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    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
    • Yes, I believe the Starbucks was closed at the time the car was parked there 
    • hi lolerz many thanks for your reply and help. My 2 months has passed i was waiting until the court proceedings started. As i went through this process not that long ago, i shall look back at my old thread for how to respond. Ill get the docs scanned soon thanks.    
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Unnoticed body repair


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Collected (on 12/10) a used BMW Z3 - W reg - purchased from an indepedent dealer two weeks after viewing and test driving the car. After using the car every day, I notice that the car has had some bonnet damage that has been repaired. There are other 'dints' on the bodywork from car doors, but the bonnet is a repair. The repair is difficult to see execpt under certain light conditions - twilight. The car seems to drive OK but the repair job is niggling. I'm having the car checked out for any mechanical/engine defects. Do I have any redress on the repair? It wasn't declared by the dealer and may not have been undertaken by him.

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Thanks for response. As usual, I'm not experienced in buying cars and the adrenalin at the time always allows for not pulling thoughts together in the way you're able to in the cold light of day.

 

As I'm an honest John, don't want to assume the worst of the dealer, but ..... They say that, "....... is a well established Family firm based in Brinscall, near Chorley, Lancashire.

 

The company was set up by ............ who have over 40 years experience in the motor trade with two of the largest motor groups in the northwest.....

 

We specialise in selling quality used vehicles, all of which have been carefully inspected prior to sale in our own purpose built workshop.

 

We offer an extensive range of finance options to suit all needs and every car comes with an RAC backed warranty.

 

Our excellent reputation is built on being able to offer the best after sales care for your car before and after delivery." The car waas described as "immaculate" in the original description.

 

They had the car before I saw it and then two weeks between me agreeing to buy and then me taking delivery. I paid by Visa.

 

I guess the crunch on them being OK or not will come after I have had the engine and mechanics checked out!! I will approach them after that.

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So now that you know there has been a repair, you can see it all the time.

It has devalued the car and as it wasn't mentioned, you have paid the 'immaculate' price.

 

Have a look in yellow pages for a body specialist and get a quote to repair/replace the bonnet and ask him if he can have a look for any other damage/repair, he might charge a few quid. If you don't do this now, you might regret it at some future point because you don't know exactly what you are driving, and you can bet your life that when you trade it in somewhere, they will notice it and only pay what it is worth.

 

When you are armed with some facts, beit just the bonnet or other things requiring to be done, you can then decide what you want to do when you return to the dealer in respect of repair/replace or reject.

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yea, thanks for that. I have a 320 beamer and some really good mechanics that have brought that up to great condition mechanically, so that is my next step on Thursday - see how it is under the bonnet. If it is really sound then I'll be more chilled. They also know a top body shop they say so there is that next step. I guess it all boils down to whether the dealer writes s***e and cons lots of folk or whether I'm a bit gullable. The bloke who done the deal is "on holiday" so that gives me space. As you perceptively say, I'll always know the repair is there. But there's a giggle in that if I get it 110% under the bonnet. Cheers.

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Update - had the car checked for mechanics - plenty of worn suspension stuff, but crucially a broken spring and a snapped hand brake cable that were in all probability there at the point of MOT!! Also had a viewing by a good body repair shop - perfection would be a replacement bonnet or a 90% perfect job for around £400 - all mechanicals would cost around £600 at an independent beamer specialist - presumably 25% more at a beamer dealer.

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Hmmmmmm. Have you had it HPI'd? Problem is that MOT regs are " at the time of inpection" so whilst on the balance of probabilities it would be difficuly to prove. What worries me is the fact that they have said the bonnet need replacing. This could only in my opinion mean that it's had substantial damage in the past. Now the seller must have been able to see it or the inspection is perhaps flawed. If you get my drift, it's still not tying up. If I remember correctly, BMW had problems with your colour and issues with stone chipping. Can you give details of mileage, previous owners and areas where it has been? Motoway use cars suffer from stone damage and have high mileage but low mech probs. City cars have low mileage, good paintwork but heavy on brakes and to extent suspension.

 

Might help!

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Caveat emptor does not apply to a dealer sale The dealer MUST make you aware of any defects otherwise you can return & demand a refund. If done within 6 months of purchase you don't have to prove the fault existed before you took possession the dealer would have to prove it didn't & that the defect occurred whilst in your possession

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The responses to my initial post and my second one pose some of the dilemas. However, the general din'ts through wear and tear I could cope with even though they don't match the description and the promise of the dealer's web site in terms of inspection and customer care. A repair is didfferent from wear and tear. Secondly the spring and hadnbreak failure are MOT fails as I've been advised. the wear on other mechanical parts is more than that which would be included under a description of immaculate and again under the promise of careful insection that would have revealed any of the faults. It seems to come down to misrepresentation and exploitation. I've also found advisories on the MOT and it intitially failed based on areas related to issues raised in my independent inspection. Can the dealer get away with this?

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Springs may well have passed the MoT, but be ready to go - how many miles between the test and when you noticed they needed replacing?

 

Similarly, a handbrake cable can deteriorate slowly, making apportioning blame a difficult issue, uness all parts were warranted. I have a 4 ye old Espace, ownes since new and I've only done 10k miles, and I'm the only driver. I needed 2 new springs fitted - caught by the MoT as the fracturing at the ends were visible.

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It was my beamer mechanics who discovered the broken spring and cable as well as other very worn parts. Their view was that the spring had been broken some time as the ends were very rusty. The car had done 400 miles from me taking delivery. The car failed the MOT on 6/10 intially with the following:

 

Reason(s) for refusal to issue CertificateNearside Stop lamp not working (1.3.2a)Nearside Front Suspension arm has excessive play in a ball joint (2.4.G.3)Parking brake efficiency below requirements (3.7.A.9/10)Advisory Notice issuedNearside Front and offside Brake pad(s) wearing thin (3.5.1f)Centre Brake pipe slightly corroded (3.6.B.2c)

 

and then it passed on the same day. The rake pads were replaced.

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If the springs are your main concern, these are always checked as a fail point by resters, and certainly, 400 miles would be ample time for them to snap and rust - even if garaged overnight. To pass the same day in addition to the pads, the brake wire would have been retensioned and it was this that contributed to its shortened life. The balljoint would probablt habe been replaced too to get round this.

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But have we moved away from the issue of whether or not the car was of sufficient quality under the SoG Act in light of the descriptions of "careful examination" and "superb Z3" and "immaculate" condition? There do seem to be defects that even he MOT indicates. Bottom line, have I been subject of misrepresentation etc, I know that stuff can happen in terms of breakage on used cars.

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Yes we have moved away somewhat.

 

You have to decide, am I happy with it as it is? will I lose on resale?

 

The meaning of immaculate = without a flaw, fault, or error, but your bonnet does have a flaw.

 

What do you do, you can go back and ask about it and tailor your reply on what is said and the attitude that it is said in, or you can jump straight in and demand that something is done about it, ask for some compensation because of it's devalued condition (sighting the 'immaculate' description) or just forget about it and enjoy what you have.

 

If, on the whole, are happy with the bonnet but would like some compensation, you will get more by asking for in in goods and services than in cash which would probably be hard to determine. A service is £400/500 and I don't think you would get that amount in compensation if you did manage anything, so is always a good way to go.

 

all of which have been carefully inspected prior to sale in our own purpose built workshop.

 

The handbrake cable says otherwise to 'carefully inspected', so it would seem they are no different than any other seller who is only in it for the profit.

 

You should certainly request a refund of the bill for that. Passing the MoT on a new set of pads is very unlikely as they require bedding in, so I would say it was passed because the pads were changed and not put back on the rolling road to test them.

 

The springs are a bit more complicated, The opinion of the other garage is that they have been broken for some time because of the rust, but opinion, although probably correct, is not good enough to demand a reimbursement of the cost to replace them. Your choice is to get the parts inspected or just to live with that.

 

I'm afraid it all ends up with what you decide you want doing and how far you want to take it and how happy your are with the car.

 

In summary, I see your choices as request all faults found to be corrected citing misrepresentation, or agree a compensation package with them.

 

Initially it would be best to go see them and see what they have to say for themselves. If that doesn't go very well, then all future correspondence should be in writing so as to keep a paper trail.

 

Do you have past MoT certificates?

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Thanks conniff. That helps me affirm where I am in terms of is there a reasonable dispute - its funny how you can undermine yourself as to whether you're being over critical. I have all the past MOTs bar one but that is one of the ones that comes up on the MOT history check (motinfo.gov.uk) - that's where I also got the fail/advisory information as none of that was declared to me. I suspect that some of the advisory stuff is still there as my guys did their check in around ten minutes. I have decided I would prefer to keep the car - swapped plates to my personal one as part of sale proess, and the overall colour combinations and engne are right for me. On the other had, I do't like the idea of people trying to get one over on me, and also doing it over and over with the next punters that come along. Have started a paper trail - e-mail and recorded delivery - but giving them the opportunity to resolve issues to our mutual benefit. Have also written to previous owner to see what was discounted from her or pointed out by her when she traded in. My best position is to get some compensation - a reasonable amout and not unrealistic. I know if I get all the defects sorted the car will be pretty much spot on so that will be where I want to be. Thanks agai for your balanced views.

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