UK debt being Chased in Australia

[skippycreditdownunder]

Roary,

 

You'll never be alone in this mate. If you need a catch up give me a call, haven't been up you're way for a while but maybe in the near future. I hope the beers are still cold!!!

yep roary, you'll never walk alone mate... the pff are here as rear gunners...

 

mortein works well for cockroaches too...

 

for everything else in life there is barclay card

[Bodgit]

Skippy,

 

I do believe that English Lemons are not to a Perth residents liking? they must be very bitter about buying a batch...

 

Must be costing them a small fortune in import duties!!!

[skippycreditdownunder]

Skippy,

 

I do believe that English Lemons are not to a Perth residents liking? they must be very bitter about buying a batch...

 

Must be costing them a small fortune in import duties!!!

not sure it's the import duty bodgit....

 

more the cold canadian trade route..... a 2 year spell through those canadian winters does them no good at all.....

 

red sauce goes well with pie and beer, but lemons are no good to them....

 

pity cause they thought it would be as good as an atm that handed out free cash all year long.....

 

now that is something people dream about!!!!

[Bodgit]

Yep sometimes dreams do come true!!!! Just wish I could pick the bloody lotto numbers..

Edited February 16, 2010 by Bodgit

[skippycreditdownunder]

Yep sometimes dreams do come true!!!! Just wish I could pick the bloody lotto numbers now though..

save your money this week mate i already won. as a one off they changed the numbers for letters.... f o s and a s i c were this weeks winners....

 

last year there was a claim on a s s i g n m e n t and u c c c but they turned out to be roll over weeks.... like in any game the judges decision is final eventually...

[skippycreditdownunder]

save your money this week mate i already won. as a one off they changed the numbers for letters.... f o s and a s i c were this weeks winners....

 

last year there was a claim on a s s i g n m e n t and u c c c but they turned out to be roll over weeks.... like in any game the judges decision is final eventually...

do you have a bet on the horses too bodgit??? i have had a tip.... "licence no more" is running hot favourite in perth on the 1st july this year.....

[Roary 61]

Thanks for the kind welcome back. It sure is good reading the old thread again.

 

Latest update, got my pre trail finally set yesterday, will be sending details as follow up to my FOS case.

 

Looking forward to a trip out West,will be interesting to see how far P&B are prepared to go.

 

 

And Bodgit you should know that the beers always cold up this neck of the woods.

[WA_Newman]

do you have a bet on the horses too bodgit??? i have had a tip.... "licence no more" is running hot favourite in perth on the 1st july this year.....

 

For those who can't wait until 1st July to place a bet, check out "Mr Plod" who will be making a strong showing. You don't even have to go down to the track to see the result as it will be televised.

[cerberusalert]

Roary 61 could you have been a victim of a DDOS attack against your ISP?

Australian ISPs Battle DDOS Attack - Two major Australian ISPs suffer under unknown DDOS attacker - Softpedia

[skippycreditdownunder]

Thanks for the kind welcome back. It sure is good reading the old thread again.

 

Latest update, got my pre trail finally set yesterday, will be sending details as follow up to my FOS case.

 

Looking forward to a trip out West,will be interesting to see how far P&B are prepared to go.

 

 

And Bodgit you should know that the beers always cold up this neck of the woods.

rory thats interesting. pie beer and balls are supposed to freeze your case whilst it is beig investigated by fos... not progress it....

 

another slapped wrist for them once fos find out....

[Roary 61]

Hi Skippy

 

Sorry to mislead, they sent the pre trail a couple of days before they received the FOS 14 day resolution process.

Still waiting to hear from Pie @ Beer.

[callie_sunrise]

Hi,

 

Can someone please offer an opinion on this I received from the national debt helpline. I read so many time that there is not reciprocal agreement between the UK and Australia.

 

The Administration of Justice Act 1920 and the Foreign Judgements (Reciprocal Enforcement) Act 1933 provide for the enforcement in the UK of money judgements from a number of present and former colonies and commonwealth countries and a few other countries, on the basis of reciprocity.

 

If a court judgement is obtained it may be possible to enforce this in Australia, although it will depend on the laws of that particular state. Australian Capital Territory is covered by the Foreign Judgments Act 1933. If the amount of debt is high the creditor may look to pursue this. However, if the debt amount is low, they will have to consider whether it is worthwhile for them to take action in Australia and pursue you further.

 

Any advice would be weclome.

 

Thank you

[cerberusalert]

I've moved your post into an existing thread for a wider opinion.

[unclebulgaria67]

 

The Administration of Justice Act 1920 and the Foreign Judgements (Reciprocal Enforcement) Act 1933 provide for the enforcement in the UK of money judgements from a number of present and former colonies and commonwealth countries and a few other countries, on the basis of reciprocity.

 

 

I suspect that they can try to get a judgement in the UK and then look to the OZ courts to enforce. But this is likely to be an expensive process, so unless you owed a lot of money they would not bother.

 

Let them make the case and instruct lawyers in OZ, as and when you need to.

 

In the meantime, if they are just asking for the money, without any form of legal process being mentioned, just ignore them.

[WA_Newman]

Calli, has a creditor obtained a judgement against you in a UK court?

[WA_Newman]

Just out of interest, how many UK expats are being chased in Australia by creditors or debt collectors?

 

Post here or send a Private Message.

[cerberusalert]

We've created a new Forum for overseas debts Overseas Debt - The Consumer Forums & I've moved this thread into it.

[callie_sunrise]

Hi,

 

No, it's out of interest. I looking to be sponsored in Oz.

 

Calli, has a creditor obtained a judgement against you in a UK court?

[pfjc1000]

I am WA_Newman

 

But its only because I gave them a PO Box number to contact me on in Oz, basically to stop the OC's/DCA's sending letters and phone calls to my cards registered address. Ive had the usual threats etc...

[WA_Newman]

pfjc1000,

 

I've looked through your previous posts. If you can pay some of your debt and want to do so, contact the original creditors to make sure they still own the debt and haven't assigned it to a debt collection agency. Then write to them saying that you do not admit owing them anything but you are willing to make a full and final payment to write off the alleged debt.

 

The debts are unenforceable in an Australian Court as the Consumer Credit Act states that all actions are to be taken in the county court of England and Wales (or the UK country you were living in at the time you signed the Credit Agreement). Creditors know this and will try to bluff you, but it is only a bluff.

 

One Australian debt collection agency has tried to enforce UK agreements and has not won a single case but is very likely to lose its credit licence and face criminal charges for harrassment.

 

If you can't pay, or don't want to, send me a PM with details on who is chasing you and what actions they have taken and I'll show you how to make them go away for good.

 

I am not a lawyer, but have had a specialist legal team working on this for six months. The legal team includes a specialist in Australian debt collection, two UK-trained barristors and several researchers. They liaise with the Australian regulators on a regular basis.

 

Responsible debt collection agencies play a valuable role in assisting creditors and debtors. However, the debt collection industry attracts criminal **** who use illegal methods to prey on the weak. The government, the Australian regulators and the responsible debt collection agencies work to get rid of the criminal element in the industry.

[pfjc1000]

Hey WA_Newman

 

Thanks a lot for your advice, just got loads on at the mo I'll pm you at some stage hopefully over the w/end and give you more details of my situation.

 

much appreciated

[Horrid_Henry_123]

Just out of interest, how many UK expats are being chased in Australia by creditors or debt collectors?

 

Post here or send a Private Message.

 

What kind of levels of debt do they chase?

[Taormina]

Thats interesting - I would like to add too this a secondary question;

 

Between myself and husband we have 2 overdraft's and 2 credit cards, in separate names of course, would they lump these together?

Edited March 12, 2010 by Taormina
spelling..

[cerberusalert]

Unless they were joint a/cs originally they cannot combine them, neither of you are responsible for the others debts.

[WA_Newman]

Henry, Pie & Beer have chased debts of a few thousand dollars. However, chasing debts and enforcing them are two different things. I could chase Usain Bolt, but I'm not going to catch him!

 

Taormina, each account is treated seperately. If a person has several accounts outstanding, debt collection agencies may choose to chase them at the same time. Think of each loan as a contract. Non-payment of the loan is a breach of contract. The beneficiary may seek to take action against the other party if the other party fails to make payments agreed in the contract.