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    • I decided on confrontation - which I hate.  Omg the arrogance of the driver.  They refused to say who had given them the alleged permission to park on the private land - unless I proved ownership.  I couldn't believe they could be so objectionable.   They advised they couldn't take public transport to work as they lived too far away.  They couldn't rent a local garage as none were available. I simply said that's their issue not mine. It was infuriating that this person had such misplaced entitlement.  However I decided to humour them and show them the title deeds.   They couldn't respond.  Although at this point they alleged some guy in a city up north - whose name they couldn't remember - gave permission!!    They then asked if they could buy the garages and land!! Yet can't afford to park on a meter !! They seemed to back down and agree to now park elsewhere.  I hope so. 
    • I've worked out the contractor invoiced apx 250k - Without adding vat to the invoices.  So based on above he should have added vat to all invoices once he reached 85k?  Obviously he had to pay his labourers - would those payments get taken off what he received?  Or it doesn't matter cos he invoiced for the high sum?
    • Greetings, I'm writing to seek assistance with an ongoing issue I'm having with Manchester Council.  I parked my car in a residential area behind Wilmslow Road to go purchase some food, not realizing it was a no-parking zone. I later received a letter stating I had failed to make the required payment, and the penalty had increased. I appealed the fine, explaining that I had parked there but never received the original Penalty Charge Notice (PCN), so I was unaware of the need to pay. However, the council's reply did not address my initial concern. Is there anything I can do in this situation? I admit to parking there, and I was willing to pay the original fine, but I don't think it's fair for them to demand a doubled amount when they failed to send me the initial PCN.  Any advice or guidance you can provide would be greatly appreciated. Thank you in advance for your assistance.   MK Document.pdf
    • If you look at some of the other debt related threads will see that one of the first things which will be asked will be for you to list out your debts in a brief chronological order, including date of debt, amount, creditor, amount outstanding, defaulted – yes/no – date of default, date of last payment made, have you acknowledged the debt at all to the creditors. That lot at least. I expect that my colleague @dx100uk will be along but will meet to know at least that information
    • Hi, I have found this group very helpful hence I am here seeking help and advice.   I got myself into a situation where I have now more than £50k in unsecured debts (personal loans & credit cards) and things are now getting out of control as I am struggling to make payments. This is purely my own created situation and I am taking 100% responsibility for it. I am keen to get out of this situation as soon as possible hence I would appreciate any help and advice in this process. I am employed at the moment and don’t want to risk going into IVA or bankruptcy as this would risk losing my job. Being sole bread earner of my family, I cannot afford to lose my job. I have been trying to keep up with the payments so far and had few missed payments instances until 3/4 months ago but got caught up with missed payments somehow using my savings. All my debts are still with original lenders. However I know I am getting into same situation again shortly and won’t be able to get out of it again. I have started exploring Debt Management Plan (DMP) option through StepChange but haven’t submitted it yet. Based on budgeting, I have around £820 available to make payments to all lenders after taking care of all other essential expenses. This is definitely lot more affordable than what I am currently paying to different lenders. 1. Is DMP right option for me in current situation? 2. what are the negative consequences of availing DMP? 3. is there something else that I can do to get out of this situation? I’m determined to clear out all my debts but need bit of breathing space and time. Let me know please if you need any additional information. Thanks in advance for all your help and guidance. MM  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Morning peeps:)

 

Morning Tawny... been keeping the last post warm for you.. ;)

 

Good luck and best wishes for your move Clemma..and Night Owl... what a month Gold and Silver all in one go how rich can you get!!

 

See you all later

 

Spam.:)

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They say money talks......mine just keeps saying "Goodbye"

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Good morning,how are you all.What are you all doing today.I am going to see the Red Arrows today,Red Arrows and supporting Aircraft - Theatres and Shows - Red Arrows and supporting Aircraft - Blackpool - Blackpool my favourate display since childhood.:D Just saw the time better get a few hours,zzzzzzzzzzz

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Tawny, the Red Arrows used to be based near me. I used to love being able to see them fly past as a child. God that takes me back a few years!!!

 

Clemma, good luck with the move.

 

Not long now till bed then 2 weeks off............can't wait.

 

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Morning all! Well, today is the day!!!! Just waiting for the OH to get his backside out of bed so we can think about making a move. Bless him though - he drove 360 miles yesterday to come get me, and has to do the same drive again today.

 

Will check in again when I have arrived safe and sound - CAG will be a nice distraction to the unpacking.....:D

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Morning everyone.:)

 

Hope you are all well.

 

The weather darn sarf appears to be ok at the moment Clemma so I hope it stays that way for your arrival..;) Are you getting some time off to settle in before you start your new job or do you have to hit the ground running?

 

Good luck with the whole move thing anyway, and don't forget your toothbrush.:D

 

Sees you all later.

 

Spam. :)

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They say money talks......mine just keeps saying "Goodbye"

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Good morning all :)

 

Sky is a bit overcast at the moment, but I'm hoping that it will clear up during the course of the day.

 

As today is Sunday, I will be doing my usual mundane chores of washing, cleaning, dusting and then cooking a bird for din dins.

 

Good luck on your journey down this way Clemma. Don't forget to look me up once you have settled :)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

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Weather here in south-west London is lovely, so might sit outside with neighbours later today - methinks another barbie may be in order.

 

I'm halfway through a major clear up indoors, living room and kitchen done, just my wardrobe to sort out now, and pack for my trip to Ireland, and sort out some paperwork and finish some needlework... also visit to my Dads and possible Karaoke in the evening - not exactly a day of rest here!

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Good morning everyone. It's drizzling in Cornwall, no it isn't it's just stopped. It looks like it's trying to clear up. Unfortunately it doesn't seem as though he surf will be up to much :(, a bit like me in the water :D, but I have fun (other than when I almost drown) so it's worth it.

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Good morning all. Well, the move went really well and the weather is lush (well it was yesterday). Bought our new car yesterday as well, so I get the OH's Golf while he has the newer one - haven't driven in 5 years, but I have no choice but to get back on the road today. So, wish me, and the other road users of Hastings luck :D

 

Spam - I start my new job on the 15th, so have a few days of relaxing first. It'll be strange going to work somewhere new......but kind of exciting :)

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Good Morning all. :)

 

Weather not bad so far today... too hot for me yesterday. :(

 

Babybear... I am envious of your guest room! I seem to have so much junk that 'might come in handy later' but I don't know where to put it... I should take it down the dump really but I hate throwing things away..

 

Hope your move went well yesterday Clemma and you got there safe and sound... good luck in your new home.

 

Bye for now everyone.

 

Spam. :)

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They say money talks......mine just keeps saying "Goodbye"

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Hi Clemma... we overlapped!

 

Glad all went well :)..... and can you stay your side of the Dartford Tunnel while your still practicing your driving...Thanks. :p

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They say money talks......mine just keeps saying "Goodbye"

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and can you stay your side of the Dartford Tunnel while your still practicing your driving...Thanks. :p

 

:eek::eek: How very rude :p

 

I think Dartford Tunnel can wait a while......it's too near Lakeside for my liking as I have no pennies to spend!

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Don't forget to avoid Bluewater too... that's your side of the fence... and much posher... they don't allow 'rif raf 'in there!!!:eek::rolleyes:

 

Welcome to the south...Clemma.. :D

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They say money talks......mine just keeps saying "Goodbye"

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Riff raff indeed (how'd you know).....that'll explain why the OH has never taken me there :p. Oh, and the fact that I HATE tunnels that go under water gives him another reason to only have taken me to Lakeside. Paying £1.50 to be scared s**tless......what a cruel man!

 

Thanks for the welcome - it's going to be really strange as I am used to coming down here for a few days before nicking back off to the North East. I guess he's worth sticking around for though :D

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Morning all.

 

Its trying to rain here!

It doesn't matter cause.........its my Birfday!!!!!! the big 5.......0...eeeekkkkk:shock:

 

Celebrating tonight.....can't wait.:D

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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Morning all. :)

 

Hope you are all well... and hope you had a great birthday yesterday Night Owl. :D

 

Flew into a panic last night when my broadband connection disappeared so couldn't say goodnight :( but all seems ok this morning..

 

Weather is overcast and drizzly...yuk..

 

Bye for now.

 

Spam.:)

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They say money talks......mine just keeps saying "Goodbye"

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Good morning :)

 

My BB went off last night too, are you with AO hell?

 

Nice and sunny here. Going to have my hair highlighted later for the brum meet. I think I'm the only woman on the planet that hates having her hair done lol...

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Good morning all :)

 

The sun is shining brightly today :D

 

As our family can't afford a holiday this year, I am taking the kids camping in my parents back garden for the next 3 days.

 

The only thing that is worrying me is that my mother phoned this morning to tell me that thier neighbours house got broken into this morning at 1.45am. They borke in round the back of the house.

 

I think I will probably take my dog with me tonight. If it is the same intruders that came into my house the other month, then they will get a nasty shock of coming face to face with the same dog that chased them off last time.

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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