Jump to content


  • Tweets

  • Posts

    • Good evening, My husband and I are looking for some help regarding a faulty car which we have recently purchased from Big Motoring World Enfield. The details are as follows: - Make - Nissan Qashqai 2017 1.2L milage 55,349 miles.  Date purchased -   01/06/2024 Price paid - Deposit £9000, finance £4794 (this includes the 3yr Nissan extended warranty), buyers fee £249.      Total including all fees etc = £ 13794.        Initially, during the test drive, there was no problem with the car at all and this is why my husband bought the car on the day. No problems on the way home from the dealership and up to three days after purchase, the car drove smoothly. However, after day 4, occasionally we would feel a slight shudder during some gear changes (automatic car). Over the next few days these shudders worsened and then on day 5 the car would make very a very loud shudder with every single gear change. It was at this point we contacted Big Motoring World for advice as we are still under the 14 days no questions asked return.  My husband contacted BMW for advice on 06/06/2024 and stated the problems as above. He spoke to a sales person who informed him that he should only take the car to a Nissan dealership (we have now been told that this is false information). We were also promised that a courtesy car would be provided for us after the fault on the car had been identified and confirmed by their mechanic fixing the car. We took the car to the garage that Big Motoring World had told us to go. Upon arrival there we discovered it was a third-party garage, not Nissan. We took the car to the garage on day 9. The mechanic ran a diagnostic test which found no faults, but after the test drove the car and below are his findings...   we scan the car but no faults with the gearbox showing but when I test drove the car it was really juddering and jumping.I spoke to my auto transmission specialist and he said they are very common on these as the CVT belt starts jumping within the box due to pressure loss.  We had this vehicle in for diagnostics for gearbox mate but both the gearbox and battery are faulty.Gearbox supplied and fitted comes to £3500 plus vat   Where we are at now…. My husband spent all of day 10 (11/06/2024) making phone calls between the garage, Warranties2000 and Big Motoring World. He tried, unsuccessfully to find out if the diagnostic reports had been shared between all three. Everyone kept saying the report hadn’t been received and yet the garage assured us it had been sent. Eventually we were told that the courtesy car would be given to us if it was deemed the works to fix the car would take longer than 8 working hours, and that decision would be made after 48hours of receiving the report. Today is day 11 and no decision has been made as nobody is telling us any decisions as people are off sick or on holiday! Today we called the garage and told the mechanic NOT to start any work as we will be returning the car. He said none have been started and we have left the car in his storage as he has deemed the car undrivable. I have sent an email to BMW now formally stating that we want to return the car and I have used the terminology that was suggested.   What can we do next?   Thank you everyone. .  
    • Yes will do thanks Dave, I wonder what will happen at the preliminary hearing no idea what they will ask I assumed once I sent the proof they asked for about my sons condition that I would have just  been given the go ahead to be Litigation friend
    • First the judge will rule on you representing your son, which will be a doddle. After that the full hearing date will be fixed, with WSs exchanged 14 days before. So for the moment just concentrate on getting the right to represent your son.  
    • Thank you, the mediations in a couple of days so hopefully they show up this time. I'll update this thread after how it goes
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

1st credit letter can you help me please


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5317 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

had a letter today from 1st credit bit unsure what to send back is an old old debt was old mbna

 

We write to introlduce 1st credit ltd to you.

 

Mbna eorope bank ltd has assigned to 1st credit finance ltd the full outstanding balance due under the agreement referred to above. As a result of this assignment the full amount outstanding is due to 1st credit ltd immediately.

 

As the outstanding balance is owed to 1st credit ltd ou should not make any payments to mbna as it will take significantly longer to process the payment onto your account to discharge your outstanding balance you now need to make payment direct to the appointed servicing agent 1st credit at the above address

 

we ask you to contact this office immediately so we can agree payment terms with yuou. Failure on your part to do this will result in ore formal recovery proceedings being taken against you.

 

In accordance with the data protection act 1998 we will comply with any request for a copy of the personal information about you that is held on our computer system.

 

Send your request along with the admin fee of 10.00 and a self addressed envelope to the above address

 

 

DO NOT IGNORE THIS LETTER

 

unsure what to send to em to be honest can you please help

 

jx

Link to post
Share on other sites

had a letter today from 1st credit bit unsure what to send back is an old old debt was old mbna

 

We write to introlduce 1st credit ltd to you. Say thanks for the intro now go away.....

 

Mbna eorope bank ltd has assigned to 1st credit finance ltd the full outstanding balance due under the agreement referred to above. As a result of this assignment the full amount outstanding is due to 1st credit ltd immediately. Send them a CCA request to see if they have the legal authority to be demanding payment

 

As the outstanding balance is owed to 1st credit ltd ou should not make any payments to mbna as it will take significantly longer to process the payment onto your account to discharge your outstanding balance you now need to make payment direct to the appointed servicing agent 1st credit at the above address You do not need to do anything until the above is answered one way or the other

 

we ask you to contact this office immediately so we can agree payment terms with yuou. Failure on your part to do this will result in ore formal recovery proceedings being taken against you. The fools wont do anything other than send out more threatograms.

 

In accordance with the data protection act 1998 we will comply with any request for a copy of the personal information about you that is held on our computer system. I bet they dont have a CCA though :D

 

Send your request along with the admin fee of 10.00 and a self addressed envelope to the above address You only need to send £1 for the CCA request & do not send the cheeky sods an SAE

 

 

Send them an anti harrassment warning letter as well ;)

Link to post
Share on other sites

hello there just looked at my credit file and states D sept 03

 

should this have come off my credit file now?? but 1st credit have 15 oct o3 on my credit file

 

what should i do next cca letter ready to go but a bit unsure of what else to send dont want to shoot myself in the foot

 

jx

Link to post
Share on other sites

 

are they allowed to do this sell a disputed account on to another company??

 

jx

No, but this does not stop them doing it. Crafty people, this is most like 1st credit though. Have Connaughts claimed to have purchased the debt?Watch Connaughts do not default you again. Really they are a close relative of 1st Credit. Keep your credit file info as this is iron cast proof that the default was recorded once and cannot be recorded as such by Connaughts again. The credit reference agency will not allow it once you have enlightened them this has happened. You can consider writing to Trading Standards, your local branch, that sale or transfer, of a disputed account has taken place.

Edited by overdone
add info

If my post helped you feel better, click my scales.

Link to post
Share on other sites

had another letter from them this morning with an annual statement, they are deffo trying to get through to me this time

 

 

so hard keeping my mouth firmly shut and not contacting them back roll on the 16th please hurry up

Link to post
Share on other sites

had another letter from them this morning with an annual statement, they are deffo trying to get through to me this time

A good sign, this usually means they have sod all else. They are hoping to blag you by the sound of it.

If my post helped you feel better, click my scales.

Link to post
Share on other sites

Once it falls off your record, it means that six years have passed since it was posted, if no acknowledgement nor payment have been made since the first date, then they are out of time and cannot legally demand payment, nor seek to enforce the debt in any way. and no,they cannot reissue the default, nor mark your credit file in any way

 

This doesn't mean that they won't try, but once you advise them that the debt is now statute barred they should go away.

 

For the Record 1st Credit aren't just associated with Connaught, they own them, Connaught and 1st Credit are one and the same. I got this in writing from both Connaught and 1st credit after making complaints through Trading Standards

Link to post
Share on other sites

  • 2 weeks later...

Photocopy your copy of the default being recorded as 15 October 2003, enclose photocopy and write to the CRA asking them to remove the default. It may just be they update on a monthly and not a daily basis so that it would still be showing. This will alert the clerical staff at the CRA that any attempt to reinsert the default by Connaughts or 1st Credit is dodgy.

Edited by overdone
add info

If my post helped you feel better, click my scales.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...