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    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
    • he Fraser group own Robin park in Wigan. The CEO's email  is  [email protected]
    • Yes, it was, but in practice we've found time after time that judges will not rule against PPCs solely on the lack of PP.  They should - but they don't.  We include illegal signage in WSs, but more as a tactic to show the PPC up as spvis rather than in the hope that the judge will act on that one point alone. But sue them for what?  They haven't really done much apart from sending you stupid letters. Breach of GDPR?  It could be argued they knew you had Supremacy of Contact but it's a a long shot. Trespass to your vehicle?  I know someone on the Parking Prankster blog did that but it's one case out of thousands. Surely best to defy them and put the onus on them to sue you.  Make them carry the risk.  And if they finally do - smash them. If you want, I suppose you could have a laugh at the MA's expense.  Tell them about the criminality they have endorsed and give them 24 hours to have your tickets cancelled and have the signs removed - otherwise you will contact the council to start enforcement for breach of planning permission.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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First Credit Offering Gifts for payments, is this legal??


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If you report them to FOS it will cost them money to be investigated - and they can take no further action while FOS look into it. You just ring FOS on either 0300 123 9 123 (included in most mobile's inclusive minutes) or 0845 080 1800 (local call from BT lines) and they'll send you out a complaint form. They will possibly advise you which one you should complain about - if not - just ask for 3 forms and complain about them all!

 

Don't expect any real help from FOS - but they will muddy the waters and cause some hassle for the OC and DCA's in the meantime - which may soften them up a bit.

 

BTW I wrote to 1st credit to tell them NOT to ring me any more and that all further communication must to be in writing. They wrote back saying "please telephone this office as a matter of urgency in order that this matter can be discussed". I photocopied their letter and just wrote on it "see my previous letter of XX/XX/2010" and I have yet to hear further from them!

 

If they persist in insisting I ring them then it's off to FOS again for me. I think I am working up to an invite to this year's FOS staff party!

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We have had continued dealings with Moorcroft/First Credit, we have sent the CCA request and then the Account in dispute letter. They have acknowledged receipt of the letters, but continued to send letters asking for payments and threatening doorstep visits. I've ignored them all. I didn't think they could surprise me anymore with thier tricks but my golly that have!

 

We have now had a letter from First Credit telling us that if we.....

 

'Pay your debt in full by 30/11/09 and you will receive a FREE 42inch LCD HD READY TELEVISION'

 

'Pay £2500 off your debt by 30/11/09 and you will receive a FREE SONY PLAYSTATION 3 SLIM (120GB)

 

'Pay £1000 off your debt by 30/11/09 and you will receive a FREE VIDEO CAMERA IPOD NANO (8GB)

 

Needless to say I am ignoring the offers, but are they allowed to do this, especially since the account is in dispute and has been for a few months now?

 

Fantastic!!!!!This reeks of desperation, how long now, how long now?:cool:

We live in an unmoderated country why should the net be any different?

Bring back free speech we miss it!

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I have been waiting on a Goldfish cca since last September which I asked 1st Credit for. They wrote back a few weeks later to say they had asked Goldfish for this. Since then nothing except a single letter in December telling me that my repayment plan was in arrears and needed to be "brought into line" within 5 days. GOSH!! THANKS!! I hadn't realised this would happen when I stopped payments pending receipt of cca.

 

Since then nothing - so I guess they don't have a cca. In any case I am pretty sure the DN and TN were dodgy - issued only a day apart and no notice of assignment to 1st credit was sent by recorded delivery (a legal requirement).

 

Redjax - I agree they are desperate - have you checked your cca, DN, Tn or NoA to see if they all stack up - which is very unlikely!

 

Good luck!

 

BD

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I had Muck Hall but worst crudit have now passed it onto Philips Specialist Bailiffs and this hasn't even been near a court room. Sent them a bog off letter with the 'if you come round here I'll call the police' and 'if you ring me there be trouble' parts. Now I get a letter saying if I don't pay then they will "issue this case to one of our debt recovery agents to attend your premises to execute further recovery procedures" :) What would those practices be? stern staring from the pavement, sitting in a car across the road watching through binoculars......I mean really who comes up with this BS???

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  • 1 month later...

It's been quiet for a while but now Muck Hall have phoned twice today. I have toldf them to remove my number from their data base and they said they can ring me because my son lives with me. I am truly getting sick of this!

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Send the telephone harassment letter to them. Refuse to go through security when they ring and they'll get fed up after a while. Tell them it's your phone line and you're not a message service for anyone including anyone else who may live there too.

 

If you don't need to use your phone just straight away after they ring then don't hang up at your end and that might leave the line open and screw them up from making other calls from that specific line for a while - depending on the technology at their switchboard.

 

Have you done anything about FOS yet? Even if it gets you nowhere (likely) it'll still cost the sods about £500 just to be reported to them and they'll need to respond to the points to be investigated by FOS.

 

BD

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