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    • Good Evening, I received this pack yesterday its an application notice to change claimants. Will they be chasing me for this as they were successful with the first claim? many thanks Webb 1.Application Notice N244rd.pdf 2.Asset Transfer Deed r.pdf 3.Notice of Assignment Part A Letter 1 & 2rd.pdf 5.Claim Form rd.pdf 6.Draft Order rd.pdf
    • Hi, If they haven't followed the court's directions there will be little tolerance of the court. Anyway please can you upload a copy of the court paperwork
    • Yes, you should have applied for an immediate strike out as soon as the deadline expired. Without the agreement, they are stuffed Forget Barclaycard, Asset link is now the creditor, and it is down to them to provide the agreement.  That needs to go into the witness statement. They have not provided the agreement contrary to directions of the court and request the court strike out the claim as to the original court directions.
    • I did not receive a notice via post but in my claim status it shows my claim was transferred to a court I requested in my DQ, as it is closer to me.    Defense I filed:  1.       The Defendant contends that the particulars of claim are vague and generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2.       The defendant paid the lead tenant a fixed sum monthly bill without fail for the extent of the rental period of the accommodation their contract was associated with who was responsible to make payments to the claimant, ending in June 2023. 3.       After moving out, a month later, the claimant wrote to state that an outstanding sum existed. Further stating, as one of the 10 tenants at the time, I now owed them the full sum instead of my 1/10 proportion of said debt, as 10 students were at the dwelling. They also intimated that they were legally allowed to charge me the full sum if the other renters were not to pay their share under some equal and joint severity rule. 4.       Despite sending numerous requests prior to the court claim being raised for copies of said bills for said utilities covered by the agreement, the claimant failed to send any clear bills. This included a CPR 31.14 on xx/xx/xxxx sent via post. 5.       The defendants stress that they acted in good faith to settle the outstanding balance, as evidenced by the confirmation received from the claimant.  Any subsequent demands for additional payments are unwarranted and contradict the claimant's previous acknowledgment of settlement. 6.       Pursuant to OFGEM code of back billing rules the alleged charges relate to charges which have not been billed correctly by Co-operative Energy and are therefore prevented from charging. With the court’s permission the Claimant is put to strict proof to: - a) show and disclose how the Defendant has entered into an agreement. b) show and disclose how the Claimant has reached the amount claimed. c) show how the Claimant has the legal right, either under statute or equity to issue a claim. 7.As per Civil Procedure Rule 16.5 (4) it is expected that the Claimant prove the allegation                  that the money is owed. 8.It is therefore denied that the defendant is indebted to the claimant as alleged or at all.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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sr vs Halifax Urgent Help


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I have an allocation questionaire for a hardship case? How should i proceed? Should i inform halifax and may they make an offer?

 

You cannot claim financial hardship with regards to bank charges in County Court. You will get fee remission if you are in financial hardship which is form EX150.

All bank charges cases will be stayed pending the OFT Test case issues.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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If you have received an AQ to fill out, then all the links you need to help you fill it out are in this...

 

The Consumer Forums - Bank charges templates (consumer)

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

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Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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If you have recivied this AQ from the court with regards to a bank charges claim, it is wise to return it within the prescrbed timetable. Otherwise your case maybe struck out.

 

 

An allocation questionnaire will be sent to both sides, but only if the defendant submits a defence.

  • You have 14 days from receipt of the AQ to return it to the court shown
  • Failure to meet the deadline could see your case being struck out
  • There is a fee* if your claim exceeds £1,500 in value
  • You must return payment with the form
  • Failure to pay the fee may result in your case being struck out

* The fee is £35 if small claims track or £200 if fast or multi track, but you may not have to pay if you are in receipt of certain state benefits.

 

 

There is a guide to filling it out here :-

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/125-allocation-questionnaires-a-guide-to-completion-

 

Some courts are still issuing these, even though all case's will be 'stayed'

 

If you are claiming hardship, perhaps you can tell us what steps you have taken so far ??

 

Lex

 

(P.S. Sorry SSL didn't see you there !!)

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Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I have written to the Bank and filled out and income and expenses form. I have also called the solicitor and suggested that my hardship case is being ignorred. I have also written to the court to this effect.

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A little unclear from your post what your position is. Are you taking the bank to court? Are the bank taking you to court? Have you admitted liability and are filing papers for reduced payment.

The clearer you can be the better people can help you.

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  • 1 month later...

I recieved the following today.

someone help me with what to do?

 

upon reading the court file

 

IT IS ORDERED THAT

 

Unless the claiment do particularise his claim setting out his cause of action, all releavent dates exhibiting copy of all documents relied on within 21 days of this order action struck out.

 

dated 16th sept

 

I received the following today. Can someone help me with what to do?

 

upon reading the court file

 

IT IS ORDERED THAT

 

Unless the claiment do particularise his claim setting out his cause of action, all releavent dates exhibiting copy of all documents relied on within 21 days of this order action struck out.

 

dated 16th sept

Deputy.jpg

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Well done Sohiab.

 

Do let us know how you get on, is this against the Halifax ??

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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No its against Egg

 

Do you think it will now go to court?

 

Here is my POC.

 

1. The Claimant's account with the

Defendant, opened 2. Since

the Defendant debited charges and interest in

respect of contractual breaches. 3.Defendant

has received a list of charges. Another copy

will be sent. 4. Either (a) The charges

exceed the Def's losses caused by the

breaches contrary to Common Law; or (b) The

charges are unfair and unenforceable under

the Unfair Terms in Consumer Contracts

Regulations 1999. 5.Claimant seeks: (a)return

of sums debited- £; (b)Interest per S.69

County Courts Act 1984 of 8% - £ continuing

at 8% until judgment or settlement at a daily

rate of £; 6. Permitted costs.

7.Application for removal of stay on hardship

grounds.

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No, I don't think it will. They will tell you they will take it all the way, but they usally back out before it goes that far.

 

But we will be preperd to help you all the way.

 

What will happen now is they may make an offer lower than your claiming, or enter a defense. The court will then send out an AQ, if so the rules above will apply.

 

Do keep us up to speed.

 

Lex

Please help us to help you. Download the CAG tool bar for free

HERE and use the search option for all your searches. CAG earns a few pennies every time !!!

 

Please don't rush, take time to read these:-

 

 

&

 

 

This is always worth referring to

 

 

 

 

 

Advice & opinions given by me are personal, are not endorsed by the Consumer Action Group or the Bank Action Group. Should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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