Admiral Insurance HELP

[Reader]

Hi All, I wonder if you can help me. My partner reinsured with Admiral, originally it was done on line last year. When he got in touch via phone to insure again he was asked if he had points on his licence and he said yes they asked him what the points were but he could not remember. He has since rang them with the details and they said that his insurance is going up another £80 per month to pay for the shortfall for last year's insurance too (which was not claimed on). Can they do this, what is the legality of cancelling the insurance and going with someone else. If it is a new insurance can they charge for the last year?

 

Hope some one can give some advice.

 

Thanks Reader

[Guest Old_andrew2018]

Bump

[Reader]

Bump - can anyone give any advice?

 

Thanks Reader

[mathmagician]

Were the points on his license last year but he failed to disclose them? Did he acquire the points over the course of last year? Sorry, getting this straight in my head.

[Reader]

Hi no the points were 3 in 2005 and 3 in 2006.

 

I think he got mixed up when he changed insurers as he said he thought they would have cleared off the licence (in 2008), only when we had new ones in September did we realise that they were still on and stay on longer than we realised.

 

Thanks Reader

[INSURANCEGUY]

yes they can recover the additional premium for last year and increase for this year, it is failure to disclose, all insurers ask for any claims, convictions or endorsements in the last 5 years.

 

It does seem steep though! but saying that am i right in thinking there are points from 05,06 and 08? (it has changed your brackets to a cool face!)

[Reader]

Hi InsuranceGuy, no the points are in 2005, 2006 only. It is a little steep I agree I was gobsmacked when he said how much it was going up a month. The silly thing is if he had changed insurers and gone with someone else it would have been much cheaper!

 

Thanks Reader

Edited October 2, 2009 by Reader
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