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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • fkofilee
      Perch/TM PAPLOC - old Oakbrook PDL

      By fkofilee · Posted

      Its okay - It happens. And this is why DCAs  user every trick in the book to try and make you crack.  Now its time to come back.    Im not sure how to proceed if Im honest if they have issued a Letter Of Claim.  Only as You could complain to Oakbrook and they still proceed with Legal Proceedings, but I dont know if that would help or hinder the legal proceedings if they began down that avenue.  I know a FOS complaint wouldnt stop Legal Action and probably run along side it.  But I guess a judge would view a disputed balance with the original creditor as cause for concern whether the DCA's claim is valid?    A bit of a muddle.     
    • FTMDave
      Excel/DCBL ANPR PCN - Appealed - 5minutes overstay - iceland gravesend

      By FTMDave · Posted

      That is superb. To answer your question - Dear Mr Dhaliwal Change the sentence - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us ... To - As our disabilities were ignored and disregarded for the time taken I believe this is discrimination against us contrary to the Equality Act 2010. Iceland have always been useless, not only in your case but in others, but I think if they realise they are breaking the law it will encourage them to act. I also think the letter is overlong and you could lose the paragraph - I cannot afford any unfair charges of this kind as I am severely struggling financially. I cannot work and am a carer for my disabled Son who also has a mental and mobility disability. I obviously do not have any disposable income and am in debt with my bills. So its an absolute impossibility for me to pay this incorrect charge - as the main points are made elsewhere.  
    • catscratch
      Perch/TM PAPLOC - old Oakbrook PDL

      By catscratch · Posted

      Hands up in the fact that i have probably F***** *P!!
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      Car Finance Awards celebrates best of the industryView the full article
    • fkofilee
      Perch/TM PAPLOC - old Oakbrook PDL

      By fkofilee · Posted

      I want to add my 2 cents here...  The purchase of this debt, Perch Group dont absolve themselves of liabilities from the Original Creditor. They should be responsible for dealing with this complaint in response to an Irresponsible Lending dispute.  If the balance is disputed as such in that way - Then they should be referring to the Original Creditor where applicable.    Also if your complaint was written in a way where a template wasnt used or it was rewritten to a similar effect where it wasnt recognisable - Then you probably would have stood a better opportunity at it not getting rebuffed.  To be honest those - Perch and TM Legal are a waste of Oxygen and will say anything to get you to pay.    Ditto on the template. Where did you find it?  Please keep in mind we have to unravel what you have done till now and help build a formal response.     

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

High Court Enforcement Question

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danboy381

danboy381

Posted
Posted

Danboy381, you are completely wrong with regards to the postcodes. Any AHCEO can operate throughout Engalnd & Wales (Scotland has their own Sheriffs). The postcodes they have recorded against there names is for the Registry Trust when dishing out High Court Writs under the 'cab rank' system (where no indiviudal officer is named).

 

Then that is in total contradiction to HCEO Regs Section 6. and Section 7.

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Guest Happy Contrails

Guest Happy Contrails

Posted
Posted

Well spotted danboy... but given the number of timed ive busted an HCEO in front of the Judge on fee irregularity, I dont think the law matters a great deal to them. One goes, another one comes.

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High Court Enforcer

High Court Enforcer

Posted
Posted
Danboy381, you are completely wrong with regards to the postcodes. Any AHCEO can operate throughout Engalnd & Wales (Scotland has their own Sheriffs). The postcodes they have recorded against there names is for the Registry Trust when dishing out High Court Writs under the 'cab rank' system (where no indiviudal officer is named).

 

Then that is in total contradiction to HCEO Regs Section 6. and Section 7.

 

I'm afraid you are incorrect Danboy381. I would advise that this still relates to the Registry Trust 'cab rank' system. We are required to enforce the Writs issued in the areas we subscribe to but can also act on Writs outside that durisdiction in accordance with the changes brought in by the 2003 Courts Act (April 2004)

 

Happy Contrails, whilst your contempt for the HCEO is apparent, your knowledge is limited at best judging by your other posts. If you have really 'busted' so many HCEO's it would suggest you are a persistant debtor having judgments issued against them. I would hope this is not the case.

 

:)

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Guest Happy Contrails

Guest Happy Contrails

Posted
Posted

Fortunately no, I think extortion carries the death penalty, but then gain, failure to repay a consumer debt carries a prison term....

 

There's no c/tax or parking ticket charges yet, but a traffic felony can be 1 or 2 hours unpaid work - like 'community service' in the UK.

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Guest Happy Contrails

Guest Happy Contrails

Posted
Posted
I it would suggest you are a persistant debtor having judgments issued against them. I would hope this is not the case.

 

:)

 

Fortunately (again) I dont have any debts, 100% solvent..... not even a mortgage.

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Guest Happy Contrails

Guest Happy Contrails

Posted
Posted

Thats is why I like to help them...

 

The alternartive between my UK turnarounds on flying duty is sitting on the bench as magistrate dealing with drug dealers & drunk drivers hauled in by the police on their previous night shift, but there's little satisfaction handing out fines when it's just £5 a week from their benefits.

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danboy381

danboy381

Posted
Posted
I'm afraid you are incorrect Danboy381. I would advise that this still relates to the Registry Trust 'cab rank' system. We are required to enforce the Writs issued in the areas we subscribe to but can also act on Writs outside that durisdiction in accordance with the changes brought in by the 2003 Courts Act (April 2004)

 

 

 

Thanks for bringing that to my attention - The regs really are outdated and flaky aren't they. I'll bring these sections up in my next meeting at the Ministry of justice

 

 

p.s HC - Penalty for extortion is Death?! Any chance of organising a flight to Dubai for HCEO's?

 

db

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ohitsonlyme

ohitsonlyme

Posted
Posted

Subbing with great interst

I agree the majority of fees are easy enough to follow until you get to:

 

C General Fees

12 Miscellaneous

Got them on that count no Levy no valuation etc etc

For any matter not otherwise provided for, such sum as a Master, district judge or costs judge may allow upon application.

What is the ruling on these fees normally

This is where all the arguments seem to stem from, they add Admin Charges, Debtor Advice Charges, Scratching my bum until Debtor decides to pay Charges etc. This is why it is very important to not only get a screenshot of your account but also serve them a Subject Access Request so you get all the information which allows you to question their actions.

What is a screen shot or should i saty what does it look like I have a print off in my SAR that looks like the activity report but it is incomplete.

In my opinion they are caught cheating that many times it would be far easier just to do things properly in the first place. Remember that if the attending Field Officer is overcharging you then it usually follows that the Company he works on behalf of and therefore the appointed HCEO are all parties to the "crime", not forgetting the Creditor who let the dogs out in the first place.

DOes this apply to say a firm that instructed the HCEO I have reaad about it applying to councils but been advised that itr doesnt apply to all.How do I apply to get at the frim??

Subbing with interest,

Ohitsonlyme

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ploddertom

ploddertom

Posted
Posted
Subbing with great interst
I agree the majority of fees are easy enough to follow until you get to:

 

C General Fees

12 Miscellaneous

Got them on that count no Levy no valuation etc etc

 

If they have listed these then they have blatantly acted unlawfully and when challenged would expect to see them backpedal very quickly.

 

For any matter not otherwise provided for, such sum as a Master, district judge or costs judge may allow upon application.

What is the ruling on these fees normally

 

Hmm a pinstickers guide this one, honestly haven't a clue and suspect this is what they hope by listing all these strange charges. Maybe just a tool to inflate imaginary charges that look good on paper.

 

This is where all the arguments seem to stem from, they add Admin Charges, Debtor Advice Charges, Scratching my bum until Debtor decides to pay Charges etc. This is why it is very important to not only get a screenshot of your account but also serve them a Subject Access Request so you get all the information which allows you to question their actions.

What is a screen shot or should i saty what does it look like I have a print off in my SAR that looks like the activity report but it is incomplete.

 

It sounds as if you have got what you need. It should start at the beginning when the "job" first arrived in their office. Each time something has been done there should be a record of what happened. Obviously there will be feverish activity on the day you were visited and it is a case of checking each item with the fees you have been charged. It should even have any record of any letter or phone call from yourself. May I ask what makes you think it is incomplete?

 

In my opinion they are caught cheating that many times it would be far easier just to do things properly in the first place. Remember that if the attending Field Officer is overcharging you then it usually follows that the Company he works on behalf of and therefore the appointed HCEO are all parties to the "crime", not forgetting the Creditor who let the dogs out in the first place.

DOes this apply to say a firm that instructed the HCEO I have reaad about it applying to councils but been advised that itr doesnt apply to all.How do I apply to get at the frim??

 

Maybe approach the original Creditor to see if they know what really happened. Some don't have a clue about what goes on and are horrified when they find out.

 

Subbing with interest,

Ohitsonlyme

 

PT

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ohitsonlyme

ohitsonlyme

Posted
Posted

The company I owed money to that gained the judgement was a firm of solicitors, I spoke to their head of litigation and he told me that he hadnt recieved my offer from sherfarce however they wouldnt talk to me again as they said I wa an opponent in litigation

The activity report has some holes in it and does show what triggered the costs I di ask for it nut that triggered the fee hearing. I am picking holes in the sar and belive me their are plenty.

Reference the levy fees they didnt get in my house or lsit anything in the garden but the show fees and valuation but I dont knbow what they valued.

the first vist fee is shown as £175 financial mangement £160Admin £175 etc etc.I do understand the fees set out in the regs but they put these down as 'other fees not provided for'

I still need guidance on the hearing procedure

 

Onlyme

 

I seem to have hijacked this thread my thread is running under Bailiffs

Sherfarce fraud/deception it might be better to reply there to my queries

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  • 1 year later...
jessie66

jessie66

Posted
Posted

Hi I need a little help with the following please. To cut a long story short, I lived in a house that was rented, I had a blinds company come and fit blinds in the property, there was some issues that hey eventually fixed but in the meantime, I lost my job, the house and other bits and I hold my hand up to say that the Blinds company was not a priority to me at the time!! Needless to say it has now bitten me on the bum as the Baliffs at C N Gaunt have been round to the house and left a notice throught the door which the new tenants have given to the letting agents, which they then emailed onto me.... What rights have they got to enter the house that i am no longer renting and take goods? I am at my wits end as it is all really scary. I must point out that I did intend to pay for the blinds, but now i have a CCJ and the costs are mounting!!! I think i will have a nervous breakdown, as i only came out of hospital a few weeks ago having had a hysterectomy due to cancer!!! Please help, i am at my wits end. Thank you:-(

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fork-it

fork-it

Posted
Posted
Hi I need a little help with the following please. To cut a long story short, I lived in a house that was rented, I had a blinds company come and fit blinds in the property, there was some issues that hey eventually fixed but in the meantime, I lost my job, the house and other bits and I hold my hand up to say that the Blinds company was not a priority to me at the time!! Needless to say it has now bitten me on the bum as the Baliffs at C N Gaunt have been round to the house and left a notice throught the door which the new tenants have given to the letting agents, which they then emailed onto me.... What rights have they got to enter the house that i am no longer renting and take goods?

 

No.

 

In fact you dont have to tell the bailiffs your current address. The CCJ is invalid because you did not receive a Defendants Response pack when the Cliamant sommenced proceedings.

 

 

 

I am at my wits end as it is all really scary. I must point out that I did intend to pay for the blinds, but now i have a CCJ and the costs are mounting!!!

 

The fee is £45 approx depending on size of debt, you can disregard all the HCEO fees because the Claimant has not complied to the Civil Procedure Rules and allowed you a defence.

 

I think i will have a nervous breakdown, as i only came out of hospital a few weeks ago having had a hysterectomy due to cancer!!! Please help, i am at my wits end. Thank you:-(

 

If this bites you on the arse, then file an application to have the order set aside on the grounds the proceedings were not served at your current address pursuant to Section 7 of the Interpretation Act 1978.

Professional property investor and conveyancer

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hallowitch

hallowitch

Posted
Posted
Hi I need a little help with the following please. To cut a long story short, I lived in a house that was rented, I had a blinds company come and fit blinds in the property, there was some issues that hey eventually fixed but in the meantime, I lost my job, the house and other bits and I hold my hand up to say that the Blinds company was not a priority to me at the time!! Needless to say it has now bitten me on the bum as the Bailiffs at C N Gaunt have been round to the house and left a notice throught the door which the new tenants have given to the letting agents, which they then emailed onto me.... What rights have they got to enter the house that i am no longer renting and take goods? I am at my wits end as it is all really scary. I must point out that I did intend to pay for the blinds, but now i have a CCJ and the costs are mounting!!! I think i will have a nervous breakdown, as i only came out of hospital a few weeks ago having had a hysterectomy due to cancer!!! Please help, i am at my wits end. Thank you:-(

 

 

http://www.consumeractiongroup.co.uk/forum/newthread.php?do=newthread&f=168

 

Hi welcome to CAG use the above link to start your own thread put HCEO in the title

 

and try not to worry to much there are plenty people on here to help you out with this read posts by ploddertom

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