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janice514

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About janice514

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  1. Ps checked my credit file and its not there so thats a good sign eh
  2. They will not send me a copy of any payment history and when I contacted Cahoot they informed me that the agreement number I quoted was for a bank account?? The first agreement the forwarded to me was for someone else they had breached data protection there for a start and I did manage to contact the person in question and forward the information to him hopefully this helped him out and he took em to the cleaners I knew more about his accounts and stuff than he did I even had the last three digits off the back of the poor blokes card Great company eh The agreement that they forwarded me was for a Loan????? I only picked up on that when A dc sent me the agreement for the bank account?? which is also s barred? just starting to doubt myself now as you do but I will ignore them and hopefully they will BOG OFF Thanks everyone
  3. Received another letter today here goes its in response to my letter sent to them above??what do you think?? is it just to scare me??we refer to the above account and the recent issues you raisedas previously advised that the documentation provided is sufficient to demonstrate liability and we will not enter into repetitive correspondence regarding thiswe have placed this account on hold for 2 weeks whilst we await your offer of payment if we do not receive a response we shall continue with our colleciton process.we do not accept that we have breached any of our regulatory requirementsIf you require any further assistance plese do not hesitate to contact usYourswhat shall i do please helpx
  4. To cut a long story short i have a stat barred debt with cahoot - this has since been passed on to robinson way - when i asked for a copy of the agreement they forwarded an agreement for someone else which i chased up as they breached data protection. Then when they did foward a so called agreement to me its for a bank account???? and i have checked this with cahoot. The agreement received is for a bank account?????and does not look like my signature any way they letters keep going and every time i reply with stat barred letters they just dont go away. today i have receivd this We are authorised by our client to recover the full amount due quotd above this is a formal notic of intended court action we will take action unlss you pay to us the full amount you owe within 10 days of the date of this letter. If court action is takn and a court considers your failure to pay to be due to your refusal or neglect to pay an order for repayment may be mad. If you fail to pay in accordance with a court payment order the following may occur a process of enfocement by court officers an order for deductions from your earning an unpaid court order may make future credit difficult to obtain BLA BLA BLA I s this just hot air could someone please advise me what letter I should send back to them as nothing seems to be working Please help
  5. hello there i have tried the stat barred letter?? they ignored that this debt is from 2001 - they sent me a credit agreement firstly which was for someone else so i reported this as a breach of data protection. they then sent another credit agreement which to be honest i received for a different debt from a different firm??? work that out. every now and then they keep popping up and now this they have not sent any payment information and i really dont know how to reply??? thank you
  6. hello all hope you can help me on this one i keep receiving letters from robinson way regarding a stat barred debt - i have gone through all the channels to be honest sent all letters the credit agreement was not correct now they have sent me a subsequent notice of arrears and i honestly dont know how to answer this one. also included is an office of fair trading letter. says you have been sent this notice in compliance with the consumer credit act 1974 because our records show that you are behind with your payments. how do i answer it please help jx
  7. hello there oasis were dealing with an endownment policy claim for us?? x
  8. I had a mortage endownment which was being dealt with by oasis financial - they are no longer trading as them selves but keep receiving a bill from fortress ??? I have asked them for signed agreements from myself regarding this but for some reason they will not send them. If you sign with one of these companys is there a stat barred time like everything else to be honest this was around 7 years ago if not more:?? in the end i dealt with the claims myself and they did nothing. can someone help and advise me what i need to do next i have been to there complaints procedure but they didnt want to know Please help
  9. letter showing under quote on posts before this one
  10. ]we note that you have failed to agree and or to adhere to a payment arrangement on this account. Your conduct of this matter is unacceptable to our client In view of your failure to pay we are now issuing legal proceedings against you in the county court you should be aware that interest will be claimed from the date of your default int he event that judment is obtained against you our client will consider where appropriate obtaining a charging order against your property insturcing the bailiff to levy execution upon your goods or an attachment of earnings order which may involve your employer being notified about the debt and ordered to deduct a sum of money each week month from your salary. IN THE EVENT THAT A COUNTY COURT JUDMENT IS OBTAINED AGAINST YOU THEN PLEASE BE AWARE THAT THIS WILL MAKE IT DIFFICULT FOR YOU TO GET CREDIT can a company put another ccj on mycredit file?? I hve paid all debt minus ppi insurance company have ignored my claim can they enforce a debt that is well over 6 years old and paid in full minus 300 quid pleae help me how do i answer this one?? jx ty all
  11. hello there and thank you i have tried to type letter on here but keeps wiping off??? dont know why or if it something im doing? its an old M AND S LOAN from many years ago, i did get a ccj for this now this has been removed from my credit file? but this company are threatening me with all sorts of stuff like putting charging order on my house and stuff? and giving me a CCJ which i had and has just gone? can they do this again or are they trin to scare me ty
  12. we note that you have failed to agree and or to adhere to a payment arrangement on this account. Your conduct of this matter is unacceptable to our client In view of your failure to pay we are now issuing legal proceedings against you in the county court you should be aware that interest will be claimed from the date of your default int he event that judment is obtained against you our client will consider where appropriate obtaining a charging order against your property insturcing the bailiff to levy execution upon your goods or an attachment of earnings order which may involve your employer being notified about the debt and ordered to deduct a sum of money each week month from your salary. IN THE EVENT THAT A COUNTY COURT JUDMENT IS OBTAINED AGAINST YOU THEN PLEASE BE AWARE THAT THIS WILL MAKE IT DIFFICULT FOR YOU TO GET CREDIT can a company put another ccj on mycredit file?? I hve paid all debt minus ppi insurance company have ignored my claim can they enforce a debt that is well over 6 years old and paid in full minus 300 quid pleae help me how do i answer this one?? jx ty all
  13. i have received a letter from this company threatening me with a ccj however this debt has been removed from my credit file now??? I have paid the debt minus the ppi which they have taken from me illigally and marks and spencers have ignored my complaints regarding this letter below
  14. Here is a letter received today from this company they owe me ppi for this account it was as far as i can remember a ccj which has now been removed from my credit file. here goes We note that you have failed to agree and or to adhere to a payment arrangement on this account your conduct of this matter is unacceptable to our client in view of our failure to pay we are now issuing legal proceedings against you in the county court for recovery of the full balance outstanding with interests and costs you should be aware that interest will be claimed from the date of your default. In the event that judgement obtained against you you our client will condier where appropriate obtaining a charging order against your property instructing a baliff t levy execution upon your goods or an attachment of earnings order which may involve your employer being notified about the debt and ordered to deduct a sum of money each week month from your salary IN THE EVENT THAT A COUNTY COURT JUDGEMENT IS OBTAINIED AGAINST YOU THEN PLEASE BE AWARE THAT THIS WILL MAKE IT DIFFICULT FOR YOU TO GET CREDIT and i say this has stopped this for over the past six years can a company put another ccj against my name once it has dropped off my credit file? I have paid the whole amount of debt apart from the PPI which has been taken from be illegally??? and i want this removing?? what should i do dont want another ccj trying to clean up my credit file can you help jx
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