I will speak to a legal expert whether I decide to proceed with the claim or not. There should be a way to protect homeowners when tenants damage the property. One of the repair quotes I received was £23,000 plus VAT from an established company.

I have reflected this change by terminating the initial AST and then signing a new one with added names. Everyone is currently working, but not high earners.

I'm unsure about going to court because it takes a lot of time and can be stressful, and there's no guarantee of winning I'll still ask legal for advice. NLRA suggested making a MoneyClaim, but I'm worried it might cause problems and end up spending more if goes wrong.

I have insurance that covers legal matters for this property, and I can confirm it with the insurance company. I also know where the tenants currently live, as all three have moved to the same place. There's been a lot of mould growing in the property over the past few months. All the builders who came to look at it think the mould grew because the windows were kept closed, lack of heating. In the past few months, they haven't used much gas or electricity, as shown by the smart meter I checked. Recent trace and access report says there's no water leak in the property. I have lots of photos from when I moved in until now. But in court, more people usually want to sue the landlord, not the other way around.

Initially, the property was let to four foreign students, but they are no longer on student visas. During midterm, two of them moved out, and two new friends of theirs moved in, one of whom is the lead tenant's British girlfriend. The lead tenant got married to a her and became a dependent who is now one of the tenants in the AST agreement. The third tenant found a work permit visa, and the fourth left the country a few months ago. Recent contract only three. Please see the attached AST, which seems that I may be able to claim any costs exceeding the deposit. All ASTs were signed electronically using the MUDHUT template. AST-name removed.pdf

I accepted them without a guarantor but paid the rent as agreed. I have regained the property. T he property is currently empty, and I am struggling with the huge renovation cost, about 14-16K. I'm not sure if taking legal action would be worth it or if it would just be an additional hassle and expense. I have legal coverage for the home, but I'm unsure if it would cover this situation as I have yet to contact them.

Please provide advice on the following situation: I rented out my property to four students for 16 months until March 2024. Initially, the property was in very good condition, but now it needs extensive renovation. This includes redoing the bathroom, replacing the kitchen, removing wallpaper, and redecorating due to significant mould growth. The tenants also left their furniture on the grass, which is owned by the local authority. As a landlord, I've met all legal requirements. It seems the damage was caused by poor ventilation—windows were always closed, and heating wasn't used. There was also a bathroom leak fixed by reapplying silicone. I tried to claim insurance, but it was denied, citing tenant behaviour as the cause by looking at the photos, which isn't covered. The deposit barely covers the repair costs, or else I'll have to pursue money claims, which I've never done before and am unsure about its legal complications or costs. Any thoughts on this?