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    • no i meant the email from parcel2go which email address did they send it from and who signed it off (whos name is at the bottom)
    • I understand confusion with this thread.  I tried to keep threads separate because there have been so many angles.    But a team member merged them all.  This is why it's hard to keep track. This forum exists to help little people fight injustice - however big or small.  Im here to try get a decent resolution. Not to give in to the ' big boys'. My "matter' became complicated 'matters' simply because a lender refused to sell a property. What can I say?  I'll try in a nutshell to give an overview: There's a long lease property. I originally bought it short lease with a s.146 on it from original freeholder.  I had no concerns. So lender should have been able to sell a well-maintained lovely long lease property.  The property was great. The issue is not the property.  Economy, sdlt increases, elections, brexit, covid, interest hikes etc didn't help.  The issue is simple - the lender wanted to keep it.    Before repo I offered to clear my loan.  I was a bit short and lender refused.  They said (recorded) they thought the property was worth much more and they were happy to keep accruing interest (in their benefit) until it reached a point where they felt they could repo and still easily quickly sell to get their £s back.  This was a mistake.  The market was (and is) tough.   2y later the lender ceo bid the same sum to buy the property for himself. He'd rejected higher offers in the intervening period whilst accruing interest. I had the property under offer to a fantastic niche buyer but lender rushed to repo and buyer got spooked and walked.  It had taken a long time to find such a lucrative buyer.  A sale which would have resulted in £s and another asset for me. Post repo lender had 1 offer immediately.  But dragged out the process for >1y - allegedly trying to get other offers. But disclosure shows there was only one valid buyer. Lender appointed receiver (after 4 months) - simply to try acquire the freehold.  He used his powers as receiver to use me, as leaseholder, to serve notice on freeholders.  Legally that failed. Meanwhile lender failed to secure property - and squatters got in (3 times).  And they failed to maintain it.  So freeholders served a dilapidations notice (external) - on me as leaseholder (cc-ed to lender).   (That's how it works legally) I don't own the freehold.  But I am a trustee and have to do right by the freeholders.  This is where matters got/ get complicated.  And probably lose most caggers.   Lawyers got involved for the freeholders to firstly void the receiver enfranchisement notice. Secondly, to serve the dilapidations notice.  The lack of maintenance was in breach of lease and had to be served to protect fh asset. The lender did no repairs. They said a buyer would undertake them. Which was probably correct. If they had sold. After 1y lender finally agreed to sell to the 1st offeror and contracts went with lawyers.  Within 1 month lender reneged.  Lender tried to suggest buyer walked. Evidence shows he/ his lawyers continued trying to exchange (cash) for 4 months.  Evidence shows lender and receiver strategy had been to renege and for ceo to take control.   I still think that's their plan. Lender then stupidly chose to pretty much bulldoze the property.  Other stuff was going on in the background. After repo I was in touch by phone and email and lender knew post got to me.   Despite this, after about 10 months (before and then during covid), they deliberately sent SDs and eventually a B petition to an incorrect address and an obscure small court.  They never served me properly.  (In hindsight I understand they hoped to get a backdoor B - so they could keep the property that way.)  Eventually the random court told them to email me by way of service.  At this point their ruse to make me B failed.  I got a lawyer (friend paid). The B petition was struck out. They’d failed to include the property as an asset. They were in breach of insolvency rules. Simultaneously the receiver again appointed lawyers to act on my behalf as leaseholder. This time to serve notice on the freeholders for a lease extension.  He had hoped to try and vary the strict lease. Evidence shows the already long length of lease wasn't an issue.  The lender obviously hoped to get round their lack of permission to do works (which they were already doing) by hoping to remove the strict clauses that prevent leaseholder doing alterations.   The extension created a new legal angle for me to deal with.  I had to act as trustee for freeholders against me as leaseholder/ the receiver.  Inconsistencies and incompetence by receiver lawyers dragged this out 3y.  It still isn't properly resolved.  Meanwhile - going back to the the works the lender undertook. The works were consciously in breach of lease.  The lender hadn't remedied the breaches listed in the dilapidations notice.  They destroyed the property.  The trustees compiled all evidence.  The freeholders lawyers then served a forfeiture notice. This notice started a different legal battle. I was acting for the freeholders against what the lender had done on my behalf as leaseholder.  This legal battle took 3y to resolve. The simple exit would have been for lender to sell. A simple agreement to remedy the breaches and recompense the freeholders in compensation - and there's have been clean title to sell.  That option was proposed to them.   This happened by way of mediation for all parties 2y ago.  A resolution option was put forward and in principle agreed.  But immediately after the lender lawyers failed to engage.  A hard lesson to learn - mediation cannot be referred to in court. It's considered w/o prejudice. The steps they took have made no difference to their ability to sell the property.  Almost 3y since they finished works they still haven't sold. ** ** I followed up some leads myself.  A qualified cash buyer offered me a substantial sum.  The lender and receiver both refused it.   I found another offer in disclosure.  6 months later someone had apparently offered a substantial sum via an agent.  The receiver again rejected it.  The problem of course was that the agent had inflated the market price to get the business. But no-one was or is ever going to offer their list price.  Yet the receiver wanted/wants to hold out for the list price.  Which means 1y later not only has it not sold - disclosure shows few viewings and zero interest.  It's transparently over-priced.  And tarnished. For those asking why I don't give up - I couldn't/ can't.  Firstly I have fiduciary duties as a trustee. Secondly, legal advice indicates I (as leaseholder) could succeed with a large compensation claim v the lender.  Also - I started a claim v my old lawyer and the firm immediately reimbursed some £s. That was encouraging.  And a sign to continue.  So I'm going for compensation.  I had finance in place (via friend) to do a deal and take the property back off the lender - and that lawyer messed up bad.   He should have done a deal.  Instead further years have been wasted.   Maybe I only get back my lost savings - but that will be a result.   If I can add some kind of complaint/ claim v the receiver's conscious impropriety I will do so.   I have been left with nothing - so fighting for something is worth it. The lender wants to talk re a form of settlement.  Similar to my proposal 2y ago.  I have a pretty clear idea of what that means to me.  This is exactly why I do not give up.  And why I continue to ask for snippets of advice/ pointers on cag.  
    • It was all my own work based on my previous emails to P2G which Bank has seen.
    • I was referring to #415 where you wrote "I was forced to try to sell - and couldn't." . And nearer the start in #79 .. "I couldn't sell.  I had an incredibly valuable asset. Huge equity.  But the interest accrued / the property market suffered and I couldn't find a buyer even at a level just to clear the debt." In #194 you said you'd tried to sell for four years.  The reason for these points is that a lot of the claims against for example your surveyor, solicitor, broker, the lender and now the receiver are mainly founded in a belief that they should have been able to do something but did not. Things that might seem self evident to you but not necessarily to others. Pressing these claims may well need a bit more hard evidence, rather than an appeal to common sense. Can you show evidence of similar properties, with similar freehold issues, selling readily? And solid reasons why the lender should have been able to sell when you couldn't.
    • You can use a family's address.   The only caveat is for the final hearing you'd need to be there in person   HOWEVER i'd expect them to pay if its only £200 because costs of attending will be higher than that
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

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business premises rent CCJ **WON SET ASIDE**


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What is the date of the judgment? or have you already mentioned it?

 

I haven't received any correspondence from the courts since I sent my application :( Will they write to me first with a hearing date? :? At that point can I transfer it to my local court in Scotland?

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Yes, CPR 13 deals with applications to set aside a default judgment. CPR stands for Civil Procedure Rules and is the set of rules which deals with civil proceedings in the courts of England and Wales. Have a look at CPR 13 here. See what CPR 13.4 says?

 

Do I need to have asked for it to be moved when I sent my application? i.e., is it too late to ask now or when I get the hearing date (that is IF I get a hearing date!!)

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CPR 13.4 says what it says. The transfer would be automatic, that is, you wouldn't have to ask for transfer and the court would cause a transfer to the Defendant's home court as a routine part of the procedure. The thing is, because you do not live in England or Wales, there is no home court within the jurisdiction of England and Wales to which the case may be transferred. For the case to be transferred to your local court would require the case to be transferred out of the jurisdiction of England and Wales and into the jurisdiction of the Scottish courts. A transfer of that kind is not provided for by CPR 13.

 

But it does highlight the injustice in that the new rules permit service of a claim form in Scotland without the claimant first obtaining permission (that is service of documents in a territory over which the English courts have no jurisdiction) and at the same time deny our Scottish neighbours the benefit of having the case decided at a place local to them. Rather the case will be decided at a place convenient to the Scotsman's English oponent. Such injustice would not be tolerated where the individual Defendant was a person living in England.

 

To my way of thinking that the Scottish Defendant who had no control over the comencement of legal proceedings but is at a serious geographical disadvantage to his English oponent, defeats the overriding objective found at CPR 1.1(2). Since the overriding objective must find its way into all things where civil procedure is concerned, I would be tempted to invest some time in conceiving of a way in which the court might fairly strike out the claim because of the inbalance. If you could show you had a convincing and complete defence to the claim you might have a chance. If however there's no way you can get out of being ordered to pay the money under the guarantee, I reckon the court would allow the case to continue in England and award your oponent judgment. After all, that is the ultimate issue a court will have to decide, whether it is sitting north or south of the border.

 

x20

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OK, an update of what has happened to day...:(

 

I rang Hull CC at 9.00am on the dot and asked for an update.

 

They confirmed that the hearing was at 10.30 tomorrow(21 August). I then told them that I had not received notification of the court date, to which I was told that they had written to me at the end of June. She then confirmed the address that they had written to as the same address the claimant had written to :eek: I then explained that the reason I was in this mess was because the claimant had written to that same address and she replied that I should have applied to have the address on the case changed (another form). I then confirmed that I had given my current address in Section 11 of the N244 form that i had sent them - where it clearly states ' Applicants address to which documents about this application should be sent.' She said I should have still applied separately to have the address changed. :mad: Not too sure about that!

 

She went on to advise me to fill in another N244 applying to have the hearing adjourned and transferred to my local court, together with a covering letter, and she would pass it onto the judge for a decision.:???:

 

I have just rang back to see what was said and she has confirmed that the judge would not adjourn/transfer the hearing and it would still go ahead in my absence :evil::eek:

 

I have spoken to the CAB advisor who was delaing with my case and he in turn got straight in touch with Hull CC for an explanation as to why it was not be adjourned at least, bearing in mind it was their error that I did not get the hearing date? He was told that the judge would not give a reason and that his decision was final.......:(

 

Is there any appeal i can lodge if it goes against me - this just stinks of something....

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Did you not ask the court if you could appeal if it goes against you tomorrow?

 

If a party objects to a judgment made at a hearing which they attended they will almost certainly have to appeal the decision. Appeals in the small claims court are now treated, broadly, in the same way as appeals in any other type of claim. If a party wishes to appeal the judge’s decision they will have to ask for permission to appeal. To grant permission the court will have to be satisfied either that:

  • The appeal has a real prospect of success; or,
  • There is some other good reason why the party should be permitted to appeal.

Permission may be obtained from the judge who made the decision or from the appeal court. If a party asks the judge at the small claims hearing for permission to appeal and he refuses to grant it, the party may still ask the appeal court for permission. If the party did not attend the hearing, they will have to seek the permission of the appeal court in any event.

An appeal must generally be lodged within 14 days of the judgment being made. A reduced fee and simplified appeal form applies to appeals against small claims judgments.

 

The Legal Test for Appeals

 

The appeal court will only allow an appeal if it is satisfied that:

  • The decision of the judge who heard the small claims trial was wrong in law; or
  • The decision was unfair because of a serious irregularity in the small claims proceedings.

In other words a party will not be successful if they simply do not like the judge’s decision or think that another judge might have decided the case differently.

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An appeal is not necessary where the decision to be reviewed was a decision made in the absence of one of the parties.

 

It is also incorrect for the court office to say that you have to make an application on N244 to change your address for service. For a start, you had never given an address for service until you lodged your N244 to set aside the judgment. That form gave your Scottish address as your address for service.. Even if you had, you can change that by simply filing a notice. There is no need to ask the court for permission to change your address for service.

 

This is a proper pickle and I'm struggling to think of a way around all this when the hearing is at 10:30 tomorrow morning and you're in Scotland! The only thing I can suggest is if you can send a fax or email to the court in which you ask the court to excuse your absence and explain your absence is not out of disrespect but owing to geography and that the court office had not paid attention to the address for service given in your N244 so you only found out about the hearing recently. Ask the court to set aside the judgment on grounds of non-service and direct re-service of the Claim Form to you at your Scottish address.

 

You will need to head up the message with the case number, the parties to the case and the date and time of the hearing, marking it URGENT.

 

You also ought to throw some stuff in about what your defence to the claim might be. So far I've seen nothing which touches on this very important aspect.

 

x20

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Cheers X20,

 

My head is pounding, it's been a REALLY stressful day :(

 

The CAB are fuming that the judge wouldn't even offer the courtesy of an explanation why he wouldn't adjourn the hearing :evil:

 

We have since spoken with one of the court staff, who has told us to fax down more back up to our application and an explanation why I am not there. She says if we get it there for 9am she will give it to the judge, so we're frantically racking our brains what to write....:confused:

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Ss for what to write, I can only repeat what I said earlier ..

 

ask the court to excuse your absence and explain your absence is not out of disrespect but owing to geography and that the court office had not paid attention to the address for service given in your N244 so you only found out about the hearing recently. Ask the court to set aside the judgment on grounds of non-service and direct re-service of the Claim Form to you at your Scottish address.

 

You will need to head up the message with the case number, the parties to the case and the date and time of the hearing, marking it URGENT.

I then said

 

You also ought to throw some stuff in about what your defence to the claim might be. So far I've seen nothing which touches on this very important aspect.

 

I can't help you on what to say by way of Defence. However, you're entitled to be served properly and that never happened. You're also entitled to admit the debt if you wish and apply for time to pay based upon your means. You never got that opportunity either.

 

x20

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My wife and I are currently compiling something now....

 

When we have looked into it we have found out a few interesting facts, like they are obliged to respond to my solicitors letter that was introducing a potential new tenant for the lease to be re-assigned to, even just to say they are not happy with the new tenant : they did not do that. :evil:

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  • 5 months later...

Hi all,

 

It's been a while since I was on the forum worrying about setting aside a CCJ that had been unjustly registered against me....:|

 

Anyway I am thrilled to say that we managed to get it set aside before Xmas last year:)

 

However - it seems that getting it set aside is only the start of my problems as the Claimant was then given another chance to take me to court(this, it seems, is standard practice)...:sad:

 

So, after a lot of toing and froing and form filling in, I now find myself with a 'Fast Track' court date with the Claimant. Can anyone offer any form of advice as to what will happen with a Fast Track hearing?

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Hopefully someone can offer some greatly needed advice with regards to my current situation....:oops:

 

To summarise my predicament, I had my own business for a number of years and rented business premises from a large development company. In 2007 I was forced to close my company due to the unforeseen financial crash and lack of work. At that time I tried all ways to contact my landlord to let him know that I had somebody else that wanted to take over the lease I had with him. I was ignored on numerous occasions, so I then instructed a local solicitor to contact the landlord for me. The solicitor was also ignored and after paying for 3 letters to the tune of £600 I gave up - working on the principle that if the landlord wasn't bothered, I would just get on with rebuilding my life:oops:

Any way 18months later he contacted me via email wanting to know hpow I was going to pay the CCJ he had registered against me for £15.5K:-o

After a lot of form filling in and contact with the courts, I managed to get the CCJ set aside, stating num,erous reasons such as the forms had been served on the wrong address and that the landlord had previously ignored me(apparantly this contravenes a Landlord and Tenant Act):|

The courts then automatically gave the landlord the option to take me back to court. The landlord at first ignored the allocation questionnaire deadline and we thought he had gave up, but then the courts gave him an additional 7 days to fill the form in and pay a £200 court fee, which he did:sad:

He has since tried to contact me on numerous occasions, stopped using his solicitor and offered to settle for £6K....:sad:

I got, this morning, 'Fast Track' court papers for the case.

Do I need to get a solicitor? Why is the landlord trying to settle for such a reduced amount? Is he calling my bluff? If anyone who can help needs anymore information, please do not hesitate to ask:)

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Personally, I would absolutely defend this claim, as the landlord did not allow any mitigation of your loss (which I presume in terms of rent would have been minimal if you had assigned the lease?).

 

However, as he is going for 16k - it will not be small claims court.

 

As such, bear in mind you may be liable for the claimants legal costs at court. In addition, it is probably a good idea to employ a solicitor for yourself.

 

I would advise, in the first instance, that you contact a solicitor for an initial consultation to assess whether they feel you have a winnable case. Due to the risks in non-SCC cases, it may be worth settling.

 

I assume you still have proof of the correspondance sent at the time?

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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I assume you still have proof of the correspondance sent at the time?

 

Yes we included it all in our Witness Statements when having the CCJ set aside.

I just feel that seeing as the landlord has suspended the use of his solicitor and is writing direct and also made an offer £10K less than the claim, he might have realised or been advised he cannot win??

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Perhaps, but I wouldnt rely on it.

7 years in retail customer service

 

Expertise in letting and rental law for 6 years

 

By trade - I'm an IT engineer working in the housing sector.

 

Please note that any posts made by myself are for information only and should not and must not be taken as correct or factual. If in doubt, consult with a solicitor or other person of equal legal standing.

 

Please click the star if I have helped!!

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Well done on getting the CCJ set aside.

 

Thios now takes you back to the stage of being able to defend the claim.

 

What are the Particulars of Claim ( bottom left hand side of the form N1) ?

 

Have you requested a copy of the lease that included a Personal Gaurantee ?

 

Have you also requested any documents that are relied upon that may have been submitted with the claim ?

 

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Well done on getting the CCJ set aside.

Thanks you very much it was no easy task and was indeed very stressful, but happily we got there in the end:) I would like to think that the courts don't set aside CCJ's lightly and that the judge has seen that we have a case:|

 

Thios now takes you back to the stage of being able to defend the claim.

 

What are the Particulars of Claim ( bottom left hand side of the form N1) ?

It's not an N1 that we have it is 'N154 Notice of Allocation to the Fast Track'

 

Have you requested a copy of the lease that included a Personal Gaurantee ?

I have a copy of the lease

 

Have you also requested any documents that are relied upon that may have been submitted with the claim ?

We have not requested anything yet as we only got the N154 this morning:sad: The landlord in the past has ignored certain procedures like sending us a copy of his statements by certain dates......

 

Many thanks for getting back to me:);)

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