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    • Morning dx and thank you for your message.   With regards to your comment about them not needing to produce the deed, the additional directions ordered by the judge included 'a copy of any assignment o the debt or agreement relied upon'  so that is why I thought that point was relevant?
    • Sorry for the long post but I don't want to miss out any relevant information: My wife bought a car from Trade Centre UK and have been having nothing but trouble with it. Unfortunately we paid of the finance used to buy the car as we weren't expecting this much trouble with the car as we we though we would have protection as buying from a dealer. We are wondering if we can still reject the vehicle since the finance plan has been paid off. Timeline is as follows: 13/12/2023 -15/12/2023 Bought car from Trade Centre UK for £10548 £2000 deposit paid on credit card on 13/12/2023 £8548 on finance from Moneybarn (arranged through Trade Centre UK). picked up car on 15/12/2023 Also bought lifetime warranty for £50/month 25/12/2023 Engine Management Light comes on. The AA called out and diagnosed the following error codes: P0133 - Lambda sensor (bank 1, sensor 1) Oxygen Sensor. Error Message : Slow reaction. Error sporadic P0135 - Lambda sensor heat. circ.(bank1,sensor1) Oxygen Sensor. Error Message : Component defective Due to it being Christmas took a few days to get through to them but they booked me in for 28/12/2023 to run their own diagnostics. 28/12/2023 Took car in to Trade Centre so could check the car – They agreed it was the Oxygen Sensor and Booked me in for repair on 30/01/2024. I was told they had no earlier slots, and I would be fine to carry on driving car when I said I was afraid of problem worse. During diagnosing the problem, they reset the Engine Management Light. During drive home light comes back on. 29/12/2023 - 29/01/2024 I carry on driving the car but closer to the date, engine goes to reduced power every now and again – not being a mechanic I presumed that this was due to above fault. 20/01/2024 Not expecting any more problems paid off the finance on the car using personal loan from bank with lower interest rate. 30/01/2024 Trade Centre replace to O2 sensor (They also take it on a roughly 60mile road trip which seems a bit excessive to me – I can’t prove this as something prompted me take a picture of milage when I handed car in but I forgot take one on collection – only remembered next day.) 06/02/2024 Engine goes in reduced power mode again and engine management light comes on – Thinking the Trade centre’s 28 day warranty period was over I booked the car the into local garage for the next day to get problem fixed under the lifetime warranty package. Fault seems to clear after engine was switched off. 07/02/2024 In the Morning, I take it to local garage who say as the light gone off – the warranty company is unlikely to cover the cost of the repair or diagnostics and recommend I contact them when the light comes back on. In the evening the light comes back on and luckily I manage to get it back to the garage just before it shuts for the day. 08/02/2024 The Garage sends me a diagnostics video showing a lot error codes been picked up by their diagnostics machine including codes for Oxygen sensor and Nox Sensors, Accelerator pedal and several more. Video also shows EGR Hose not connected to the intake manifold properly, they believed this was confusing the onboard system as it is unlikely this many sensors would trigger at same the time but they couldn’t be certain until they repaired the hose. 13/02/2024 Finally get the car back as it took a while to get approval and payment for the repairs from the Warranty company. Garage told me to keep an eye the car as errors had cleared with the hose but couldn’t 100% certain that’s what caused the problem. 06/03/2024 Engine management light comes on again. Fed up I go into Trade Centre as I was just around the corner when it happened and asked them how to reject the car or have the problem fixed. They insist that as it’s over 28 days I need to get the car fixed under the warranty package I purchased and they could no longer fix the car as it was over 28 days. When I tried telling them it appeared to be the same or related problem they said they couldn’t help as I hadn’t contacted them earlier. I asked them if they were willing to connect the car to the diagnostics machine and tell me what the problem was, as a goodwill gesture, which he agreed to do and took the car to the back He came back around 30 minutes later and said they took a look at the sensor they replaced previously and there was nothing wrong with it and engine management light went off when they removed the sensor to check it. When I asked what the error code he couldn’t give me an exact fault but the said it one of the problems I told him earlier (Accelerator pedal). I have this visit audio recorded on my phone – I informed the reps I was recording several times. As the light wasn’t on, local garage couldn’t book me for a repair under warranty. 07/03/2024 Light came on so managed to book back into local garage for the 12/03/2024 Whilst waiting to take car into garage, I borrowed a OBD sensor and scanned for errors on the car. This showed the following errors: P11BE – Manufacturer specific code (Google showed this to be NOX sensor) P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow 12/03/2024 Took car to local garage and the confirmed the above errors. This leads me to believe that either Trade Centre UK reps lied and just reset the light or just didn’t check properly (Obviously I am unable to prove this) 22/03/2024 Finally got the car back as according to garage, the warranty company took a long to time to pay for the repairs 28/04/2024 Engine management Light has come back on. Using the borrowed OBD scanner I am getting the following codes: P0133 - Oxygen (Lambda) Sensor B1 S1: Response too Slow P2138 - Accelerator Position Sensors (G79) / (G185): Implausible Correlation I have not yet booked into a garage as I wanted to see what my rights are in terms of rejecting the car as to me the faults seem related. I can’t keep using taxi or train to get to work every time the car goes into the garage as it is getting very expensive. Am I right in thinking that they have used up their chance to repair when they conducted the repair end of January or when they refused to repair it in February ? If I am still able to reject the vehicle could you point to any sample letters or emails I can use. Thankyou for your advice on my next steps.
    • Ok noted about the screenshot uploads. In terms of screwing up I had one previous ticket that defaulted and ended up in a CCJ from Southend airport because for some reason during COVID I didn't receive their claim form just a notice of default. This hospital ticket was the 2nd ticket that went to CCJ due to a lack of knowledge of the process. Maybe it's easier just to pay them in future I'm thinking though, I don't get them very often anyway
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Paid all council tax but warrant out for my arrest


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I received a letter on Friday saying there is a police warrant out for my immediate arrest. It's nightmarish not least because it's now Sunday night and on Tuesday morning I am due to fly to the USA.

 

Apparently there was a hearing at the local magistrates court on Tuesday (the type of hearing where you may get sent to prison) and non-attendance meant the magistrate ordered the warrant, adding costs for issuing it to the alleged outstanding amount.

 

Not only have I paid all council tax, but I received no summons or any court papers about all this.

 

However, what I do know is that a couple of months ago a bailiff came with a scrappy letter through the door saying I would be under arrest if I did not pay certain (rather ancient) council tax amounts. The letter detailed them and he said I could call or visit the council tax office to pay them. If not I would be going to appear before the magistrates 'in the near future'.

 

Over the years various very threatening and frightening letters had arrived from bailiffs, and in the end I just didn't open them. They always seemed to have fictitious and various company names - this doorstep bailiff was apparently from 'The National Warrant Office', the address of which I tracked on the internet to a retirement home in Kent.

 

Also, there is an issue that the amounts outstanding were from years where I was almost continuously unemployed, but being on jobseekers allowance you still have to pay some of the amount out of your dole - you don't get council tax benefit for the whole thing. I remember that how the arrears had arisen was it had taken so many months in both of the two cases to get a benefit award made, that by the time they told you you had to pay £100 yourself, you could hardly budget for it out of your weekly dole.

 

Anyway, the fact I owed them was not an issue and obviously one day they were going to catch up with me. Of course by now there were numerous bailiff costs added (ie now they totalled almost double the original amounts). But being in a better financial position, I realised I should get them paid off pronto.

 

So - I went and paid them off in their entirety at the council office, first asking staff to print me out proof of the alleged amounts (which actually did correspond to the bailiff's). I paid in cash and got a receipt for each.

 

So - how did the case get to court? How could anyone bothering to go there for the prosecution not check that I had paid? Why did it then take two days for me to receive a letter from the council offices 200 yards from my door to tell me of my fugitive and most wanted status?

 

I called the Citizens Advice Bureau helpline immediately: go up to the court, they said. The court said they couldn't help: go to the council and demand to be seen. I went to the council offices (luckily, luckily these are all within 5 minutes walk of me and each other): get out or we'll get security. Now 5.30 - council, CAB, courts all shutting for the weekend. I called the police: walk into the nearest station, but please realise you will be turning yourself in and be remanded in custody if there is a warrant out for your arrest.

 

Can you imagine the horror of all this? I have a small business. I have to trade the next day or I don't eat, and nor do 8 staff who are due to work for me. I have social things, house things, personal things to get done over the weekend. I can't actually do a runner. And I have a block full of neighbours to see an arrest take place. I have a sick baby niece in Washington DC who I may never see again.

 

An hour later I pull myself together and decide I'm going to take it all on the chin, also suspecting that the likelihood of central London Met police arresting you in anything other than a dramatic dawn raid on a Monday morning is against the odds - although hours of searching through Google confirms it often happens.

 

I amazingly manage to get to Sunday night as a free woman, most business finished, and decide to call the local police station (not the national line) in the knowledge that it may prompt them to come round and arrest. No one in the office (it's only rural old central London after all) I have to leave a voicemail and no-one has called me back. And now I am thinking - there's only 36 hours till I am due to board that plane. I just want this to be over.

 

You know, what is this? Where was the summons? (oh yeah, they got my address wrong, huh...........)

 

Moreover, what happened to the cash? Did it get stolen?

 

I will of course insist that the police to go down to the council office and investigate the officer and the cashiers.

 

But - and these are the answers I seek - how long could it take to get all these charges dropped and wiped? Can this all happen at once? What would my rights when the police do arrest?

 

And then is there any civil action I can bring against the council for all this?

 

Anyone out there know??

 

Many thanks!

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right

no-one that can help is going to read this thread unless you strip all all crap from it.

 

just leave the actual meat and facts then we might be able to understand it.

 

sorry but thats the way i see it.

 

its a no bail warrant, so don't expect any favours.

 

pers, i would expect the system to get its brain ingear and resolve the issue itself.

 

if it were me & IF i have fathomed out the meat correctly, you have paid, the warrant should now have be cancelled.

 

don't know what you do but when the stations are manned [so to speak] it should be resolved easily for you to take your trip.

 

but don't try anf travel [esp to the usa ] if it is still in force.

 

dx

sri best i can do.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you, dx for your reply and the information you gave

 

Yes, sorry if the post is long, but obviously we don't know the law, so it seems best to give out as much info as possible in case we have overlooked the importance of a certain event or action.

 

Plus I am writing at an emotionally charged time and so tend to add more personal info to illustrate the dilemma and knock-on effects as it seems to me now. A detailed, dramatic story is what keeps me reading other posters' threads. But I understand not everyone feels the same!!

 

Best wishes and thanks

 

PS the point is that the council and courts are closed over the weekend for any verification of my receipts against the info the police have, and anyway the first phone call to the police revealed that it wasn't going to be so simple as showing up with these receipts.

 

Now I left that bit out!

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eh. i bet by 12noon it will be sorted.

 

we are all aware you ca do nothing over the w/end, padding the post out with pers dilemmas does nothing to focus those that might be able to help.

 

it just gives three screens to wade thru to find the actual facts.

 

p'haps your first port of call is the court that issued the warrant & to get them to check it has been satisfied, .........

 

then enjoy as much as you can your trip,

 

hope the offspring gets better BTW

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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