Jump to content


  • Tweets

  • Posts

    • Have we seen your court bundle?   If we haven't then it's probably an idea to post it up here especially the index page and the witness statement so we can see if there is anything which might need adding or changing 
    • "Care to briefly tell someone who isn't tech savvy - i.e. me! - how you did this?" Its pretty simple although not obvious. You open the google maps app > click your profile picture > Click Timeline from the list > click today > choose the date you want to see the timeline from. Then you'll see your timeline for that day. Often, places you have visited will have a question mark beside them where google wants you confirm you have actually visited. You either click 'yes' if you have, or you click 'edit' to enter the actual place you visited. Sometimes, you'll see 'Missing visit' This probably happens if your internet connection has dropped out at that time. You simply click 'Add visit' and enter the place. The internet on my crappy phone often loses connection so I have to do that alot.   OK dx, understood mate. 
    • I have now been given a court date vs Evri, 4th Sept 2024. I have completed my court bundle, when am I expected to send copies to the court and Evri and should it be in hard copy or electronic? The Notice of Allocation states that no later than 7 days before the directions hearing both parties must send to the other party their final offers to settle. Does this mean I will have to tell Evri what I'm willing to settle? Rgds, J
    • Ok how about this to the CEO? I know it sounds super desperate but lets call a spade a spade here, I am super desperate: Dear Sir, On 29th November 2023 I took out a loan of £5000 with you. Unfortunately very early into 2024 I found myself in financial difficulty (unexpected bills and two episodes of sickness and the tax office getting my tax code wrong resulting in less pay for two months) and I contacted you (MCB) on 13th February 2024 asking if there was any way I could extend the length of my loan to 36 months. I fully explained why I was requesting this and asked for your help. I did not receive a reply to that email so I again contacted you on 7th March 2024 to advise you of a change in my circumstances which resulted in me having to take out a DMP and asking you to confirm that the direct debit had been cancelled. You would have also received confirmation of this DMP from StepChange but you did not acknowledge receipt of my email. I have only managed to make one payment from my loan but did try and contact MCB to discuss extending my loan, help etc.  I have now therefore fallen behind on several of my debts, yours included, and as a result you have lodged a Cifas marker against my name for "evasion of payment", which has resulted in me having to change banks, which has been an extremely difficult process because of the Cifas marker. I do not feel you have been fair or given me the opportunity to fully explain my situation to you before you lodged the marker against my name. I appreciate it is a business and you have acted accordingly, but I did try to make contact to arrange alternative arrangements and at no point, not even to this day, did I ever intend to not repay my loan. I cannot stress to you enough how much this has affected my mental health. I am having trouble sleeping and my existing health condition has been exacerbated by all of this. What I would like you to do is to please, please remove the Cifas marker and let me make arrangements to pay the loan back through a DMP.  Please sir, I am begging for your help here. I am not a dishonest person and I have never been in a situation like this before. I am desperately trying to make things right but this marker is killing me. Please can you help me? I look forward to hearing from you. Yours faithfully,
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Edf Energy Unexplained Debt.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5308 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi long time no see!

 

I wondered if anyone could help me, or at least tell me if they have had a similar thing happen to them.

About two years ago, I got behind with my direct debit payments for my electricity and ended up with a £550 debt. I agreed to have a meter installed and cleared the debt at the rate of £10 a week, about seven months ago. I have continued to use the meter, because weirdly I only need to put about £15 a week on it, where as my direct debits were always set up for about £80 a month.

Today I have recieved this letter:

 

Dear Mrs bad lady that always owes somebody,

As you are aware from our recent contact (didnt get it), we have identified that we need to increase the amount of the balance which is owed to us. We will now increase the amount you are paying through your pre-payment meter by £302.00 the total balance on your meter will be collected at £10.00 per week

 

We will transfer this amount to your meter automatically, Please be aware that you may notice an increase in the amount you spend as you will also be repaying the outstanding balance that we transfer to the meter.

 

If you have any questions or would like to query this outstanding amount please contact us within the next seven days, after which the additional debt will be added to your meter without further notice.

Please call our dedicated customer service team free on 0800 015 1733

Your blah blah.

 

Well, obviously I assumed this was some giant mistake, as far as I am aware the debt was cleared. and I was plodding along nicely safely in the knowledge that I was now in control of my usage and bill.

So I called.

I stated that I disputed the debt, that I wanted a full breakdown of where this charge has come from etc. I was told that of course they would said a statement of my account, but to be honest I have no frame of reference! I asked how this could of happened and he said and I quote " Edf as a company has lost millions, we have had to have another look at everyones bills and you owe us this amount"

I said that I still didnt see how as I paid off what they originally said I owed and have used a meter since,.......he couldnt really answer my questions, but promised to send a statement and a form to make a formal complaint, but meanwhile the paypoints to have the charges deducted had already been informed and the next time I charge my key I will start paying a debt that I dont believe I owe!

Can anybody please help?!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

Link to post
Share on other sites

Hi Stranger! :p

It would seem that Edf have previously 'mis-calibrated' your meter + deducted what may have been a smaller amount than was necessary from your arrears.

...Obviously now they are attempting to pay catch-up. :rolleyes:

 

What you need to establish is what your account reading was BEFORE you went into arrears + what it currently stands at...+ what amount of monies that you have paid in between these times.

Your alleged debt will be the discrepancy, if indeed there is one.

...Usually the reverse is true, that peeps find that a meter hasn't been re-calculated once an amount of arrears has been paid + they end up over paying until it is. :(

:)

Link to post
Share on other sites

Hello you! hows things?!

 

Thanks for your help, all seems a bit sketchy to me!

When I got the pre payment meter, the debt included the outstanding amount, plus the amount they said I had used from the time the last bill was generated and the meter going in.

£300 represents about 5 months worth of electricity!

Maybe I should of kept an eye on the bills and the readings, but I kind of thought that they would know what they were doing. Now its been so long that they can put anything they want on that statement and I will be none the wiser.

I am going to argue it, even if they are right lol

 

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

Link to post
Share on other sites

That's the problem with prepayment meters. EDF say you owe them money and now you physically have to pay them back through the darn meter because otherwise you are without power. You have a right battle on your hands to get EDF to take the "debt" off the meter if it is indeed incorrect. And it does sound extremely suspicious that EDF claim you were using far more electric when paying by Direct Debit compared to now on the prepayment meter. It just doesnt add up. Basically by having the prepayment meter you lose control of the situation.

EDF should have to prove that the debt exists before setting it to be paid back through the meter. Not sure what you can do other than appeal to their consciences! Maybe you could go to the industry regulator if EDF are less than forthcoming?

Link to post
Share on other sites

Yes if the statement doesnt make it clear, I am going to request a sar I think.

The way it seems to me is, basically they have lost money this year so they are whipping round customers trying to make a bit more money out of them to cover their losses. If I don't get this sorted properly, whats to stop them doing it again and again?! I may even attempt to change suppliers, meanwhile!

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

Link to post
Share on other sites

...I may even attempt to change suppliers, meanwhile!

It's been quite a while since I was last on a gas/electric meter tbh, but I'm sure that U aren't able to switch Energy Suppliers if U owe money to your current one? :(

 

...I hope I'm wrong about that though? :confused:

 

 

Some links that you may find useful + informative dollies01...

 

BBC NEWS | Business | EDF fined £2m for 'poor' service

 

BBC NEWS | Business | EDF Energy cuts electricity bills

 

BBC NEWS | Business | Battling bills - what help is there?

 

Energy Efficiency grants : Directgov - Money, tax and benefits

 

Warm Front Scheme in England : Directgov - Money, tax and benefits

 

Consumer

 

Consumer Direct - Energy

 

 

:)

Link to post
Share on other sites

No you are right you arent,..........but then I dont owe money ! lol

Halifax settled

Halifax (again) settled

Nationwide settled

Natwest settled

Don't forget to donate to this site, they gave us the backbone to put up a fight, we've learnt how to reclaim our rights and proved banks are all nothing but........ rubbish <wink>

Link to post
Share on other sites

EDF......k**bs, had a prepayment for the leccie with southern until a couple of years back. Switched to EDF, continually rang them for a new key, in the absence of any other means of turning the lights on i continued to use the old southern key. 6 months later, new EDF key arrives plus a bill for £500.00........ now this may seem obvious to some that a prepayment meter is by definition prepaid but for some reason only known to EDF it took a mountain of calls and several sh***y letters to get the account balance zero'd off their system.

 

They couldnt understand why southern were still collecting money on the key whilst they were meant to be the supplier.

 

Of course they're always right with account balances, would be absurd to question them :rolleyes:

 

Gez

Link to post
Share on other sites

  • 4 weeks later...

Here's some recent NEW developments that may be of interest to U dollies01...

 

BBC NEWS | Business | Timetable set for 'fairer' bills

 

...The link contains info on the way Ofgem expects energy supliers to bill peeps by the end of 12/09 + allowing end-users to be able to switch energy suppliers despite possibly having an 'alleged' debt of up to £200 to their current energy supplier by 01/10.

 

 

:)

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...